If you are looking for a great place to work, and reach your potential, look to Peoples Security Bank & Trust.
We continue to grow and are always looking for the right people to join our team.
#TeamPSBT
Our Mortgage Loan Underwriters are responsible for performing administrative and underwriting duties to support the mortgage loan function; acquiring intricate knowledge of underwriting and selling guidelines, especially those associated with the secondary market; achieving goals as established in the Bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the mortgage loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports.
Essential Duties:
Performs administrative and underwriting duties to support the mortgage loan function of which the following are illustrative:
Assists with pre-qualification underwriting and loan structuring.
Performs of due diligence and underwriting once loans are under application.
Verifies and reviews financial loan documents.
Assesses borrower(s) credit worthiness.
Processes and issues all required disclosures.
Communicates changes in loan terms as necessary.
Prepares recommendations for credit review committee or loan originators.
Reviews loan documents for completeness.
Assembles loan documents in loan file, including acceptance or denial and returns file to origination mortgage loan office.
Notifies all required personnel of disposition of underwriting results.
Performs credit analysis and approves mortgage loans within established lending authority.
Maintains knowledge of FHA, VA, and USDA lending guidelines.
Perform Administrative Compliance Reviews of subject property appraisals for completeness, accuracy, adequacy and validity in accordance with financial institution policy
Maintains intricate knowledge of underwriting and selling guidelines, especially those associated with the secondary market.
Ancillary Duties:
Perform tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Benefits Offered to Peoples Security Bank Employees
**Our College Tuition Reimbursement Benefit can help you achieve your long-term career and educational goals**
Medical Plans
Dental Plan
Vision Plan
Life Insurance
Disability Insurance
401(K) Plan
Paid Time Off
Paid Holidays
Paid Volunteer Time Off
Employee Assistance Program
Banking Classes
Internal Advancement Opportunities
Company Overview
Community has and always will be our purpose. We were founded on the principle to be a bank that people can trust. We would not be where we are today without the dedication that our employees have had since we first opened our doors. Our values still hold true to this day, and we are making strides to continue to grow with our amazing team.
We believe that operating with a core set of values will be integral to the success of Peoples Security Bank & Trust for our employees, customers, shareholders and communities.
PEOPLE | Working together for a common good by engaging our customers and communities.
SERVICE | Consistently deliver a safe, reliable and positive banking experience for our customers.
BETTER | A commitment to excellence in every interaction.
TRUST | Integrity, accountability, guidance, and support form the foundation for every customer engagement.
We believe our team is what makes our organization successful. Hearing their stories show a path of growth and enrichment in their careers. Every single team member truly makes a difference within our company and we're grateful for each employee who chooses to work with us.
Peoples Security Bank and Trust Company is an Equal Opportunity Employer
Requirements:
Education/Training: Associate degree or equivalent knowledge normally required; specialized bank education/training related to mortgage lending.
Experience: A minimum of 5 years' related experience normally required.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 25 pounds. This position requires regular use of a computer.
$46k-57k yearly est. 1d ago
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Underwriter, Pittsburgh
Jimcor Agency 3.3
Underwriter job in Pennsylvania
This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact.
Essential Duties and Responsibilities:
Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.
Evaluate the experience of a risk against the class of business under review.
Evaluate the loss potential due to catastrophe, severity, and/or frequency.
May rate policies or check previously rated policies for proper rating.
Utilizes knowledge of automated systems to develop information for new or renewal policies.
Prepares quotations for agents and answers questions from agents, policyholder, or prospects.
Assists agents with comments or questions about applications and the likelihood of acceptance by the company.
Reviews requests for cancellation, endorsements, etc.
Reviews policies for renewal consideration.
Request additional documentation necessary for the processing of an application, endorsement or cancellation.
Conduct marketing visits to agents.
Performs other duties as assigned.
Qualifications/Requirements:
Must have Producer's License.
3 plus years of insurance experience.
Prior exposure to insurance underwriting type activities.
Basic familiarity with computers.
Good oral and written communications skills.
Strong analytical skills and the ability to pay attention to details.
Resourceful and controlled assertive behavior characteristics.
Must have demonstrated negotiation skills
Technical knowledge of insurance coverage forms and their application to exposure.
Knowledge of departmental regulations and policies.
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.
Strong interpersonal skills working with Staff and Company Underwriters
Experience in standard underwriting practices and procedures.
Associated classes or courses and/or industry license, or designation.
We offer a total compensation package which includes salary plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance, Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More.
Visit Us On LinkedIn: *************************************************
View All Openings: ************************************
Website: **************
$76k-114k yearly est. Auto-Apply 60d+ ago
Underwriter- New Business
Paretohealth
Underwriter job in Philadelphia, PA
We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits.
The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings-and we continue to lead with a growing ecosystem of partners and world-class cost control solutions.
But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come.
Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.
Position Overview:
Pareto Health is seeking a dedicated and detail-oriented Underwriter to join our team. This role is crucial in assessing and managing the risks associated with self-funded and fully insured health plans, using stoploss insurance. The ideal candidate will bring a foundational understanding of analyzing health risks and developing stoploss strategies that align with our commitment to providing innovative and cost-effective healthcare solutions to our clients.
Key Responsibilities:
Support the underwriting process using a best-in-class captive offering to create profitable stoploss offerings for prospective captive members.
Conduct preliminary risk assessments of prospective Pareto captive members, who are currently both fully insured and self-funded health plans, to assist in determining appropriate stoploss coverage levels and premiums.
Assist in analyzing healthcare data, including claims and utilization patterns, to forecast potential risks and cost implications.
Collaborate with the Sales team to provide consultants with the necessary financial information required to join the captive.
Adapt to working in an environment of incomplete information.
Stay informed about competitive market dynamics and respond appropriately.
Work under the guidance of senior underwriters to enhance underwriting skills and knowledge.
Participate in ongoing training to develop a deeper understanding of medical treatments and projected costs in partnership with the clinical risk team.
Ensure adherence to industry standards and legal requirements in all underwriting decisions and practices.
Required Skills & Qualifications:
Bachelor's degree in finance, economics, actuarial science, or a related field or equivalent work experience; relevant professional certifications are a plus.
Minimum of 2-3 years of experience in underwriting, preferably with some exposure to stoploss insurance and health risks. Experience with captives is a plus but not required.
Basic proficiency in underwriting software, data analysis tools, and Microsoft Office Suite.
Ability to analyze data, identify trends, and support underwriting decisions.
Good communication and negotiation skills, with the ability to articulate technical concepts to a non-technical audience.
Team player, capable of working effectively in a dynamic and collaborative environment.
Basic understanding of stoploss products, self-funding, healthcare industry trends, and the regulatory landscape.
Perks & Benefits:
Fully paid medical, dental, and vision benefits.
Flexible PTO
401k company contribution
Tuition reimbursement
Professional development allowance
Transportation allowance and daily parking reimbursement
Engaging hybrid work environment
We are guided by our values:
Fire in the belly
The drive to learn, to improve, and to deliver outstanding value every day.
See the field
The ability to see the big picture and prepare to meet tomorrow's needs.
Get it done right
The passion to produce at higher rates and to the highest standards.
For the greater good
A united community creating better health benefit solutions for all.
Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with ******************** address. ParetoHealth does not conduct text message or chat-based interviews. Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information. We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with ******************** email address. Disclosures: ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients. California Applicants: See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, “Pareto”) collects and uses personal information submitted by employment applicants.
$55k-95k yearly est. Auto-Apply 60d+ ago
Assistant Underwriter
Alliant 4.1
Underwriter job in Yardley, PA
Responsible for assisting Underwriters in reviewing, underwriting and rating broker submissions for new and renewal business. Ensures content of submissions is complete; obtains additional information from Brokers and Account Managers as needed. Works with Underwriters and markets to obtain quotes, negotiate pricing, define coverages, and determine taxes, fees & commissions. Performs all duties in accordance with all company policies and procedures, and all federal, state and local laws, wherein the Company operates.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reviews policies, contracts and/or programs to identify errors and omissions and discrepancies to insure agreement with application, quote, proposal, and/or binder;
Assists in Underwriting risks, suggesting rates and premiums based on coverage and performs demographic analysis for new and/or renewal business;
Coordinates the preparation of policy delivery with all related documents;
Assists in Underwriting a book of new and renewal business;
Communicates with markets to ascertain all necessary documentation for new and renewal business;
Participates in Meetings with brokers, underwriters, account executives and carrier representatives;
Assists in preparing Renewal Specifications as required by Management;
Services Account Manager calls, researches & collaborates with underwriters to answer questions; regarding client coverage, limits and deductibles;
Maintains files for submissions, and written/lost business;
Maintains client suspense; conducts follow-ups as appropriate;
Assists Account Managers to resolve complex issues;
Computes rates and premiums for policies, compiles appropriate declarations, coverage forms, national/local forms, and optional endorsements to complete a policy in accordance with underwriting guidelines;
Assists in the issuance of appropriate documents and assembling of policies;
Complies with agency management system data standards and data integrity (enters and maintains complete and accurate information);
Other duties as assigned.
