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Escrow officer vs loan officer assistant

The differences between escrow officers and loan officers assistant can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an escrow officer and a loan officer assistant. Additionally, an escrow officer has an average salary of $50,270, which is higher than the $45,681 average annual salary of a loan officer assistant.

The top three skills for an escrow officer include customer service, HOA and title insurance. The most important skills for a loan officer assistant are customer service, origination, and loan process.

Escrow officer vs loan officer assistant overview

Escrow OfficerLoan Officer Assistant
Yearly salary$50,270$45,681
Hourly rate$24.17$21.96
Growth rate4%4%
Number of jobs62,07765,094
Job satisfaction-4
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 53%
Average age4545
Years of experience66

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

Escrow officer vs loan officer assistant salary

Escrow officers and loan officers assistant have different pay scales, as shown below.

Escrow OfficerLoan Officer Assistant
Average salary$50,270$45,681
Salary rangeBetween $36,000 And $70,000Between $28,000 And $72,000
Highest paying CityWalnut Creek, CANew York, NY
Highest paying stateNew MexicoNew York
Best paying companyFidelity National FinancialStifel Financial
Best paying industryFinanceFinance

Differences between escrow officer and loan officer assistant education

There are a few differences between an escrow officer and a loan officer assistant in terms of educational background:

Escrow OfficerLoan Officer Assistant
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaSUNY at Binghamton

Escrow officer vs loan officer assistant demographics

Here are the differences between escrow officers' and loan officers assistant' demographics:

Escrow OfficerLoan Officer Assistant
Average age4545
Gender ratioMale, 14.9% Female, 85.1%Male, 28.8% Female, 71.2%
Race ratioBlack or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between escrow officer and loan officer assistant duties and responsibilities

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Escrow officer vs loan officer assistant skills

Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%
Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%

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