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Senior banker vs senior loan officer

The differences between senior bankers and senior loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior banker and a senior loan officer. Additionally, a senior banker has an average salary of $66,444, which is higher than the $37,162 average annual salary of a senior loan officer.

The top three skills for a senior banker include bank policies, cross-selling and financial services. The most important skills for a senior loan officer are customer service, loan applications, and origination.

Senior banker vs senior loan officer overview

Senior BankerSenior Loan Officer
Yearly salary$66,444$37,162
Hourly rate$31.94$17.87
Growth rate4%4%
Number of jobs23,05165,807
Job satisfaction--
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 66%
Average age4545
Years of experience66

What does a senior banker do?

A senior banker works in a banking facility to help potential clients develop relationships with their company. They promote banking products such as credit cards, accounts, or loans to clients. They also have the responsibility of processing payments and reminding clients of payment deadlines.

What does a senior loan officer do?

A senior loan officer is responsible for authorizing loan applications after evaluating the applicant's loan eligibility upon submitting documents and other requirements. Senior loan officers assist the loan staff for the approval or rejection of the application, providing alternatives for the applicants based on their credibility. They monitor the loan process, create loan contracts, ensuring that the payment plans meet the federal laws and regulations. A senior loan officer must have extensive knowledge of the financial industry to prepare proposals timely and accurately.

Senior banker vs senior loan officer salary

Senior bankers and senior loan officers have different pay scales, as shown below.

Senior BankerSenior Loan Officer
Average salary$66,444$37,162
Salary rangeBetween $28,000 And $153,000Between $29,000 And $46,000
Highest paying CityNew York, NYMiami, FL
Highest paying stateNew YorkHawaii
Best paying companyCitiSalal Credit Union
Best paying industryFinanceFinance

Differences between senior banker and senior loan officer education

There are a few differences between a senior banker and a senior loan officer in terms of educational background:

Senior BankerSenior Loan Officer
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior banker vs senior loan officer demographics

Here are the differences between senior bankers' and senior loan officers' demographics:

Senior BankerSenior Loan Officer
Average age4545
Gender ratioMale, 52.8% Female, 47.2%Male, 69.4% Female, 30.6%
Race ratioBlack or African American, 8.9% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior banker and senior loan officer duties and responsibilities

Senior banker example responsibilities.

  • Attain NMLS identification number for mortgage origination.
  • Identify opportunities for cross-selling of value-ad bank products and services.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Participate in telemarketing and other banking center calling and marketing initiatives.

Senior loan officer example responsibilities.

  • Oversee the loan origination process from inception to completion and initiate aggressive business growth opportunities in a highly competitive market.
  • Maintain close relationships with loan processors and problem-solve upcoming issues to ensure quality loan origination and minimize last-minute conditions of approval.
  • Prepare FNMA 1003 and RESPA documents.
  • Underwrite over 30 FNMA modification loans determining terms of trial and permanent modifications.
  • Utilize automated underwriting engines to assess credit and collateral risk conventional and FHA lending.
  • Establish communication with escrow officers, processors, loan officers and underwriter regarding loan status and/or missing information.
  • Show more

Senior banker vs senior loan officer skills

Common senior banker skills
  • Bank Policies, 16%
  • Cross-Selling, 10%
  • Financial Services, 8%
  • Client Relationships, 7%
  • Real Estate, 6%
  • Credit Products, 6%
Common senior loan officer skills
  • Customer Service, 15%
  • Loan Applications, 11%
  • Origination, 10%
  • Business Relationships, 5%
  • FHA, 5%
  • Va, 5%

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