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The differences between field adjusters and insurance examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a field adjuster and an insurance examiner. Additionally, a field adjuster has an average salary of $54,120, which is higher than the $50,967 average annual salary of an insurance examiner.
The top three skills for a field adjuster include customer service, xactimate and strong negotiation. The most important skills for an insurance examiner are EKG, financial statements, and blood pressure.
| Field Adjuster | Insurance Examiner | |
| Yearly salary | $54,120 | $50,967 |
| Hourly rate | $26.02 | $24.50 |
| Growth rate | -6% | -6% |
| Number of jobs | 51,071 | 39,601 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 46% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A field adjuster is an individual who creates property and contents estimates based on the field inspection using the Xactimate estimating software with photos and diagrams. Field adjusters are required to investigate and evaluate property damage to determine and negotiate a monetary settlement for each claim. They must complete reports and itemize billing to be submitted to insurance companies for services rendered. Field adjusters must provide exceptional customer service to all parties involved to aid in the settlement process and maintain customer satisfaction.
A claims examiner is responsible for conducting a claim review of a client against a particular insurance company--usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement. They need to communicate with policyholders and insurance agents to assess if all the information under the company's claims guidelines and policies are correct and accurate.
Field adjusters and insurance examiners have different pay scales, as shown below.
| Field Adjuster | Insurance Examiner | |
| Average salary | $54,120 | $50,967 |
| Salary range | Between $38,000 And $75,000 | Between $34,000 And $76,000 |
| Highest paying City | San Francisco, CA | Farmington, CT |
| Highest paying state | Alaska | Rhode Island |
| Best paying company | Zurich | RSM US |
| Best paying industry | Insurance | Health Care |
There are a few differences between a field adjuster and an insurance examiner in terms of educational background:
| Field Adjuster | Insurance Examiner | |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 46% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between field adjusters' and insurance examiners' demographics:
| Field Adjuster | Insurance Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 70.3% Female, 29.7% | Male, 24.1% Female, 75.9% |
| Race ratio | Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.7% American Indian and Alaska Native, 0.5% | Black or African American, 12.3% Unknown, 4.5% Hispanic or Latino, 15.7% Asian, 6.0% White, 61.0% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |