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Bodily injury adjuster vs disability examiner

The differences between bodily injury adjusters and disability examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a disability examiner. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $40,180 average annual salary of a disability examiner.

The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a disability examiner are social security disability, supplemental security income, and social security administration.

Bodily injury adjuster vs disability examiner overview

Bodily Injury AdjusterDisability Examiner
Yearly salary$55,281$40,180
Hourly rate$26.58$19.32
Growth rate-6%-6%
Number of jobs7,7202,241
Job satisfaction--
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 69%
Average age4444
Years of experience44

What does a bodily injury adjuster do?

In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.

What does a disability examiner do?

A disability examiner is primarily in charge of conducting assessments and examinations to determine an applicant's eligibility for disability benefits and programs. Their duties usually include reviewing medical and health records, conducting interviews, and evaluating applications. There are also times when a disability examiner must directly coordinate with healthcare providers to obtain and assess records. Moreover, as a disability examiner, it is essential to assist clients by answering inquiries, providing instructions and advice, and helping them understand the extent of procedures.

Bodily injury adjuster vs disability examiner salary

Bodily injury adjusters and disability examiners have different pay scales, as shown below.

Bodily Injury AdjusterDisability Examiner
Average salary$55,281$40,180
Salary rangeBetween $39,000 And $76,000Between $28,000 And $57,000
Highest paying City-Sacramento, CA
Highest paying state-Alaska
Best paying company-Minnesota State Fair
Best paying industry-Government

Differences between bodily injury adjuster and disability examiner education

There are a few differences between a bodily injury adjuster and a disability examiner in terms of educational background:

Bodily Injury AdjusterDisability Examiner
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 69%
Most common majorBusinessPsychology
Most common collegeCalifornia State University - BakersfieldSUNY at Binghamton

Bodily injury adjuster vs disability examiner demographics

Here are the differences between bodily injury adjusters' and disability examiners' demographics:

Bodily Injury AdjusterDisability Examiner
Average age4444
Gender ratioMale, 39.4% Female, 60.6%Male, 30.0% Female, 70.0%
Race ratioBlack or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 14.4% Unknown, 4.4% Hispanic or Latino, 15.9% Asian, 5.0% White, 59.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between bodily injury adjuster and disability examiner duties and responsibilities

Bodily injury adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
  • Prepare and answer property damage homeowner arbitration contentions.
  • Resolve complaints and participates in arbitration and/or grievance procedures.
  • Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Show more

Disability examiner example responsibilities.

  • Manage a number of cases dealing with veterans' requests for claims and education benefits.
  • Provide comprehensive written and verbal reports to broker-dealer executives and FINRA management.
  • Interact extensively with senior management of securities firms to discuss their procedures and any weaknesses and/or findings regarding their processes.
  • Collaborate with FINRA enforcement on taking official on-the-record testimonies of register principals and register representatives.
  • Blood collection by venipuncture and capillary technique ensure all specimens are collect accurately, on time and according to establish procedures.
  • Work with the client and claimants to discuss the evaluation process and future action of short term disability and FMLA claims.
  • Show more

Bodily injury adjuster vs disability examiner skills

Common bodily injury adjuster skills
  • Bodily Injury Claims, 13%
  • Liability Claims, 12%
  • Claims Handling, 7%
  • Customer Service, 6%
  • Litigation, 6%
  • Auto Accidents, 4%
Common disability examiner skills
  • Social Security Disability, 24%
  • Supplemental Security Income, 9%
  • Social Security Administration, 8%
  • Disability Determinations, 6%
  • Medical Terminology, 5%
  • Disability Benefits, 5%

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