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The differences between field adjusters and risk and insurance consultants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a field adjuster, becoming a risk and insurance consultant takes usually requires 4-6 years. Additionally, a risk and insurance consultant has an average salary of $90,307, which is higher than the $54,120 average annual salary of a field adjuster.
The top three skills for a field adjuster include customer service, xactimate and strong negotiation. The most important skills for a risk and insurance consultant are financial services, risk assessments, and portfolio.
| Field Adjuster | Risk And Insurance Consultant | |
| Yearly salary | $54,120 | $90,307 |
| Hourly rate | $26.02 | $43.42 |
| Growth rate | -6% | 11% |
| Number of jobs | 51,071 | 61,774 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 67% |
| Average age | 44 | 43 |
| Years of experience | 4 | 6 |
A field adjuster is an individual who creates property and contents estimates based on the field inspection using the Xactimate estimating software with photos and diagrams. Field adjusters are required to investigate and evaluate property damage to determine and negotiate a monetary settlement for each claim. They must complete reports and itemize billing to be submitted to insurance companies for services rendered. Field adjusters must provide exceptional customer service to all parties involved to aid in the settlement process and maintain customer satisfaction.
A risk and insurance consultant is a person whose job is to advise organizations and companies on what might happen in the future and how to deal with it. They advise the management on the next steps and possible outcomes. A risk and insurance consultant does research and calculations and uses that to predict or solve financial or risk issues.
Field adjusters and risk and insurance consultants have different pay scales, as shown below.
| Field Adjuster | Risk And Insurance Consultant | |
| Average salary | $54,120 | $90,307 |
| Salary range | Between $38,000 And $75,000 | Between $69,000 And $117,000 |
| Highest paying City | San Francisco, CA | San Francisco, CA |
| Highest paying state | Alaska | Rhode Island |
| Best paying company | Zurich | McKinsey & Company Inc |
| Best paying industry | Insurance | Insurance |
There are a few differences between a field adjuster and a risk and insurance consultant in terms of educational background:
| Field Adjuster | Risk And Insurance Consultant | |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 67% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between field adjusters' and risk and insurance consultants' demographics:
| Field Adjuster | Risk And Insurance Consultant | |
| Average age | 44 | 43 |
| Gender ratio | Male, 70.3% Female, 29.7% | Male, 67.7% Female, 32.3% |
| Race ratio | Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.7% American Indian and Alaska Native, 0.5% | Black or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3% |
| LGBT Percentage | 10% | 4% |