QUALIFICATIONS
EDUCATION / EXPERIENCE
Bachelor's Degree or equivalent combination of education and experience
Three (3) or more years related work experience;
Valid driver's license SKILLS
Excellent verbal and written communication skills
Good customer service skills, including telephone and listening skills
Ability to perform complex mathematical functions
Good problem solving and time management skills
Ability to work within a team and to foster teamwork
Good planning, organizational and prioritization skills
Proficient in Microsoft Office products#LI-DR1
$74k-113k yearly est. 54d ago
Small Business Lending Underwriter
First National Trust Company
Underwriter job in Pittsburgh, PA
Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.Join our team. Make a difference - for us and for your future.
** At First National Bank, we value related, relevant experience and what you've accomplished in your career. For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below. **
Position Title: Retail Lending Loan Underwriter 1
Business Unit: Retail Lending
Reports To: Varies Based on Assignment
Position Overview:
This position description covers underwriting positions for Direct, Indirect or Small Business Lending. This position is primarily responsible for new loan application analysis, underwriting and declination review noting that the importance of this function impacts long term company goals and objectives. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline.
Primary Responsibilities:
Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications. Verifies all application information for accuracy and completeness though validation of loan data against documentation provided.
Pays appropriate attention to proper ordering of documentation to lessen the Bank's potential risk of loss considering a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reaching final credit decisions.
Takes responsibility for compliance to Bank's policies and procedures for underwriting loans depending on assignment. Complies with regulations regarding declinations and notification is sent within stated time frames.
Develops partnerships with loan processors and Bank branch personnel to improve overall customer satisfaction. Maintains the customer relationships that were developed by the loan originators including Bank branch personnel and the Business Development and Underwriter.
Performs tax return analysis to develop the self-employed borrower's income. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, tax returns, collateral valuations and other financial information. Reviews the appraisal report for accuracy and completeness.
Takes responsibility for final approval of documents.
Continually educates other Bank personnel on policy, credit risk tolerance and regulatory factors involving all relevant loan issues. Stays abreast of new types of loans and other financial services and products to better meet customers' needs.
Approves loans up to and including a set loan authority.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education:
BA or BS
Minimum Years Experience:
3
Special Skills:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Special Licenses and Certificates:
N/A
Physical Requirements:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
$54k-92k yearly est. Auto-Apply 60d+ ago
Mortgage Loan Underwriter
The Perillo Group
Underwriter job in Pittsburgh, PA
We are seeking a highly skilled Mortgage Loan Underwriter to join our team in Pittsburgh. The ideal candidate will have a keen eye for detail, strong analytical skills, and a thorough understanding of mortgage lending regulations. As a Mortgage Loan Underwriter, you will be responsible for reviewing and analyzing loan applications to ensure they meet company guidelines and industry standards.
Responsibilities:
Review and analyze loan applications to determine creditworthiness
Verify borrower information and financial documentation
Ensure loan files meet regulatory requirements
Assess risk factors and make loan approval decisions
Communicate with loan officers, processors, and underwriting management
Requirements:
Minimum 2 years of experience as a Mortgage Loan Underwriter
Knowledge of loan processing and underwriting procedures
Strong understanding of mortgage industry regulations
Excellent communication and decision-making skills
Ability to work efficiently in a fast-paced environment
If you are a detail-oriented professional with a passion for mortgage underwriting, we would love to hear from you. Join our dynamic team and take your career to the next level!
The pay listed for this role is $90k.
