Bodily injury adjuster vs general adjuster

The differences between bodily injury adjusters and general adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a general adjuster. Additionally, a general adjuster has an average salary of $62,495, which is higher than the $55,281 average annual salary of a bodily injury adjuster.

The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a general adjuster are customer service, xactimate, and claims handling.

Bodily injury adjuster vs general adjuster overview

	Bodily Injury Adjuster	General Adjuster
Yearly salary	$55,281	$62,495
Hourly rate	$26.58	$30.05
Growth rate	-6%	-6%
Number of jobs	7,720	47,263
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 76%
Average age	44	44
Years of experience	4	4

What does a bodily injury adjuster do?

In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.

What does a general adjuster do?

In insurance companies, a general adjuster is responsible for studying and analyzing insurance claims to identify the company's financial liability. As a general adjuster, they must personally assess the extent and cause of property or physical damages, including the cost of repairs. They may also conduct interviews with witnesses or experts to ensure the eligibility of claims. Furthermore, as a general adjuster, it is essential to maintain records and documentation of procedures and cases, all while adhering to the company's policies and regulations.

Bodily injury adjuster vs general adjuster salary

Bodily injury adjusters and general adjusters have different pay scales, as shown below.

	Bodily Injury Adjuster	General Adjuster
Average salary	$55,281	$62,495
Salary range	Between $39,000 And $76,000	Between $41,000 And $94,000
Highest paying City	-	-
Highest paying state	-	-
Best paying company	-	-
Best paying industry	-	-

Differences between bodily injury adjuster and general adjuster education

There are a few differences between a bodily injury adjuster and a general adjuster in terms of educational background:

	Bodily Injury Adjuster	General Adjuster
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 76%
Most common major	Business	Business
Most common college	California State University - Bakersfield	Stanford University

Bodily injury adjuster vs general adjuster demographics

Here are the differences between bodily injury adjusters' and general adjusters' demographics:

	Bodily Injury Adjuster	General Adjuster
Average age	44	44
Gender ratio	Male, 39.4% Female, 60.6%	Male, 73.0% Female, 27.0%
Race ratio	Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%	Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.3% White, 61.0% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between bodily injury adjuster and general adjuster duties and responsibilities

Bodily injury adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
Prepare and answer property damage homeowner arbitration contentions.
Resolve complaints and participates in arbitration and/or grievance procedures.
Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.

General adjuster example responsibilities.

Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Investigate and evaluate bodily injury and property damage automobile and homeowner claims.
Respond to arbitration responses when need.
Investigate, inspect, scoped and estimate in Xactimate every loss assign.
Evaluate and estimate homeowner property damage.
Evaluate cost benefits so early settlement versus further litigation and negotiate settlement.

Bodily injury adjuster vs general adjuster skills

Common bodily injury adjuster skills

Bodily Injury Claims, 13%
Liability Claims, 12%
Claims Handling, 7%
Customer Service, 6%
Litigation, 6%
Auto Accidents, 4%

Common general adjuster skills

Customer Service, 19%
Xactimate, 17%
Claims Handling, 11%
Litigation, 10%
Commercial Property, 9%
Insurance Coverage, 7%

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Bodily Injury Adjuster vs General Adjuster

Updated January 8, 2025

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