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Senior banker vs loan originator

The differences between senior bankers and loan originators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior banker and a loan originator. Additionally, a senior banker has an average salary of $66,444, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a senior banker include bank policies, cross-selling and financial services. The most important skills for a loan originator are customer service, origination, and FHA.

Senior banker vs loan originator overview

Senior BankerLoan Originator
Yearly salary$66,444$41,291
Hourly rate$31.94$19.85
Growth rate4%4%
Number of jobs23,05110,716
Job satisfaction--
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 61%
Average age4545
Years of experience66

What does a senior banker do?

A senior banker works in a banking facility to help potential clients develop relationships with their company. They promote banking products such as credit cards, accounts, or loans to clients. They also have the responsibility of processing payments and reminding clients of payment deadlines.

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

Senior banker vs loan originator salary

Senior bankers and loan originators have different pay scales, as shown below.

Senior BankerLoan Originator
Average salary$66,444$41,291
Salary rangeBetween $28,000 And $153,000Between $28,000 And $60,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkSouth Dakota
Best paying companyCitiCentennial Bank
Best paying industryFinanceTransportation

Differences between senior banker and loan originator education

There are a few differences between a senior banker and a loan originator in terms of educational background:

Senior BankerLoan Originator
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior banker vs loan originator demographics

Here are the differences between senior bankers' and loan originators' demographics:

Senior BankerLoan Originator
Average age4545
Gender ratioMale, 52.8% Female, 47.2%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 8.9% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior banker and loan originator duties and responsibilities

Senior banker example responsibilities.

  • Attain NMLS identification number for mortgage origination.
  • Identify opportunities for cross-selling of value-ad bank products and services.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Participate in telemarketing and other banking center calling and marketing initiatives.

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Senior banker vs loan originator skills

Common senior banker skills
  • Bank Policies, 16%
  • Cross-Selling, 10%
  • Financial Services, 8%
  • Client Relationships, 7%
  • Real Estate, 6%
  • Credit Products, 6%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

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