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Liability claims examiner vs worker's compensation claims examiner

The differences between liability claims examiners and workers's compensation claims examiner can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims examiner and a worker's compensation claims examiner. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $53,581 average annual salary of a worker's compensation claims examiner.

The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for a worker's compensation claims examiner are rehabilitation, social security, and litigation.

Liability claims examiner vs worker's compensation claims examiner overview

Liability Claims ExaminerWorker's Compensation Claims Examiner
Yearly salary$54,421$53,581
Hourly rate$26.16$25.76
Growth rate-6%-6%
Number of jobs13,73415,002
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 60%
Average age4444
Years of experience66

What does a liability claims examiner do?

A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.

What does a worker's compensation claims examiner do?

Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.

Liability claims examiner vs worker's compensation claims examiner salary

Liability claims examiners and workers's compensation claims examiner have different pay scales, as shown below.

Liability Claims ExaminerWorker's Compensation Claims Examiner
Average salary$54,421$53,581
Salary rangeBetween $34,000 And $85,000Between $33,000 And $84,000
Highest paying CityLansing, MISan Francisco, CA
Highest paying stateWashingtonCalifornia
Best paying companyW. R. BerkleyZurich
Best paying industryInsuranceFinance

Differences between liability claims examiner and worker's compensation claims examiner education

There are a few differences between a liability claims examiner and a worker's compensation claims examiner in terms of educational background:

Liability Claims ExaminerWorker's Compensation Claims Examiner
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 60%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Liability claims examiner vs worker's compensation claims examiner demographics

Here are the differences between liability claims examiners' and workers's compensation claims examiner' demographics:

Liability Claims ExaminerWorker's Compensation Claims Examiner
Average age4444
Gender ratioMale, 46.0% Female, 54.0%Male, 25.0% Female, 75.0%
Race ratioBlack or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between liability claims examiner and worker's compensation claims examiner duties and responsibilities

Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
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Worker's compensation claims examiner example responsibilities.

  • Manage all aspects of claims, including heavy litigation and vocational rehabilitation cases.
  • Negotiate settlements and actively manage the litigation process and process complex and technically difficult claims.
  • Determine benefits when processing medical claims receive as HCFA and UB92 paper claims or electronically.
  • Set up vehicle inspections, and rental reservations as a part of the claim settlement process.
  • Handle incoming calls from customers and providers with policy changes and claim status updates and maintain HIPAA.
  • Process claim forms, adjudicates for provision of deductibles, co-pays, co-insurance maximums and provider settlements and Medicaid claims.
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Liability claims examiner vs worker's compensation claims examiner skills

Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%
Common worker's compensation claims examiner skills
  • Rehabilitation, 22%
  • Social Security, 16%
  • Litigation, 15%
  • Medical Management, 9%
  • Workers Compensation Claims, 9%
  • TPA, 4%

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