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Liability claims examiner vs medical claims examiner

The differences between liability claims examiners and medical claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims examiner and a medical claims examiner. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $42,773 average annual salary of a medical claims examiner.

The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for a medical claims examiner are medical terminology, customer service, and data entry.

Liability claims examiner vs medical claims examiner overview

Liability Claims ExaminerMedical Claims Examiner
Yearly salary$54,421$42,773
Hourly rate$26.16$20.56
Growth rate-6%-6%
Number of jobs13,73457,125
Job satisfaction-5
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 36%
Average age4444
Years of experience66

What does a liability claims examiner do?

A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.

What does a medical claims examiner do?

A medical claims examiner determines whether an insurer will be covering losses from accidents and illness. They are responsible for evaluating insurance claims and applications, following up with insurance adjusters to protect an insurer from financial loss, ensuring information integrity, and ensuring standard guidelines are adhered to. They are also tasked with approving payment and facilitating additional investigation. Qualifications for this position include knowledge of medical terminology.

Liability claims examiner vs medical claims examiner salary

Liability claims examiners and medical claims examiners have different pay scales, as shown below.

Liability Claims ExaminerMedical Claims Examiner
Average salary$54,421$42,773
Salary rangeBetween $34,000 And $85,000Between $30,000 And $59,000
Highest paying CityLansing, MILos Angeles, CA
Highest paying stateWashingtonNew Jersey
Best paying companyW. R. BerkleyUST Global
Best paying industryInsuranceTechnology

Differences between liability claims examiner and medical claims examiner education

There are a few differences between a liability claims examiner and a medical claims examiner in terms of educational background:

Liability Claims ExaminerMedical Claims Examiner
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 36%
Most common majorBusinessBusiness
Most common collegeStanford UniversityUniversity of Pennsylvania

Liability claims examiner vs medical claims examiner demographics

Here are the differences between liability claims examiners' and medical claims examiners' demographics:

Liability Claims ExaminerMedical Claims Examiner
Average age4444
Gender ratioMale, 46.0% Female, 54.0%Male, 16.6% Female, 83.4%
Race ratioBlack or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%Black or African American, 10.5% Unknown, 4.4% Hispanic or Latino, 17.0% Asian, 5.3% White, 62.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between liability claims examiner and medical claims examiner duties and responsibilities

Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
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Medical claims examiner example responsibilities.

  • Manage cases by aggressively directing the litigation process.
  • Process medical facility claims payment according to account-specific contract (HMO, PPO, EPO, etc . )
  • Process PPO, HMO, comprehensive plans, including medicare supplements, hospital, chiropractic and physical therapy claims.
  • Identify which claims are eligible for PPO reprising.
  • Resolve medical claims by approving and/or denying base on CMS guidelines for Medicaid/Medicare claim processing.
  • Verify that all ICD-9, CPT, modifiers and revenue codes are used correctly, prior to payment approval.
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Liability claims examiner vs medical claims examiner skills

Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%
Common medical claims examiner skills
  • Medical Terminology, 10%
  • Customer Service, 9%
  • Data Entry, 7%
  • Medical Treatment, 5%
  • Computer System, 5%
  • Provider Contracts, 4%

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