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The differences between liability claims examiners and senior claims specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims examiner and a senior claims specialist. Additionally, a senior claims specialist has an average salary of $69,808, which is higher than the $54,421 average annual salary of a liability claims examiner.
The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for a senior claims specialist are customer service, litigation, and claims handling.
| Liability Claims Examiner | Senior Claims Specialist | |
| Yearly salary | $54,421 | $69,808 |
| Hourly rate | $26.16 | $33.56 |
| Growth rate | -6% | -6% |
| Number of jobs | 13,734 | 11,011 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 65% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.
A senior claims specialist's role is to handle and process insurance claims, ensuring accuracy and smooth workflow. Their responsibilities include liaising with clients to identify their needs, reviewing and validating documentation, resolving issues and concerns, and traveling to different locations in order to perform claims inspections and investigations for client eligibility. They may also approve claims applications and negotiate settlements. Furthermore, as a senior claims specialist, it is essential to lead and serve as a mentor to junior specialists, all while implementing the company's policies and regulations.
Liability claims examiners and senior claims specialists have different pay scales, as shown below.
| Liability Claims Examiner | Senior Claims Specialist | |
| Average salary | $54,421 | $69,808 |
| Salary range | Between $34,000 And $85,000 | Between $45,000 And $107,000 |
| Highest paying City | Lansing, MI | - |
| Highest paying state | Washington | - |
| Best paying company | W. R. Berkley | - |
| Best paying industry | Insurance | - |
There are a few differences between a liability claims examiner and a senior claims specialist in terms of educational background:
| Liability Claims Examiner | Senior Claims Specialist | |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 65% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between liability claims examiners' and senior claims specialists' demographics:
| Liability Claims Examiner | Senior Claims Specialist | |
| Average age | 44 | 44 |
| Gender ratio | Male, 46.0% Female, 54.0% | Male, 40.7% Female, 59.3% |
| Race ratio | Black or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5% | Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.0% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |