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The differences between bodily injury adjusters and disability examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a disability examiner. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $40,180 average annual salary of a disability examiner.
The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a disability examiner are social security disability, supplemental security income, and social security administration.
| Bodily Injury Adjuster | Disability Examiner | |
| Yearly salary | $55,281 | $40,180 |
| Hourly rate | $26.58 | $19.32 |
| Growth rate | -6% | -6% |
| Number of jobs | 7,720 | 2,241 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 75% | Bachelor's Degree, 69% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
A disability examiner is primarily in charge of conducting assessments and examinations to determine an applicant's eligibility for disability benefits and programs. Their duties usually include reviewing medical and health records, conducting interviews, and evaluating applications. There are also times when a disability examiner must directly coordinate with healthcare providers to obtain and assess records. Moreover, as a disability examiner, it is essential to assist clients by answering inquiries, providing instructions and advice, and helping them understand the extent of procedures.
Bodily injury adjusters and disability examiners have different pay scales, as shown below.
| Bodily Injury Adjuster | Disability Examiner | |
| Average salary | $55,281 | $40,180 |
| Salary range | Between $39,000 And $76,000 | Between $28,000 And $57,000 |
| Highest paying City | - | Sacramento, CA |
| Highest paying state | - | Alaska |
| Best paying company | - | Minnesota State Fair |
| Best paying industry | - | Government |
There are a few differences between a bodily injury adjuster and a disability examiner in terms of educational background:
| Bodily Injury Adjuster | Disability Examiner | |
| Most common degree | Bachelor's Degree, 75% | Bachelor's Degree, 69% |
| Most common major | Business | Psychology |
| Most common college | California State University - Bakersfield | SUNY at Binghamton |
Here are the differences between bodily injury adjusters' and disability examiners' demographics:
| Bodily Injury Adjuster | Disability Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 39.4% Female, 60.6% | Male, 30.0% Female, 70.0% |
| Race ratio | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% | Black or African American, 14.4% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.0% White, 59.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |