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Bodily injury adjuster vs workers' compensation claims adjuster

The differences between bodily injury adjusters and workerss' compensation claims adjuster can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a bodily injury adjuster and a workers' compensation claims adjuster. Additionally, a workers' compensation claims adjuster has an average salary of $57,583, which is higher than the $55,281 average annual salary of a bodily injury adjuster.

The top three skills for a bodily injury adjuster include bodily injury claims, liability claims and claims handling. The most important skills for a workers' compensation claims adjuster are customer service, claim process, and compensation benefits.

Bodily injury adjuster vs workers' compensation claims adjuster overview

Bodily Injury AdjusterWorkers' Compensation Claims Adjuster
Yearly salary$55,281$57,583
Hourly rate$26.58$27.68
Growth rate-6%-6%
Number of jobs7,72016,506
Job satisfaction--
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 63%
Average age4444
Years of experience44

What does a bodily injury adjuster do?

In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.

What does a workers' compensation claims adjuster do?

A worker's compensation claims adjuster is responsible for analyzing and validating compensation claims, ensuring eligibility and accuracy to authorize payments. Their responsibilities also include coordinating with different departments to gather data, liaising with internal and external parties, determining the amount of compensation, and negotiating claims. Furthermore, a worker's compensation claims adjuster may also perform administrative support tasks such as preparing progress reports and other documentation, answering calls and inquiries, maintaining records of all transactions, and training new members of the workforce.

Bodily injury adjuster vs workers' compensation claims adjuster salary

Bodily injury adjusters and workerss' compensation claims adjuster have different pay scales, as shown below.

Bodily Injury AdjusterWorkers' Compensation Claims Adjuster
Average salary$55,281$57,583
Salary rangeBetween $39,000 And $76,000Between $40,000 And $82,000
Highest paying City-Sacramento, CA
Highest paying state-Rhode Island
Best paying company-The Travelers Companies
Best paying industry-Finance

Differences between bodily injury adjuster and workers' compensation claims adjuster education

There are a few differences between a bodily injury adjuster and a workers' compensation claims adjuster in terms of educational background:

Bodily Injury AdjusterWorkers' Compensation Claims Adjuster
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 63%
Most common majorBusinessBusiness
Most common collegeCalifornia State University - BakersfieldStanford University

Bodily injury adjuster vs workers' compensation claims adjuster demographics

Here are the differences between bodily injury adjusters' and workerss' compensation claims adjuster' demographics:

Bodily Injury AdjusterWorkers' Compensation Claims Adjuster
Average age4444
Gender ratioMale, 39.4% Female, 60.6%Male, 27.4% Female, 72.6%
Race ratioBlack or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between bodily injury adjuster and workers' compensation claims adjuster duties and responsibilities

Bodily injury adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
  • Prepare and answer property damage homeowner arbitration contentions.
  • Resolve complaints and participates in arbitration and/or grievance procedures.
  • Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Show more

Workers' compensation claims adjuster example responsibilities.

  • Manage OSHA logs and insure ongoing awareness for warehouse safety and risk management guidelines
  • Manage litigation, pay timely compensation, file necessary state forms timely, negotiate appropriate settlements within company assign authority.
  • Adjust complex workers' compensation claims, which include litigation management, vocational rehabilitation, medical management, and reserving practices.
  • Coordinate all medical and vocational rehabilitation services.
  • Coordinate all provide medical and vocational rehabilitation services to the catastrophically injure worker.
  • Prepare claims for hearing process order DWC.
  • Show more

Bodily injury adjuster vs workers' compensation claims adjuster skills

Common bodily injury adjuster skills
  • Bodily Injury Claims, 13%
  • Liability Claims, 12%
  • Claims Handling, 7%
  • Customer Service, 6%
  • Litigation, 6%
  • Auto Accidents, 4%
Common workers' compensation claims adjuster skills
  • Customer Service, 28%
  • Claim Process, 16%
  • Compensation Benefits, 12%
  • Settlement Authority, 9%
  • Data Entry, 4%
  • Litigation, 4%

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