$90k yearly 60d+ ago
Surety Underwriter II (Bala Cynwyd PA, Ewing NJ, East Brunswick NJ or West Bridgewater, MA)
Philadelphia Insurance Companies 4.8
Underwriter job in Pennsylvania
Marketing Statement: Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.
We are looking for a Sr. Surety Underwriter to join our team in either of our Bala Cynwyd, PA, Ewing, NJ, East Brunswick, NJ or West Bridgewater (Mansfield), MA
offices!
Summary:
Under limited direction and supervision, underwrites and markets assigned
products by providing high levels of risk assessment and technical underwriting expertise to determine underwriting acceptability. May provide high level of
financial analysis to determine credit quality.
A typical day will include the following:
* Participates in the producer management process which may include, but is not limited to, premium collections.
* Prepares underwriting submissions, making recommendations and/or
* decisions within established authority limits. Minimum authority is $1,000,000 (Surety).
* Prepares and participates in marketing activities within the region to promote the development of new business.
* Gathers and analyzing information, applies appropriate underwriting techniques necessary to make an accurate evaluation of acceptability of risk. May evaluate credit quality.
* Prepares and participates in proposals to producers and/or accounts
* negotiating terms and conditions.
* May ensure credit quality of accounts managed while maintaining and updating underwriting files.
Qualifications
Bachelor's Degree
At least three years of commercial surety underwriting experience preferably with a carrier.
AFSB designation preferred.
The ability to manage multiple priorities, generate new business and be detail oriented.
EEO Statement:
Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.
Benefits:
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at *****************************************
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$70k-111k yearly est. 4d ago
Assistant Underwriter
A-G Specialty Insurance, LLC
Underwriter job in Berwyn, PA
This role is a hybrid role. Employee is expected to be in the Berwyn office a few days per week.
A-G Specialty Insurance, LLC designs, markets and underwrites specialty sports, accident, and general liability insurance products. We have been in operation since 1983 and are nationally recognized as a leader in the sports insurance industry.
Job Summary
The Assistant Underwriter, under direct supervision, underwrites and markets assigned products by providing basic levels of risk assessment and technical underwriting expertise to determine underwriting acceptability.
Essential Duties & Functions
Reasonable accommodations may be made to enable individuals to perform the essential functions.
Managing monthly special risk renewals at direction of UW Staff, issuing special risk quotes under supervision of UW Staff, Issuing policies under supervision of UW staff.
Manage monthly special risk renewals at direction of UW Staff
Review and submit carrier quote requests providing comprehensive and accurate data, while making requests for additional information as necessary
Issue special risk quotes under supervision of UW Staff
Provide accurate quoting and loss reporting upon request
Manage all contracted Third Party Administrator client data files including policy profiles in claims processing software
Document and organize all Underwriting files, and update system daily
Interact with sales team, brokers and carriers with a focus on delivering applications and policy documents
Proactively problem solve to balance and manage client/broker expectations with internal service standards
Accurately write policies in accordance with contracted carrier policies and state mandated guidelines
Manage workflow in order to meet all internal and external underwriting deadlines
Work well and continually show respect for colleagues at all levels
Job Skills
Excellent communication skills, both written and verbal
Proficient with the Microsoft Office suite of products
Self-motivated and self-starter
Strong multi-tasking skills and organization
Job Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required/Preferred Education and Experience
Required Education: Bachelor's Degree
Required Experience: 1-3 years' insurance/underwriting experience
Work Environment
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and scanners.
Position Type and Expected Hours of Work
This is a full-time position that may be remote or hybrid. Days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m. The schedule for this role can be contingent upon Supervisor and Human Resources approval. Some evening and weekend work may be required.
Travel
No travel is expected for this position.
EEO Statement
A-G is committed to the principles of equal employment. We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations. It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on the following protected classes: age (40 and older), race, color, national origin, ancestry, religion, sex, sexual orientation (including transgender status, gender identity or expression), pregnancy (including childbirth, lactation, and related medical conditions), physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status, or any other status protected by federal, state, or local laws. A-G is dedicated to the fulfillment of this policy in regard to all aspects of employment, including, but not limited to, recruiting, hiring, placement, transfer, training, promotion, rates of pay, other compensation, termination, and all other terms, conditions, and privileges of employment. A-G will conduct a prompt and thorough investigation of all allegations of discrimination, harassment, or retaliation, or any violation of the Equal Employment Opportunity Policy in a confidential manner. A-G will take appropriate corrective action, if and where warranted. A-G prohibits retaliation against team members who provide information about, complain about, or assist in the investigation of any complaint of discrimination or violation of the Equal Employment Opportunity Policy.
$55k-95k yearly est. Auto-Apply 10d ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Harrisburg, PA
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 59d ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Harrisburg, PA
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
$26-36 hourly Easy Apply 60d+ ago
Mortgage Protection Sales
Spieldenner Financial Group
Underwriter job in Erie, PA
Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success.
Job Duties:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting
Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
What We Do:
We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!
What Sets us Apart:
We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work
If you feel this might be the home you have been looking for. Click APPLY!
Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results.
***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
$52k-82k yearly est. Auto-Apply 31d ago
Lineperson Superintendent
Tri-M Group
Underwriter job in Lock Haven, PA
Salary: $60 - $79 per hour dependent upon experience
Here at The Tri-M Group, LLC we are an employee owned company placing our employees first, knowing that highly trained, skilled, and compensated workforce can better serve our customers, our families and our communities. Weve built a reputation for delivering quality and professional commercial electrical services with safety as a top priority. In addition, we place a strong emphasis on our employees, and it starts with hiring the best and brightest talent in the industry!
Check out Tri-Ms comprehensive benefit list below the job description!
Job Requirements
Applicants must be authorized to work in the United States without the need for current or future employer-sponsored work authorization
Summary Description
Under the supervision of a Field Operations Manager, Project Executive, or Operations Manager, plans, directs, and supervises high voltage activities and operations of assigned high voltage projects in a safe and productive manner. Performs other duties as assigned by management.
Duties and Responsibilities
Essential Functions:
Complies with and ensures compliance with all Tri-M safety policies and procedures.
Complies with and ensures compliance with all Tri-M employment policies and procedures including standards of conduct and appearance to reflect positively on the Company.
Effectively manages the requisition, storage and safeguarding all equipment, tools and vehicles.
Effectively manages requisition, storage and safeguarding of materials.
Effectively manages jobsite labor and scheduling.
Effectively manages project administrative tasks.
Manages assigned personnel in order to maximize career development for employees including completion and delivery of a timely and accurate performance evaluation.
Assists with and holds accountable subcontractors and outside services.
Assists with the project close out process.
Assists with performing project estimates.
Responds to emergency service requests outside of regular duty hours.
Performs all other assigned duties and assists with high voltage initiatives.
Job Qualifications
Skills/Educational Requirements:
High school education or equivalency; post high school education desirable but not required.
Minimum of 4 years of experience in high voltage at Foreperson level.
Ability to read, understand and effectively apply construction drawings, specifications and electrical schematics.
Proven leadership skills and ability to manage people in a professional, constructive manner.
Ability to organize and administer multiple job functions with good attention to detail and work in a fast-paced environment.
Basic level computer literacy including word processing, working with spreadsheets, processing emails and data entry.
Thorough knowledge of electrical trade and applicable building and electrical codes.
Knowledge of and ability to deal with other construction trades.
Must be confident, decisive, self-motivated.
Physical Requirements:
Working 40 hours/week, scheduled in 8 to 10-hour shifts.
Standing and climbing 4 to 6 hours/day.
Kneeling, lifting, reaching above shoulders, and bending 4 to 5 hours/day.
Twisting (180 ) and walking 2 to 3 hours/day.
Squatting and sitting 1 to 2 hours/day.
Lifting weights of 0 to 75 lbs. at the following frequencies: continuous lifting of 10 to 35 lbs.; frequent lifting of 35 to 50 lbs.; occasional lifting of 50 to 75 lbs.; sizes & shapes of objects vary from concrete blocks to cylinders to 10 lengths of metallic conduit and 20' lengths of PVC conduit; average carry requirements, 60 lbs. for 40'.
Ability to lift from floor to above shoulder.
Repetitive use of hands includes continuous grasping up to 50 lbs.; frequent pushing and pulling of 50 to 75 lbs.; and fine motor coordination for receptacle installation and wire terminations.
Repetitive use of feet is required for operating heavy equipment, conduit benders and vertical climbing.
Vision adequate for blueprint reading and color coding for wire identification.
Balance adequate for continuous climbing of ladders, scaffolds, and lifts and for working from heights.
Environmental factors may include working in temperature extremes of 0 F to 100 F up to 8 hours inside or outside and atmospheric exposure to dust, gases, fumes, and odors within the Permissible Exposure Limits (PEL).
Special hazards include exposure to mechanical, electrical, chemical, and potentially explosive hazards.
Personal protective equipment includes use of hard hat, safety glasses, protected-toe boots, and appropriate gloves for the task. Equipment on an "as needed" basis may include fall protection, dust mask, respirator, hearing protection, arc flash protective gear, and dielectrically insulated gloves and/or sleeves, etc.
Here at The Tri-M Group, LLC we offer:
Fair and competitive pay
Comprehensive Medical, Prescription, Vision and Dental Insurance
HRA Spending Account
Employer-paid Life and AD&D Insurance
Seven Paid Holidays
Vacation/Sick/ Personal Leave
401k Retirement Program with Company Match
Employee Assistance Program
And much more!
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.
Notice to third parties: Please note that The Tri-M Group does not accept unsolicited resumes from recruiters or employment agencies. In the absence of a signed Recruitment Fee Agreement, The Tri-M Group, LLC will not consider or agree to payment of any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without a previously signed agreement, The Tri-M Group, LLC explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of The Tri-M Group, LLC.
$60-79 hourly 11d ago
Business Banking Underwriter 2
First National Bank (FNB Corp 3.7
Underwriter job in Pittsburgh, PA
Primary Office Location: 626 Washington Place. Pittsburgh, Pennsylvania. 15219. Join our team. Make a difference - for us and for your future. Business Banking Underwriter 2 Business Unit: Credit Reports to: Business Banking Underwriting Team Leader
Position Overview:
Responsible for preparing financial analyses of current and prospective commercial loan customers, spreading financial statements, analyzing industry and economic conditions, completing cash flow analysis, completing full underwriting presentation and performing credit investigations to make appropriate recommendations as to the creditworthiness of borrowers and protect the Bank from loss. The incumbent provides the highest quality of service to every customer. The incumbent typically works on loans/portfolios of medium complexity as the incumbent's work requires some oversight.
Primary Responsibilities:
Analyzes the creditworthiness of borrowers, identifies key credit issues and prepares full written analysis according to available information and established policies and procedures accurately and timely including completion of the entire underwriting document.
Utilizes software to complete financial spreads, risk ratings, covenant tests, cash flow and global cash flow accurately and timely to aid in the analysis of a borrower's creditworthiness according to established policies and procedures.
Research available data including internet sources and subscription-based utilities as available and summarizes information regarding current and projected status of certain industries and borrowers of Bank services along with general economic trends and conditions according to the availability of research data to aid in the quality of lending decisions.
Develops a personal program for maintaining an adequate level of knowledge in banking matters, compliance, credit analysis, policies and procedures and personal skills and demonstrates interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance.
Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Knowledge of a wide range of commercial lending (C&I, IRE, Muni, and NFP), underwriting practices, and banking practices
Knowledge of commercial banking policies, procedures and government regulations
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
$41k-48k yearly est. Auto-Apply 25d ago
Senior Underwriter, Specialty Lines
American International Group 4.5
Underwriter job in Gap, PA
Senior Underwriter Join us as an Senior Underwriter to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your next Senior level role. Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG.
AIG has an exciting opportunity for a Underwriter s to join our Energy and Engineered Risk Property Team focusing on property coverage for clients in the chemical and mining sector.
How you will create an impact:
* Underwrite, manage and service a profitable book of business,
* Develop, manage and execute on a pipeline of new business opportunities
* Manage existing and develop new producer and client relationships throughout the assigned territory.
* Work alongside marketing department to effectively cross-sell the company's offerings.
* Collaborate with technical specialist to identify and understand risk exposures
* Negotiate policy terms and coverages so that coverage terms align with the company directives.
* Utilize underwriter authority in accordance with our corporate risk appetite and strategy.
