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This question is about what an escrow officer does.
What does an escrow company do?
An escrow company acts as a neutral third party in collecting the proper documents and payments involved in the closing process in real estate. Escrow companies deal with escrow accounts in which they handle some of the following items for the two parties in a real estate deal:
Money
Property deeds
Personal finance documents
Other valuables to the closing process
Escrow companies are also referred to as escrow agents, and might also refer to a company that specializes in real estate deals, a bank, or some other form of a financial institution.
An escrow company is a neutral third party in a real estate deal that collects the required funds and documents from both parties during the closing process, this includes:
Initial earnest money check
Loan documents
Signed deed
In some instances, lawyers may handle this process of a real estate deal, instead of an escrow company.
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