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Escrow officer vs senior loan processor

The differences between escrow officers and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an escrow officer and a senior loan processor. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $50,270 average annual salary of an escrow officer.

The top three skills for an escrow officer include customer service, HOA and title insurance. The most important skills for a senior loan processor are customer service, FHA, and va.

Escrow officer vs senior loan processor overview

Escrow OfficerSenior Loan Processor
Yearly salary$50,270$50,297
Hourly rate$24.17$24.18
Growth rate4%4%
Number of jobs62,07721,995
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 50%
Average age4545
Years of experience66

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Escrow officer vs senior loan processor salary

Escrow officers and senior loan processors have different pay scales, as shown below.

Escrow OfficerSenior Loan Processor
Average salary$50,270$50,297
Salary rangeBetween $36,000 And $70,000Between $33,000 And $75,000
Highest paying CityWalnut Creek, CABaltimore, MD
Highest paying stateNew MexicoHawaii
Best paying companyFidelity National FinancialAccenture
Best paying industryFinanceProfessional

Differences between escrow officer and senior loan processor education

There are a few differences between an escrow officer and a senior loan processor in terms of educational background:

Escrow OfficerSenior Loan Processor
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Escrow officer vs senior loan processor demographics

Here are the differences between escrow officers' and senior loan processors' demographics:

Escrow OfficerSenior Loan Processor
Average age4545
Gender ratioMale, 14.9% Female, 85.1%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between escrow officer and senior loan processor duties and responsibilities

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Escrow officer vs senior loan processor skills

Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

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