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Farm loan representative vs loan officer

The differences between farm loan representatives and loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a farm loan representative and a loan officer. Additionally, a loan officer has an average salary of $45,817, which is higher than the $44,638 average annual salary of a farm loan representative.

The top three skills for a farm loan representative include customer service, and . The most important skills for a loan officer are customer service, origination, and loan origination.

Farm loan representative vs loan officer overview

Farm Loan RepresentativeLoan Officer
Yearly salary$44,638$45,817
Hourly rate$21.46$22.03
Growth rate4%4%
Number of jobs23,79163,663
Job satisfaction-4.5
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 61%
Average age4545
Years of experience66

Farm loan representative vs loan officer salary

Farm loan representatives and loan officers have different pay scales, as shown below.

Farm Loan RepresentativeLoan Officer
Average salary$44,638$45,817
Salary rangeBetween $27,000 And $72,000Between $30,000 And $69,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Bangor Savings Bank
Best paying industry-Finance

Differences between farm loan representative and loan officer education

There are a few differences between a farm loan representative and a loan officer in terms of educational background:

Farm Loan RepresentativeLoan Officer
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeNorthwestern UniversityUniversity of Pennsylvania

Farm loan representative vs loan officer demographics

Here are the differences between farm loan representatives' and loan officers' demographics:

Farm Loan RepresentativeLoan Officer
Average age4545
Gender ratioMale, 34.4% Female, 65.6%Male, 55.3% Female, 44.7%
Race ratioBlack or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 4.8% White, 64.4% American Indian and Alaska Native, 0.5%Black or African American, 9.0% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between farm loan representative and loan officer duties and responsibilities

Farm loan representative example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Interview prospective lenders to for additional services; significantly expand company lender sources in both purchase and refinance markets.
  • Communicate to a small team basic loan restructuring possibilities to assist customers in resolving delinquency and avoiding foreclosure.

Loan officer example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Analyze available resources to determine suitable mortgage products (FHA, FNMA/FHLC) to meet clients' purchasing or refinancing goals.
  • Originate and process various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
  • Originate FHA, VA, conventional, jumbo, and USDA loans, according to specific lender guidelines in broker environment.
  • Show more

Farm loan representative vs loan officer skills

Common farm loan representative skills
  • Customer Service, 100%
Common loan officer skills
  • Customer Service, 17%
  • Origination, 13%
  • Loan Origination, 5%
  • FHA, 5%
  • NMLS, 5%
  • Loan Products, 4%

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