Post job

Senior loan consultant vs loan officer

The differences between senior loan consultants and loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior loan consultant and a loan officer. Additionally, a loan officer has an average salary of $45,817, which is higher than the $34,256 average annual salary of a senior loan consultant.

The top three skills for a senior loan consultant include origination, loan applications and loan products. The most important skills for a loan officer are customer service, origination, and loan origination.

Senior loan consultant vs loan officer overview

Senior Loan ConsultantLoan Officer
Yearly salary$34,256$45,817
Hourly rate$16.47$22.03
Growth rate4%4%
Number of jobs22,87263,663
Job satisfaction-4.5
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 61%
Average age4545
Years of experience66

Senior loan consultant vs loan officer salary

Senior loan consultants and loan officers have different pay scales, as shown below.

Senior Loan ConsultantLoan Officer
Average salary$34,256$45,817
Salary rangeBetween $27,000 And $42,000Between $30,000 And $69,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Bangor Savings Bank
Best paying industry-Finance

Differences between senior loan consultant and loan officer education

There are a few differences between a senior loan consultant and a loan officer in terms of educational background:

Senior Loan ConsultantLoan Officer
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior loan consultant vs loan officer demographics

Here are the differences between senior loan consultants' and loan officers' demographics:

Senior Loan ConsultantLoan Officer
Average age4545
Gender ratioMale, 64.7% Female, 35.3%Male, 55.3% Female, 44.7%
Race ratioBlack or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%Black or African American, 9.0% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between senior loan consultant and loan officer duties and responsibilities

Senior loan consultant example responsibilities.

  • Manage all HMDA reporting, and performing post-closing review of loan documentation.
  • Specialize in mortgage lending for customers with complex credit portfolios and government loan programs to include FHA and VA loans.
  • Originate loans through FHA and conventional lenders through knowledge of programs guidelines and availability, following all of RESPA guidelines.
  • Maintain customer files and documents in RESPA compliance.
  • Oversee entire mortgage process including application, origination, underwriting and closing.
  • Create and implement training protocol for new recruits across origination, processing and post-closing.
  • Show more

Loan officer example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Analyze available resources to determine suitable mortgage products (FHA, FNMA/FHLC) to meet clients' purchasing or refinancing goals.
  • Originate and process various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
  • Originate FHA, VA, conventional, jumbo, and USDA loans, according to specific lender guidelines in broker environment.
  • Show more

Senior loan consultant vs loan officer skills

Common senior loan consultant skills
  • Origination, 12%
  • Loan Applications, 10%
  • Loan Products, 9%
  • Escrow, 7%
  • FHA, 6%
  • Va, 6%
Common loan officer skills
  • Customer Service, 17%
  • Origination, 13%
  • Loan Origination, 5%
  • FHA, 5%
  • NMLS, 5%
  • Loan Products, 4%

Browse business and financial jobs