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Senior banker vs personal banker

The differences between senior bankers and personal bankers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a senior banker, becoming a personal banker takes usually requires 2-4 years. Additionally, a senior banker has an average salary of $66,444, which is higher than the $37,639 average annual salary of a personal banker.

The top three skills for a senior banker include bank policies, cross-selling and financial services. The most important skills for a personal banker are customer relationships, cross-sell, and customer satisfaction.

Senior banker vs personal banker overview

Senior BankerPersonal Banker
Yearly salary$66,444$37,639
Hourly rate$31.94$18.10
Growth rate4%10%
Number of jobs23,05136,603
Job satisfaction-3
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 59%
Average age4543
Years of experience64

What does a senior banker do?

A senior banker works in a banking facility to help potential clients develop relationships with their company. They promote banking products such as credit cards, accounts, or loans to clients. They also have the responsibility of processing payments and reminding clients of payment deadlines.

What does a personal banker do?

A personal banker is responsible for managing the customers' financial records and assisting them in various banking transactions. Personal bankers' duties also include handling customers' inquiries for financial plans, understanding the banking and financial industry principles, processing applications, verifying account details, and offering bank products based on the customers' needs. A personal banker must have excellent customer service and communication skills, providing the best options for the customers, and helping them achieve their financial goals.

Senior banker vs personal banker salary

Senior bankers and personal bankers have different pay scales, as shown below.

Senior BankerPersonal Banker
Average salary$66,444$37,639
Salary rangeBetween $28,000 And $153,000Between $29,000 And $48,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyCitiNorthern Trust
Best paying industryFinanceFinance

Differences between senior banker and personal banker education

There are a few differences between a senior banker and a personal banker in terms of educational background:

Senior BankerPersonal Banker
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior banker vs personal banker demographics

Here are the differences between senior bankers' and personal bankers' demographics:

Senior BankerPersonal Banker
Average age4543
Gender ratioMale, 52.8% Female, 47.2%Male, 44.6% Female, 55.4%
Race ratioBlack or African American, 8.9% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%Black or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.2% Asian, 12.2% White, 66.8% American Indian and Alaska Native, 0.2%
LGBT Percentage8%6%

Differences between senior banker and personal banker duties and responsibilities

Senior banker example responsibilities.

  • Attain NMLS identification number for mortgage origination.
  • Identify opportunities for cross-selling of value-ad bank products and services.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Participate in telemarketing and other banking center calling and marketing initiatives.

Personal banker example responsibilities.

  • Manage customer s portfolio while identifying cross-sell opportunities to increase acquisition of customer s financial and credit services.
  • Work one-on-one with clients to gather requirements and identify cross-selling opportunities and leverage customer leads and referrals to identify new prospects.
  • Certify as a public notary and international wire transfers.
  • Process consumer loan applications following approve guidelines, NMLS certify.
  • Identify and maximize new account sales and cross-sell opportunities, utilizing customer profiling to develop book of business.
  • Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives through proper customer profiling and needs-base selling.
  • Show more

Senior banker vs personal banker skills

Common senior banker skills
  • Bank Policies, 16%
  • Cross-Selling, 10%
  • Financial Services, 8%
  • Client Relationships, 7%
  • Real Estate, 6%
  • Credit Products, 6%
Common personal banker skills
  • Customer Relationships, 10%
  • Cross-Sell, 6%
  • Customer Satisfaction, 5%
  • NMLS, 5%
  • Bank Products, 5%
  • Financial Services, 5%

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