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Mortgage broker vs loan analyst

The differences between mortgage brokers and loan analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a mortgage broker and a loan analyst. Additionally, a mortgage broker has an average salary of $124,376, which is higher than the $37,857 average annual salary of a loan analyst.

The top three skills for a mortgage broker include loan applications, FHA and va. The most important skills for a loan analyst are loan documentation, customer service, and real estate.

Mortgage broker vs loan analyst overview

Mortgage BrokerLoan Analyst
Yearly salary$124,376$37,857
Hourly rate$59.80$18.20
Growth rate4%4%
Number of jobs12,78224,756
Job satisfaction--
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 66%
Average age4545
Years of experience66

Mortgage broker vs loan analyst salary

Mortgage brokers and loan analysts have different pay scales, as shown below.

Mortgage BrokerLoan Analyst
Average salary$124,376$37,857
Salary rangeBetween $89,000 And $172,000Between $24,000 And $58,000
Highest paying City-Raleigh, NC
Highest paying state-South Dakota
Best paying company-Barclays
Best paying industry-Finance

Differences between mortgage broker and loan analyst education

There are a few differences between a mortgage broker and a loan analyst in terms of educational background:

Mortgage BrokerLoan Analyst
Most common degreeBachelor's Degree, 64%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage broker vs loan analyst demographics

Here are the differences between mortgage brokers' and loan analysts' demographics:

Mortgage BrokerLoan Analyst
Average age4545
Gender ratioMale, 67.5% Female, 32.5%Male, 43.2% Female, 56.8%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between mortgage broker and loan analyst duties and responsibilities

Mortgage broker example responsibilities.

  • Educate clients on mortgage contractual guidelines and process FHA, VA, and conventional loans reviewing files for submission to underwriting.
  • Foster deeper client relationships with commercial and residential lenders driving referrals by delivering excellent customer service.
  • Originate residential conventional, VA, home equity, commercial and construction loans.
  • Establish a network of contacts with community banks, appraisers, lenders, and other brokers.
  • Originate, process, and submit all types of commercial and SBA loans to the applicable lender.
  • Develop business plan, raise investment capital, create business processes, and obtain licensing, VA certification, HUD approval.
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Loan analyst example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Prepare and remit quarterly / semi-annual USDA reporting
  • Communicate with FHA, VA, FNMA and FHLMC investors for any missing documents that are not include at closing.
  • Review government loan's documents including FHA & VA loans, and approves or suspends the loans after the underwriter decision.
  • Contact correspondent lenders for any missing documents and request correction of documents when necessary.
  • Select to participate in company management as a critical member of loan origination process improvement team.
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Mortgage broker vs loan analyst skills

Common mortgage broker skills
  • Loan Applications, 14%
  • FHA, 8%
  • Va, 8%
  • Loan Programs, 5%
  • Credit Reports, 5%
  • Loan Process, 5%
Common loan analyst skills
  • Loan Documentation, 13%
  • Customer Service, 12%
  • Real Estate, 9%
  • Financial Statements, 9%
  • Loan Portfolio, 4%
  • Data Entry, 4%

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