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The differences between field adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a field adjuster and a bodily injury adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $54,120 average annual salary of a field adjuster.
The top three skills for a field adjuster include customer service, xactimate and strong negotiation. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.
| Field Adjuster | Bodily Injury Adjuster | |
| Yearly salary | $54,120 | $55,281 |
| Hourly rate | $26.02 | $26.58 |
| Growth rate | -6% | -6% |
| Number of jobs | 51,071 | 7,720 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 75% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A field adjuster is an individual who creates property and contents estimates based on the field inspection using the Xactimate estimating software with photos and diagrams. Field adjusters are required to investigate and evaluate property damage to determine and negotiate a monetary settlement for each claim. They must complete reports and itemize billing to be submitted to insurance companies for services rendered. Field adjusters must provide exceptional customer service to all parties involved to aid in the settlement process and maintain customer satisfaction.
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
Field adjusters and bodily injury adjusters have different pay scales, as shown below.
| Field Adjuster | Bodily Injury Adjuster | |
| Average salary | $54,120 | $55,281 |
| Salary range | Between $38,000 And $75,000 | Between $39,000 And $76,000 |
| Highest paying City | San Francisco, CA | - |
| Highest paying state | Alaska | - |
| Best paying company | Zurich | - |
| Best paying industry | Insurance | - |
There are a few differences between a field adjuster and a bodily injury adjuster in terms of educational background:
| Field Adjuster | Bodily Injury Adjuster | |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 75% |
| Most common major | Business | Business |
| Most common college | Stanford University | California State University - Bakersfield |
Here are the differences between field adjusters' and bodily injury adjusters' demographics:
| Field Adjuster | Bodily Injury Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 70.3% Female, 29.7% | Male, 39.4% Female, 60.6% |
| Race ratio | Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.7% American Indian and Alaska Native, 0.5% | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |