Bodily injury adjuster vs material damage adjuster

The differences between bodily injury adjusters and material damage adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a material damage adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $53,724 average annual salary of a material damage adjuster.

The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a material damage adjuster are insurance claims, policy coverage, and repair estimates.

Bodily injury adjuster vs material damage adjuster overview

	Bodily Injury Adjuster	Material Damage Adjuster
Yearly salary	$55,281	$53,724
Hourly rate	$26.58	$25.83
Growth rate	-6%	-6%
Number of jobs	7,720	28,605
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 68%
Average age	44	44
Years of experience	4	4

Bodily injury adjuster vs material damage adjuster salary

Bodily injury adjusters and material damage adjusters have different pay scales, as shown below.

	Bodily Injury Adjuster	Material Damage Adjuster
Average salary	$55,281	$53,724
Salary range	Between $39,000 And $76,000	Between $36,000 And $80,000
Highest paying City	-	Florence, KY
Highest paying state	-	Alaska
Best paying company	-	Erie Insurance
Best paying industry	-	Insurance

Differences between bodily injury adjuster and material damage adjuster education

There are a few differences between a bodily injury adjuster and a material damage adjuster in terms of educational background:

	Bodily Injury Adjuster	Material Damage Adjuster
Most common degree	Bachelor's Degree, 75%	Bachelor's Degree, 68%
Most common major	Business	Business
Most common college	California State University - Bakersfield	SUNY Farmingdale

Bodily injury adjuster vs material damage adjuster demographics

Here are the differences between bodily injury adjusters' and material damage adjusters' demographics:

	Bodily Injury Adjuster	Material Damage Adjuster
Average age	44	44
Gender ratio	Male, 39.4% Female, 60.6%	Male, 61.2% Female, 38.8%
Race ratio	Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%	Black or African American, 11.6% Unknown, 4.5% Hispanic or Latino, 15.3% Asian, 5.8% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between bodily injury adjuster and material damage adjuster duties and responsibilities

Bodily injury adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
Prepare and answer property damage homeowner arbitration contentions.
Resolve complaints and participates in arbitration and/or grievance procedures.
Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.

Material damage adjuster example responsibilities.

Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Review files for SIU investigations for all fire and theft losses.
Resolve total loss claims using CCC evaluations for market evaluation of vehicles.
Research and resolve total loss claims, while obtaining reports from CCC.
Create summaries explaining repair cost differences for arbitration purposes.
Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.

Bodily injury adjuster vs material damage adjuster skills

Common bodily injury adjuster skills

Bodily Injury Claims, 13%
Liability Claims, 12%
Claims Handling, 7%
Customer Service, 6%
Litigation, 6%
Auto Accidents, 4%

Common material damage adjuster skills

Insurance Claims, 21%
Policy Coverage, 19%
Repair Estimates, 7%
ISO, 6%
Customer Service, 5%
Police Reports, 5%

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Bodily Injury Adjuster
Bodily Injury Adjuster vs Material Damage Adjuster

Updated January 8, 2025

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