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Liability claims examiner vs senior claims examiner

The differences between liability claims examiners and senior claims examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims examiner and a senior claims examiner. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $50,962 average annual salary of a senior claims examiner.

The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for a senior claims examiner are customer service, litigation, and property damage.

Liability claims examiner vs senior claims examiner overview

Liability Claims ExaminerSenior Claims Examiner
Yearly salary$54,421$50,962
Hourly rate$26.16$24.50
Growth rate-6%-6%
Number of jobs13,73410,931
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 58%
Average age4444
Years of experience66

What does a liability claims examiner do?

A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.

What does a senior claims examiner do?

Senior claims examiners review, assess, and process the insurance claims of their clients. The examiners provide recommendations for claims-related resolution. It is their responsibility to examine and authorize the investigation of insurance claims as conducted by insurance adjusters. They check the claims and the insurance policies to ensure that all the information is right. During the settlement, they are expected to be careful in keeping the records with details of the process.

Liability claims examiner vs senior claims examiner salary

Liability claims examiners and senior claims examiners have different pay scales, as shown below.

Liability Claims ExaminerSenior Claims Examiner
Average salary$54,421$50,962
Salary rangeBetween $34,000 And $85,000Between $34,000 And $75,000
Highest paying CityLansing, MIUrban Honolulu, HI
Highest paying stateWashingtonHawaii
Best paying companyW. R. BerkleyW. R. Berkley
Best paying industryInsuranceFinance

Differences between liability claims examiner and senior claims examiner education

There are a few differences between a liability claims examiner and a senior claims examiner in terms of educational background:

Liability Claims ExaminerSenior Claims Examiner
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Liability claims examiner vs senior claims examiner demographics

Here are the differences between liability claims examiners' and senior claims examiners' demographics:

Liability Claims ExaminerSenior Claims Examiner
Average age4444
Gender ratioMale, 46.0% Female, 54.0%Male, 29.6% Female, 70.4%
Race ratioBlack or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%Black or African American, 10.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between liability claims examiner and senior claims examiner duties and responsibilities

Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
  • Show more

Senior claims examiner example responsibilities.

  • Manage day-to-day operations of claims department and provide general oversight and direction of all claims activity.
  • Coordinate vendor referrals for additional investigation and/or litigation management
  • Maintain office records of various types of complaints, conciliation, administrative decision, private litigation resolution, gather detailed information.
  • Ensure all HIPPA regulations are followed in the creation and release of all confidential records.
  • Coordinate vendor referrals for additional investigation and/or litigation management

Liability claims examiner vs senior claims examiner skills

Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%
Common senior claims examiner skills
  • Customer Service, 21%
  • Litigation, 11%
  • Property Damage, 9%
  • Claims Handling, 6%
  • TPA, 4%
  • Coverage Issues, 4%

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