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Material damage adjuster vs insurance examiner

The differences between material damage adjusters and insurance examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a material damage adjuster and an insurance examiner. Additionally, a material damage adjuster has an average salary of $53,724, which is higher than the $50,967 average annual salary of an insurance examiner.

The top three skills for a material damage adjuster include insurance claims, policy coverage and repair estimates. The most important skills for an insurance examiner are EKG, financial statements, and blood pressure.

Material damage adjuster vs insurance examiner overview

Material Damage AdjusterInsurance Examiner
Yearly salary$53,724$50,967
Hourly rate$25.83$24.50
Growth rate-6%-6%
Number of jobs28,60539,601
Job satisfaction--
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 46%
Average age4444
Years of experience44

Material damage adjuster vs insurance examiner salary

Material damage adjusters and insurance examiners have different pay scales, as shown below.

Material Damage AdjusterInsurance Examiner
Average salary$53,724$50,967
Salary rangeBetween $36,000 And $80,000Between $34,000 And $76,000
Highest paying CityFlorence, KYFarmington, CT
Highest paying stateAlaskaRhode Island
Best paying companyErie InsuranceRSM US
Best paying industryInsuranceHealth Care

Differences between material damage adjuster and insurance examiner education

There are a few differences between a material damage adjuster and an insurance examiner in terms of educational background:

Material Damage AdjusterInsurance Examiner
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 46%
Most common majorBusinessBusiness
Most common collegeSUNY FarmingdaleUniversity of Pennsylvania

Material damage adjuster vs insurance examiner demographics

Here are the differences between material damage adjusters' and insurance examiners' demographics:

Material Damage AdjusterInsurance Examiner
Average age4444
Gender ratioMale, 61.2% Female, 38.8%Male, 24.1% Female, 75.9%
Race ratioBlack or African American, 11.6% Unknown, 4.5% Hispanic or Latino, 15.3% Asian, 5.8% White, 62.3% American Indian and Alaska Native, 0.5%Black or African American, 12.3% Unknown, 4.5% Hispanic or Latino, 15.7% Asian, 6.0% White, 61.0% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between material damage adjuster and insurance examiner duties and responsibilities

Material damage adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Review files for SIU investigations for all fire and theft losses.
  • Resolve total loss claims using CCC evaluations for market evaluation of vehicles.
  • Research and resolve total loss claims, while obtaining reports from CCC.
  • Create summaries explaining repair cost differences for arbitration purposes.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
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Insurance examiner example responsibilities.

  • Manage operating procedure and accounting systems for payroll, operating expenses, supplies and inventory management and commercial accounts.
  • Court / arbitration / litigation appearances.
  • Review the subpoenas records in court house.
  • Used audit software utilize at insure's site, with PAAS and GAAP.
  • Draw blood from veins by vacuum tube, syringe, or butterfly venipuncture methods.
  • Perform insurance exams in client's homes which including history and physicals and phlebotomy.
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Material damage adjuster vs insurance examiner skills

Common material damage adjuster skills
  • Insurance Claims, 21%
  • Policy Coverage, 19%
  • Repair Estimates, 7%
  • ISO, 6%
  • Customer Service, 5%
  • Police Reports, 5%
Common insurance examiner skills
  • EKG, 14%
  • Financial Statements, 7%
  • Blood Pressure, 6%
  • Health History, 6%
  • Vital Signs, 6%
  • Naic, 6%

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