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Investment representative vs finance advisor

The differences between investment representatives and finance advisors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become an investment representative, becoming a finance advisor takes usually requires 2-4 years. Additionally, an investment representative has an average salary of $65,361, which is higher than the $64,993 average annual salary of a finance advisor.

The top three skills for an investment representative include money management, mutual funds and financial services. The most important skills for a finance advisor are team support, wealth management, and securities.

Investment representative vs finance advisor overview

Investment RepresentativeFinance Advisor
Yearly salary$65,361$64,993
Hourly rate$31.42$31.25
Growth rate10%15%
Number of jobs35,914106,311
Job satisfaction--
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 74%
Average age4345
Years of experience64

What does an investment representative do?

Investment representatives, also known as financial advisers, usually work in a bank, investment company, credit institution, or other financial firm. They handle the marketing and promotion of financial services and give clients investment advice. They do this is the phone or through face-to-face transactions. This position requires someone to be customer-oriented, communicate effectively, and know how to handle a crisis.

What does a finance advisor do?

A Financial Advisor specializes in sharing their expertise with an individual or company on how to handle and boost finances. The responsibilities of a Financial Advisor include creating and proposing a strategy to attain financial gains through profits and investments, educating the client about new methods and opportunities, monitor and evaluate progress, and as well as plan policies according to the clients' life changes. Furthermore, it is also the duty of the Financial Advisor to research new investments that would be of great help to the client's assets.

Investment representative vs finance advisor salary

Investment representatives and finance advisors have different pay scales, as shown below.

Investment RepresentativeFinance Advisor
Average salary$65,361$64,993
Salary rangeBetween $37,000 And $112,000Between $34,000 And $121,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyAmerican Century InvestmentsEnbridge
Best paying industryFinanceFinance

Differences between investment representative and finance advisor education

There are a few differences between an investment representative and a finance advisor in terms of educational background:

Investment RepresentativeFinance Advisor
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 74%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Minnesota - Twin Cities

Investment representative vs finance advisor demographics

Here are the differences between investment representatives' and finance advisors' demographics:

Investment RepresentativeFinance Advisor
Average age4345
Gender ratioMale, 72.1% Female, 27.9%Male, 72.3% Female, 27.7%
Race ratioBlack or African American, 5.9% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.9% White, 67.4% American Indian and Alaska Native, 0.2%Black or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.5% Asian, 8.3% White, 72.1% American Indian and Alaska Native, 0.1%
LGBT Percentage6%5%

Differences between investment representative and finance advisor duties and responsibilities

Investment representative example responsibilities.

  • Act as an investor center product coordinator; provide guidance on product and sales techniques for manage account solutions and annuities.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Re-Obtain previously hold FINRA licenses.
  • Sell fix and variable annuities.
  • License financial adviser & insurance producer register with both FINRA & the state of Massachusetts.
  • Answer inquiries with regards to equities, options, mutual fund, fixed-income and unit investment trusts.
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Finance advisor example responsibilities.

  • Manage all budget and forecast submissions into Hyperion.
  • Manage $3MM private investment portfolio consisting of mid-cap/large-cap equities.
  • Structure and manage investment portfolios using a range of financial instruments, including equity securities and fix income instruments.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Research eligibility and status of all Medicare and Medicaid patients.
  • Perform portfolio analysis using MorningStar workstation and complete cost basis research project.
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Investment representative vs finance advisor skills

Common investment representative skills
  • Money Management, 46%
  • Mutual Funds, 28%
  • Financial Services, 2%
  • FINRA, 2%
  • Customer Relationships, 2%
  • Market Trends, 2%
Common finance advisor skills
  • Team Support, 7%
  • Wealth Management, 7%
  • Securities, 6%
  • Strong Computer, 6%
  • Financial Services, 6%
  • Client Facing, 5%