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Claims director vs liability claims examiner

The differences between claims directors and liability claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claims director and a liability claims examiner. Additionally, a claims director has an average salary of $118,250, which is higher than the $54,421 average annual salary of a liability claims examiner.

The top three skills for a claims director include customer service, litigation and oversight. The most important skills for a liability claims examiner are party claims, litigation, and claims handling.

Claims director vs liability claims examiner overview

Claims DirectorLiability Claims Examiner
Yearly salary$118,250$54,421
Hourly rate$56.85$26.16
Growth rate-6%-6%
Number of jobs13,29913,734
Job satisfaction--
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 73%
Average age4444
Years of experience66

What does a claims director do?

A claims director spearheads and oversees the daily operations of an insurance company's claims department. They have the authority to make decisions and changes, set goals and timelines, establish guidelines and budgets, liaise with key external partners, coordinate managers and teams, delegate responsibilities, and conduct research and analysis to find opportunities that will optimize the department's operations. Moreover, a claims director leads and encourages staff to reach goals, all while implementing the company's claims policies and regulations, developing new ones as needed.

What does a liability claims examiner do?

A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.

Claims director vs liability claims examiner salary

Claims directors and liability claims examiners have different pay scales, as shown below.

Claims DirectorLiability Claims Examiner
Average salary$118,250$54,421
Salary rangeBetween $73,000 And $190,000Between $34,000 And $85,000
Highest paying City-Lansing, MI
Highest paying state-Washington
Best paying company-W. R. Berkley
Best paying industry-Insurance

Differences between claims director and liability claims examiner education

There are a few differences between a claims director and a liability claims examiner in terms of educational background:

Claims DirectorLiability Claims Examiner
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Claims director vs liability claims examiner demographics

Here are the differences between claims directors' and liability claims examiners' demographics:

Claims DirectorLiability Claims Examiner
Average age4444
Gender ratioMale, 58.2% Female, 41.8%Male, 46.0% Female, 54.0%
Race ratioBlack or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 17.0% Asian, 5.3% White, 62.2% American Indian and Alaska Native, 0.5%Black or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claims director and liability claims examiner duties and responsibilities

Claims director example responsibilities.

  • Create project team that comply with new Medicare reporting requirements achieving successful reporting to CMS.
  • Maintain relationships with attorneys and manage litigation strategy; ensure strong relationships with insureds, brokers and third party administrators.
  • Redesign processes and procedures for managing litigation through the implementation of an aggressive process for managing discovery and case typing.
  • General knowledge of CPT, ICD-9, HCPCS, DRG and Medicode (UCR), bundling and unbundling.
  • File and respond to online arbitration matters.
  • Facilitate annual updates to all new and revise CPT codes assuring accurate claims payment.
  • Show more

Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
  • Show more

Claims director vs liability claims examiner skills

Common claims director skills
  • Customer Service, 17%
  • Litigation, 11%
  • Oversight, 9%
  • Coverage Issues, 6%
  • Claims Handling, 5%
  • Claims Operations, 5%
Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%

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