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Mortgage assistant vs mortgage loan processor

The differences between mortgage assistants and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage assistant and a mortgage loan processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $33,961 average annual salary of a mortgage assistant.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Mortgage assistant vs mortgage loan processor overview

Mortgage AssistantMortgage Loan Processor
Yearly salary$33,961$43,594
Hourly rate$16.33$20.96
Growth rate-3%-3%
Number of jobs5,14716,276
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 50%
Average age4242
Years of experience44

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Mortgage assistant vs mortgage loan processor salary

Mortgage assistants and mortgage loan processors have different pay scales, as shown below.

Mortgage AssistantMortgage Loan Processor
Average salary$33,961$43,594
Salary rangeBetween $26,000 And $43,000Between $33,000 And $57,000
Highest paying CityRockville, MDSan Francisco, CA
Highest paying stateWest VirginiaMassachusetts
Best paying companyDFCU FinancialAmplify Credit Union
Best paying industryProfessionalProfessional

Differences between mortgage assistant and mortgage loan processor education

There are a few differences between a mortgage assistant and a mortgage loan processor in terms of educational background:

Mortgage AssistantMortgage Loan Processor
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs mortgage loan processor demographics

Here are the differences between mortgage assistants' and mortgage loan processors' demographics:

Mortgage AssistantMortgage Loan Processor
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage assistant and mortgage loan processor duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Mortgage assistant vs mortgage loan processor skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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