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The differences between liability claims examiners and medical claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims examiner and a medical claims examiner. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $42,773 average annual salary of a medical claims examiner.
The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for a medical claims examiner are medical terminology, customer service, and data entry.
| Liability Claims Examiner | Medical Claims Examiner | |
| Yearly salary | $54,421 | $42,773 |
| Hourly rate | $26.16 | $20.56 |
| Growth rate | -6% | -6% |
| Number of jobs | 13,734 | 57,125 |
| Job satisfaction | - | 5 |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 36% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.
A medical claims examiner determines whether an insurer will be covering losses from accidents and illness. They are responsible for evaluating insurance claims and applications, following up with insurance adjusters to protect an insurer from financial loss, ensuring information integrity, and ensuring standard guidelines are adhered to. They are also tasked with approving payment and facilitating additional investigation. Qualifications for this position include knowledge of medical terminology.
Liability claims examiners and medical claims examiners have different pay scales, as shown below.
| Liability Claims Examiner | Medical Claims Examiner | |
| Average salary | $54,421 | $42,773 |
| Salary range | Between $34,000 And $85,000 | Between $30,000 And $59,000 |
| Highest paying City | Lansing, MI | Los Angeles, CA |
| Highest paying state | Washington | New Jersey |
| Best paying company | W. R. Berkley | UST Global |
| Best paying industry | Insurance | Technology |
There are a few differences between a liability claims examiner and a medical claims examiner in terms of educational background:
| Liability Claims Examiner | Medical Claims Examiner | |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 36% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between liability claims examiners' and medical claims examiners' demographics:
| Liability Claims Examiner | Medical Claims Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 46.0% Female, 54.0% | Male, 16.6% Female, 83.4% |
| Race ratio | Black or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5% | Black or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 17.0% Asian, 5.3% White, 62.4% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |