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The differences between bodily injury adjusters and total loss specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a total loss specialist. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $51,718 average annual salary of a total loss specialist.
The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a total loss specialist are customer service, HR, and outbound calls.
| Bodily Injury Adjuster | Total Loss Specialist | |
| Yearly salary | $55,281 | $51,718 |
| Hourly rate | $26.58 | $24.86 |
| Growth rate | -6% | -6% |
| Number of jobs | 7,720 | 33,617 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 75% | Bachelor's Degree, 60% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
As a Total Loss Specialist, your job will involve appraising the damage and determining the salvage value on the total-loss vehicle. You will be tasked with examining the damaged vehicle to ascertain the extent of damage done to its body and structure and other mechanical, electrical, and internal damage. You'd also have to arrange with another appraiser to resolve any disagreement with the shop on the cost of repair after determining the extent of the damage to the vehicle.
Bodily injury adjusters and total loss specialists have different pay scales, as shown below.
| Bodily Injury Adjuster | Total Loss Specialist | |
| Average salary | $55,281 | $51,718 |
| Salary range | Between $39,000 And $76,000 | Between $32,000 And $81,000 |
| Highest paying City | - | - |
| Highest paying state | - | - |
| Best paying company | - | - |
| Best paying industry | - | - |
There are a few differences between a bodily injury adjuster and a total loss specialist in terms of educational background:
| Bodily Injury Adjuster | Total Loss Specialist | |
| Most common degree | Bachelor's Degree, 75% | Bachelor's Degree, 60% |
| Most common major | Business | Business |
| Most common college | California State University - Bakersfield | Stanford University |
Here are the differences between bodily injury adjusters' and total loss specialists' demographics:
| Bodily Injury Adjuster | Total Loss Specialist | |
| Average age | 44 | 44 |
| Gender ratio | Male, 39.4% Female, 60.6% | Male, 35.7% Female, 64.3% |
| Race ratio | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% | Black or African American, 14.1% Unknown, 4.4% Hispanic or Latino, 15.7% Asian, 5.4% White, 59.9% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |