What to do when unemployment runs out and you have no job

When unemployment runs out and you have no job, seek out alternative sources of income, create a budget for yourself, and look into financial assistance programs. Here are some details on these steps and others you can take when your unemployment runs out and you still don't have a job:

• Seek out alternative sources of income

While you have likely been looking for a full-time and stable position while you have been unemployed, now is the time to seek out some alternatives. Consider applying for part-time jobs for the time being. Any progress is good right now because it will at least give you a stream of income. Some other options in this area include:

• Temporary jobs

• Seasonal jobs

• Freelance work

• Starting your own small business

The main goal here is to supplement your income in some way, while you continue to look for full-time work.

• Create a budget for yourself

Since you don't have any income coming in at the moment, it is very important for you to create a strict budget for yourself. You should seek to cut back on your expenses as much as possible in order to stretch your remaining funds for the interim in which you don't have work. There are many areas you could consider cutting back, including:

• Food (if you eat out a lot or shop at high-end grocery stores)

• Entertainment

• Unhealthy habits, such as alcohol consumption or those related to nicotine

• Downsizing your living situation (Going from a 2 bedroom apartment to a studio, etc.)

Exercising financial restraint and caution is key at this time. Develop a budget and a plan, and keep moving forward.

• Look into financial assistance programs

Financial assistance programs vary state by state. Research your state to find available programs that you might qualify for. Depending on how badly you are struggling, you might want to also seek out resources like food banks, rental assistance programs, and other forms of financial aid that are available in your state and specific location.

• Network and keep applying for jobs

Use your own personal network to look for any available work at the moment. You should also try to network with professionals and companies in your field via social media and professional career sites. Continue your job hunt and apply to positions that align with your skills and experience.

• Consider furthering your education or training

You can also consider going back to school or building upon the training you already have in your field to make you a more appealing job candidate. If you go back to school, you might be able to find financial assistance programs to help you with tuition and other expenses.