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The differences between claims directors and liability claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claims director and a liability claims examiner. Additionally, a claims director has an average salary of $118,250, which is higher than the $54,421 average annual salary of a liability claims examiner.
The top three skills for a claims director include customer service, litigation and oversight. The most important skills for a liability claims examiner are party claims, litigation, and claims handling.
| Claims Director | Liability Claims Examiner | |
| Yearly salary | $118,250 | $54,421 |
| Hourly rate | $56.85 | $26.16 |
| Growth rate | -6% | -6% |
| Number of jobs | 13,299 | 13,734 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 68% | Bachelor's Degree, 73% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
A claims director spearheads and oversees the daily operations of an insurance company's claims department. They have the authority to make decisions and changes, set goals and timelines, establish guidelines and budgets, liaise with key external partners, coordinate managers and teams, delegate responsibilities, and conduct research and analysis to find opportunities that will optimize the department's operations. Moreover, a claims director leads and encourages staff to reach goals, all while implementing the company's claims policies and regulations, developing new ones as needed.
A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.
Claims directors and liability claims examiners have different pay scales, as shown below.
| Claims Director | Liability Claims Examiner | |
| Average salary | $118,250 | $54,421 |
| Salary range | Between $73,000 And $190,000 | Between $34,000 And $85,000 |
| Highest paying City | - | Lansing, MI |
| Highest paying state | - | Washington |
| Best paying company | - | W. R. Berkley |
| Best paying industry | - | Insurance |
There are a few differences between a claims director and a liability claims examiner in terms of educational background:
| Claims Director | Liability Claims Examiner | |
| Most common degree | Bachelor's Degree, 68% | Bachelor's Degree, 73% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between claims directors' and liability claims examiners' demographics:
| Claims Director | Liability Claims Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 58.2% Female, 41.8% | Male, 46.0% Female, 54.0% |
| Race ratio | Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 17.0% Asian, 5.3% White, 62.2% American Indian and Alaska Native, 0.5% | Black or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |