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Field adjuster vs workers' compensation claims adjuster

The differences between field adjusters and workerss' compensation claims adjuster can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a field adjuster and a workers' compensation claims adjuster. Additionally, a workers' compensation claims adjuster has an average salary of $57,583, which is higher than the $54,120 average annual salary of a field adjuster.

The top three skills for a field adjuster include customer service, xactimate and strong negotiation. The most important skills for a workers' compensation claims adjuster are customer service, claim process, and compensation benefits.

Field adjuster vs workers' compensation claims adjuster overview

Field AdjusterWorkers' Compensation Claims Adjuster
Yearly salary$54,120$57,583
Hourly rate$26.02$27.68
Growth rate-6%-6%
Number of jobs51,07116,506
Job satisfaction--
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 63%
Average age4444
Years of experience44

What does a field adjuster do?

A field adjuster is an individual who creates property and contents estimates based on the field inspection using the Xactimate estimating software with photos and diagrams. Field adjusters are required to investigate and evaluate property damage to determine and negotiate a monetary settlement for each claim. They must complete reports and itemize billing to be submitted to insurance companies for services rendered. Field adjusters must provide exceptional customer service to all parties involved to aid in the settlement process and maintain customer satisfaction.

What does a workers' compensation claims adjuster do?

A worker's compensation claims adjuster is responsible for analyzing and validating compensation claims, ensuring eligibility and accuracy to authorize payments. Their responsibilities also include coordinating with different departments to gather data, liaising with internal and external parties, determining the amount of compensation, and negotiating claims. Furthermore, a worker's compensation claims adjuster may also perform administrative support tasks such as preparing progress reports and other documentation, answering calls and inquiries, maintaining records of all transactions, and training new members of the workforce.

Field adjuster vs workers' compensation claims adjuster salary

Field adjusters and workerss' compensation claims adjuster have different pay scales, as shown below.

Field AdjusterWorkers' Compensation Claims Adjuster
Average salary$54,120$57,583
Salary rangeBetween $38,000 And $75,000Between $40,000 And $82,000
Highest paying CitySan Francisco, CASacramento, CA
Highest paying stateAlaskaRhode Island
Best paying companyZurichThe Travelers Companies
Best paying industryInsuranceFinance

Differences between field adjuster and workers' compensation claims adjuster education

There are a few differences between a field adjuster and a workers' compensation claims adjuster in terms of educational background:

Field AdjusterWorkers' Compensation Claims Adjuster
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 63%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Field adjuster vs workers' compensation claims adjuster demographics

Here are the differences between field adjusters' and workerss' compensation claims adjuster' demographics:

Field AdjusterWorkers' Compensation Claims Adjuster
Average age4444
Gender ratioMale, 70.3% Female, 29.7%Male, 27.4% Female, 72.6%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.7% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between field adjuster and workers' compensation claims adjuster duties and responsibilities

Field adjuster example responsibilities.

  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Provide optimum service to policyholders and agents, negotiate fair settlements and identify SIU claims.
  • Process boat, auto, motorcycle, and motorhome RV claims thru various estimating software.
  • Participate in development of claim handling strategies for mediation claims with home office personnel and attorneys.
  • Work closely with SIU in the handling of 1st party auto theft claims from initiation to completion.
  • Coordinate inspections with insure, this entail booking flights, hotel and rental reservations all while considering the overall cost.
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Workers' compensation claims adjuster example responsibilities.

  • Manage OSHA logs and insure ongoing awareness for warehouse safety and risk management guidelines
  • Manage litigation, pay timely compensation, file necessary state forms timely, negotiate appropriate settlements within company assign authority.
  • Adjust complex workers' compensation claims, which include litigation management, vocational rehabilitation, medical management, and reserving practices.
  • Coordinate all medical and vocational rehabilitation services.
  • Coordinate all provide medical and vocational rehabilitation services to the catastrophically injure worker.
  • Prepare claims for hearing process order DWC.
  • Show more

Field adjuster vs workers' compensation claims adjuster skills

Common field adjuster skills
  • Customer Service, 20%
  • Xactimate, 17%
  • Strong Negotiation, 7%
  • Insurance Policies, 6%
  • Claims Handling, 3%
  • CCC, 3%
Common workers' compensation claims adjuster skills
  • Customer Service, 28%
  • Claim Process, 16%
  • Compensation Benefits, 12%
  • Settlement Authority, 9%
  • Data Entry, 4%
  • Litigation, 4%

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