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The differences between property adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property adjuster and a bodily injury adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $54,661 average annual salary of a property adjuster.
The top three skills for a property adjuster include customer service, xactimate and claims handling. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.
| Property Adjuster | Bodily Injury Adjuster | |
| Yearly salary | $54,661 | $55,281 |
| Hourly rate | $26.28 | $26.58 |
| Growth rate | -6% | -6% |
| Number of jobs | 12,286 | 7,720 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 75% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients. They may also negotiate settlements and authorize payments in adherence to the company's policies and regulations. Furthermore, as a property adjuster, it is essential to have a deep understanding of property costs to ensure the accuracy of claims.
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
Property adjusters and bodily injury adjusters have different pay scales, as shown below.
| Property Adjuster | Bodily Injury Adjuster | |
| Average salary | $54,661 | $55,281 |
| Salary range | Between $39,000 And $76,000 | Between $39,000 And $76,000 |
| Highest paying City | San Francisco, CA | - |
| Highest paying state | Alaska | - |
| Best paying company | The Hanover Insurance Group | - |
| Best paying industry | Insurance | - |
There are a few differences between a property adjuster and a bodily injury adjuster in terms of educational background:
| Property Adjuster | Bodily Injury Adjuster | |
| Most common degree | Bachelor's Degree, 73% | Bachelor's Degree, 75% |
| Most common major | Business | Business |
| Most common college | Stanford University | California State University - Bakersfield |
Here are the differences between property adjusters' and bodily injury adjusters' demographics:
| Property Adjuster | Bodily Injury Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 67.6% Female, 32.4% | Male, 39.4% Female, 60.6% |
| Race ratio | Black or African American, 12.4% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.2% White, 60.9% American Indian and Alaska Native, 0.5% | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |