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Senior banker vs senior underwriter

The differences between senior bankers and senior underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a senior underwriter has an average salary of $69,375, which is higher than the $66,444 average annual salary of a senior banker.

The top three skills for a senior banker include bank policies, cross-selling and financial services. The most important skills for a senior underwriter are customer service, portfolio, and underwriting guidelines.

Senior banker vs senior underwriter overview

Senior BankerSenior Underwriter
Yearly salary$66,444$69,375
Hourly rate$31.94$33.35
Growth rate4%-4%
Number of jobs23,0516,726
Job satisfaction--
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 71%
Average age4544
Years of experience6-

What does a senior banker do?

A senior banker works in a banking facility to help potential clients develop relationships with their company. They promote banking products such as credit cards, accounts, or loans to clients. They also have the responsibility of processing payments and reminding clients of payment deadlines.

What does a senior underwriter do?

A senior underwriter is responsible for evaluating the eligibility of an applicant for loan application processing. Senior underwriters verify the applicant's information, including their credit score and other valid documents, ensuring that the applicant fulfills the loan application's parameters. They check the applicant's portfolios and provide them the next necessary steps and the alternatives for loan types. A senior underwriter must have excellent knowledge of the loan processes and underwriting procedures to analyze applications and make accurate decisions.

Senior banker vs senior underwriter salary

Senior bankers and senior underwriters have different pay scales, as shown below.

Senior BankerSenior Underwriter
Average salary$66,444$69,375
Salary rangeBetween $28,000 And $153,000Between $44,000 And $108,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyCitiCapital Group
Best paying industryFinanceInsurance

Differences between senior banker and senior underwriter education

There are a few differences between a senior banker and a senior underwriter in terms of educational background:

Senior BankerSenior Underwriter
Most common degreeBachelor's Degree, 61%Bachelor's Degree, 71%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior banker vs senior underwriter demographics

Here are the differences between senior bankers' and senior underwriters' demographics:

Senior BankerSenior Underwriter
Average age4544
Gender ratioMale, 52.8% Female, 47.2%Male, 42.0% Female, 58.0%
Race ratioBlack or African American, 8.9% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 2.5% Hispanic or Latino, 9.4% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4%
LGBT Percentage8%9%

Differences between senior banker and senior underwriter duties and responsibilities

Senior banker example responsibilities.

  • Attain NMLS identification number for mortgage origination.
  • Identify opportunities for cross-selling of value-ad bank products and services.
  • Develop business relationships and provide financial advisory skills for business owners seeking depository accounts, notary services and lines of credit.
  • Participate in telemarketing and other banking center calling and marketing initiatives.

Senior underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Perform underwriter approval/declines on FHA, VA, FmHA and conventional loan applications providing financing for one-to-four family residential properties.
  • Fix and n variable annuities.
  • Check for the accuracy and proper recording of UCC filings and mortgages.
  • Order and review flood searches, title reports, UCC searches, appraisals, insurance policies and binders, and contracts.
  • Review preliminary HUD-1 for accuracy.
  • Show more

Senior banker vs senior underwriter skills

Common senior banker skills
  • Bank Policies, 16%
  • Cross-Selling, 10%
  • Financial Services, 8%
  • Client Relationships, 7%
  • Real Estate, 6%
  • Credit Products, 6%
Common senior underwriter skills
  • Customer Service, 11%
  • Portfolio, 8%
  • Underwriting Guidelines, 5%
  • Strong Analytical, 4%
  • SR, 4%
  • Excellent Interpersonal, 4%

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