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Commercial mortgage broker vs mortgage banker

The differences between commercial mortgage brokers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a commercial mortgage broker and a mortgage banker. Additionally, a commercial mortgage broker has an average salary of $126,099, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a commercial mortgage broker include real estate transactions, lenders and commercial property. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Commercial mortgage broker vs mortgage banker overview

Commercial Mortgage BrokerMortgage Banker
Yearly salary$126,099$27,331
Hourly rate$60.62$13.14
Growth rate4%4%
Number of jobs31,82024,297
Job satisfaction--
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 72%
Average age4545
Years of experience66

Commercial mortgage broker vs mortgage banker salary

Commercial mortgage brokers and mortgage bankers have different pay scales, as shown below.

Commercial Mortgage BrokerMortgage Banker
Average salary$126,099$27,331
Salary rangeBetween $89,000 And $176,000Between $9,000 And $78,000
Highest paying City--
Highest paying state--
Best paying company--
Best paying industry--

Differences between commercial mortgage broker and mortgage banker education

There are a few differences between a commercial mortgage broker and a mortgage banker in terms of educational background:

Commercial Mortgage BrokerMortgage Banker
Most common degreeBachelor's Degree, 71%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Commercial mortgage broker vs mortgage banker demographics

Here are the differences between commercial mortgage brokers' and mortgage bankers' demographics:

Commercial Mortgage BrokerMortgage Banker
Average age4545
Gender ratioMale, 77.2% Female, 22.8%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.1% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between commercial mortgage broker and mortgage banker duties and responsibilities

Commercial mortgage broker example responsibilities.

  • Analyze and support development and execution of underwriting, automation and operational strategies to efficiently and effectively manage the portfolio.
  • Solicit profitable freight brokerage business by marketing transportation capability via direct sales calls, telephone and direct mail marketing activity.
  • Originate residential prime, sub-prime, and commercial mortgages.

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Commercial mortgage broker vs mortgage banker skills

Common commercial mortgage broker skills
  • Real Estate Transactions, 20%
  • Lenders, 11%
  • Commercial Property, 10%
  • Real Estate Brokers, 10%
  • Client Relationships, 8%
  • Commercial Loans, 6%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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