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Material damage adjuster vs insurance adjuster

The differences between material damage adjusters and insurance adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a material damage adjuster and an insurance adjuster. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $53,724 average annual salary of a material damage adjuster.

The top three skills for a material damage adjuster include insurance claims, policy coverage and repair estimates. The most important skills for an insurance adjuster are insurance policies, customer service, and liability claims.

Material damage adjuster vs insurance adjuster overview

Material Damage AdjusterInsurance Adjuster
Yearly salary$53,724$57,315
Hourly rate$25.83$27.56
Growth rate-6%-6%
Number of jobs28,60544,837
Job satisfaction-3
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 58%
Average age4444
Years of experience44

Material damage adjuster vs insurance adjuster salary

Material damage adjusters and insurance adjusters have different pay scales, as shown below.

Material Damage AdjusterInsurance Adjuster
Average salary$53,724$57,315
Salary rangeBetween $36,000 And $80,000Between $40,000 And $80,000
Highest paying CityFlorence, KYHagerstown, MD
Highest paying stateAlaskaNew Jersey
Best paying companyErie InsuranceCunningham Lindsey
Best paying industryInsuranceInsurance

Differences between material damage adjuster and insurance adjuster education

There are a few differences between a material damage adjuster and an insurance adjuster in terms of educational background:

Material Damage AdjusterInsurance Adjuster
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeSUNY FarmingdaleStanford University

Material damage adjuster vs insurance adjuster demographics

Here are the differences between material damage adjusters' and insurance adjusters' demographics:

Material Damage AdjusterInsurance Adjuster
Average age4444
Gender ratioMale, 61.2% Female, 38.8%Male, 66.6% Female, 33.4%
Race ratioBlack or African American, 11.6% Unknown, 4.5% Hispanic or Latino, 15.3% Asian, 5.8% White, 62.3% American Indian and Alaska Native, 0.5%Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between material damage adjuster and insurance adjuster duties and responsibilities

Material damage adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Review files for SIU investigations for all fire and theft losses.
  • Resolve total loss claims using CCC evaluations for market evaluation of vehicles.
  • Research and resolve total loss claims, while obtaining reports from CCC.
  • Create summaries explaining repair cost differences for arbitration purposes.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
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Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Material damage adjuster vs insurance adjuster skills

Common material damage adjuster skills
  • Insurance Claims, 21%
  • Policy Coverage, 19%
  • Repair Estimates, 7%
  • ISO, 6%
  • Customer Service, 5%
  • Police Reports, 5%
Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%

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