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Escrow officer vs mortgage consultant

The differences between escrow officers and mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an escrow officer and a mortgage consultant. Additionally, an escrow officer has an average salary of $50,270, which is higher than the $38,934 average annual salary of a mortgage consultant.

The top three skills for an escrow officer include customer service, HOA and title insurance. The most important skills for a mortgage consultant are customer service, origination, and NMLS.

Escrow officer vs mortgage consultant overview

Escrow OfficerMortgage Consultant
Yearly salary$50,270$38,934
Hourly rate$24.17$18.72
Growth rate4%4%
Number of jobs62,07724,057
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 67%
Average age4545
Years of experience66

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

What does a mortgage consultant do?

A mortgage consultant is an individual who helps customers and businesses identify the best option for mortgage deals based on their financial resources. To maintain an excellent relationship with clients, mortgage consultants must possess a broad knowledge of the company's products to answer all the clients' queries and concerns. They help clients gather and analyze documents that are required for loan approval and create accurate mortgage information. They also develop relationships with banks and real estate agents to help promote bank mortgages for clients.

Escrow officer vs mortgage consultant salary

Escrow officers and mortgage consultants have different pay scales, as shown below.

Escrow OfficerMortgage Consultant
Average salary$50,270$38,934
Salary rangeBetween $36,000 And $70,000Between $23,000 And $63,000
Highest paying CityWalnut Creek, CANew York, NY
Highest paying stateNew MexicoNew York
Best paying companyFidelity National FinancialCentennial Bank
Best paying industryFinanceFinance

Differences between escrow officer and mortgage consultant education

There are a few differences between an escrow officer and a mortgage consultant in terms of educational background:

Escrow OfficerMortgage Consultant
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Escrow officer vs mortgage consultant demographics

Here are the differences between escrow officers' and mortgage consultants' demographics:

Escrow OfficerMortgage Consultant
Average age4545
Gender ratioMale, 14.9% Female, 85.1%Male, 58.2% Female, 41.8%
Race ratioBlack or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between escrow officer and mortgage consultant duties and responsibilities

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Mortgage consultant example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Manage a multifacete commercial real estate investment firm.
  • Well verse in FHA, VA, USDA loan programs and government regulations.
  • Originate secondary market mortgage loans, including FHA, VA, USDA, and conventional products.
  • Originate loans using conforming and non-conforming standards set forth by bank policy as well as FNMA, FHA, and VA.
  • Upgrade software and immediate access to FNMA automate underwriting allow a quicker response for customer approval.
  • Show more

Escrow officer vs mortgage consultant skills

Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%
Common mortgage consultant skills
  • Customer Service, 22%
  • Origination, 10%
  • NMLS, 8%
  • Financial Services, 7%
  • Loan Products, 5%
  • Bank Products, 4%

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