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Student loan correspondent vs mortgage underwriter

The differences between student loan correspondents and mortgage underwriters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a student loan correspondent and a mortgage underwriter. Additionally, a mortgage underwriter has an average salary of $55,721, which is higher than the $46,486 average annual salary of a student loan correspondent.

The top three skills for a student loan correspondent include customer service, inbound calls and outbound calls. The most important skills for a mortgage underwriter are customer service, work ethic, and FHA.

Student loan correspondent vs mortgage underwriter overview

Student Loan CorrespondentMortgage Underwriter
Yearly salary$46,486$55,721
Hourly rate$22.35$26.79
Growth rate4%4%
Number of jobs18,0889,260
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 65%
Average age4545
Years of experience66

Student loan correspondent vs mortgage underwriter salary

Student loan correspondents and mortgage underwriters have different pay scales, as shown below.

Student Loan CorrespondentMortgage Underwriter
Average salary$46,486$55,721
Salary rangeBetween $33,000 And $65,000Between $38,000 And $80,000
Highest paying City-New York, NY
Highest paying state-New Mexico
Best paying company-CTBC Bank
Best paying industry-Professional

Differences between student loan correspondent and mortgage underwriter education

There are a few differences between a student loan correspondent and a mortgage underwriter in terms of educational background:

Student Loan CorrespondentMortgage Underwriter
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeMassachusetts Institute of TechnologyUniversity of Pennsylvania

Student loan correspondent vs mortgage underwriter demographics

Here are the differences between student loan correspondents' and mortgage underwriters' demographics:

Student Loan CorrespondentMortgage Underwriter
Average age4545
Gender ratioMale, 36.1% Female, 63.9%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between student loan correspondent and mortgage underwriter duties and responsibilities

Student loan correspondent example responsibilities.

  • Develop Facebook strategy, execute launch and manage content.
  • Proofread and edit correspondence for accuracy and quality standards.
  • Interview prospective lenders to for additional services; significantly expand company lender sources in both purchase and refinance markets.
  • Analyze mortgagors for approval of HAMP or traditional modification.

Mortgage underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Involve with USDA and NH housing loans.
  • Obtain NMLS license in 2011 and real estate license in 2005.
  • Prepare and respond to compliance HMDA, NMLS, and ECOA relate inquiries.
  • Audit and analyze TIL, GFE and HUD documentation for accuracy to insure compliance.
  • Review MHA and FHA guidelines and calculate proper income to approve or decline loans for a temporary or permanent modification.
  • Show more

Student loan correspondent vs mortgage underwriter skills

Common student loan correspondent skills
  • Customer Service, 24%
  • Inbound Calls, 18%
  • Outbound Calls, 13%
  • Student Loan Debt, 6%
  • Payment Arrangements, 5%
  • Credit Card, 5%
Common mortgage underwriter skills
  • Customer Service, 7%
  • Work Ethic, 6%
  • FHA, 5%
  • Va, 5%
  • Excellent Organizational, 4%
  • Excellent Interpersonal, 4%

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