What you'll need to succeed
* 2+ years commercial insurance underwriting or operations experience
* Bachelor's Degree preferred
* Some knowledge of Specialty Lines of commercial insurance
* Attention to detail
* Ability to work in a fast-paced environment making quick decisions and meeting deadlines
* Outcome focused, self-motivated, flexible and enthusiastic
* Interpersonal skills with emphasis on collaboration and teamwork
* Proficient working knowledge of Microsoft Word, Excel, PowerPoint, Outlook, Teams, and SharePoint is required
Proficient working knowledge of Microsoft Word, Excel and Outlook necessary
For positions based in New York City, the base salary range is $70,000 - $95,000 and for positions based in Massachusetts, the base salary range is $85,000-$104,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.
#LI-HB1
At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************.
Functional Area:
UW - Underwriting
Risk Specialists Companies Insurance Agency, Inc.
$85k-104k yearly Auto-Apply 58d ago
Underwriter, Excess Casualty - National Accounts
Chubb 4.3
Underwriter job in Philadelphia, PA
Contribute to the achievement of the Excess Casualty segment business plan. The Underwriter is responsible for production, underwriting and maintenance of new and renewal umbrella and excess casualty accounts within a defined territory. In addition, the Underwriter is responsible for establishing and cultivating business relationships with brokers and clients within the Mid-Atlantic and Southeast region to assure the continued flow of new business opportunities while representing the Excess Casualty segment.
The Underwriter's primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities:
Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.
Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.
Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.
Marketing and Communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.
Systems and programs. Ability to use systems and software programs needed to conduct daily business.
Ability to adhere to Chubb standards on pricing and servicing.
Solicit new and renewal submissions from brokers
Determine terms and conditions
Document the underwriting files
Handle more complex files and portfolios within underwriting authority
Attend broker/client meeting
Duties may include but are not limited to:
Solicit new and renewal submissions from brokers
Determine terms and conditions
Document the underwriting files
Handle more complex files and portfolios within underwriting authority
Attend broker/client meeting
Knowledge of insurance industry, underwriting concepts, practices, and procedures
Microsoft Word, Excel, and Outlook
Internet usage
Oral and written communication skills
Negotiation and marketing skills
Ability to thrive in a fast-paced, deadline-driven environment
Ability to self-manage, organize, and prioritize work with limited direction
$85k-111k yearly est. Auto-Apply 60d+ ago
Commercial Loan Analyst / Underwriter
Utilities Employees Credit Union 4.1
Underwriter job in Reading, PA
UTILITIES EMPLOYEES CREDIT UNION
Commercial Loan Analyst / Commercial Loan Underwriter
Hours: 8am to 5pm Monday - Friday
This position requires a HYBRID work schedule and will train on site for a probationary period of time.
Exempt
Position Summary
This individual is responsible for evaluating, underwriting, and analyzing commercial loan applications and participation loan purchases to ensure sound credit decisions that align with the Credit Union's risk appetite and regulatory requirements. This role involves assessing financial statements, tax returns, and collateral, preparing credit memos, and recommending approval or denial of loan requests. The position supports business lending growth while maintaining portfolio quality and compliance with all applicable laws and regulations. This position will also support the department in coordinating and analyzing annual loan reviews for the existing commercial portfolio, as well as work with the Credit Union's third-party business loan servicer.
Knowledge of commercial lending regulations and compliance requirements.
Experience: We are seeking a minimum of four years prior lending experience with knowledge and/or exposure in the areas of business lending, loan participation, consumer, real estate, vehicle and personal lending at a bank, credit union or other comparable financial institution being preferred.
Full Job Description available upon request.
Note: Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Offers of employment are contingent upon passing pre-employment screenings which consist of drug test, background check, and credit check.
$33k-49k yearly est. 29d ago
Underwriter/Senior Processor
Cross Key Management
Underwriter job in Allentown, PA
The Underwriter/Senior Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines.
Duties and Responsibilities:
Review and process loan files from application through closing.
Communicate with loan officers, underwriters, title companies, and clients.
Ensure all documentation is accurate, complete, and in compliance.
Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program.
Review loan approval and gather/review all outstanding loan conditions.
Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations.
Work additional hours as needed.
Assume responsibility and ownership of the loans in your personal pipeline.
Stay current on all investor guidelines and program changes.
Basic Qualifications:
Minimum 5+ years of experience as a Mortgage Loan Processor.
Strong knowledge of conventional, FHA, VA, and USDA loan products.
Current knowledge of federal and state disclosure guidelines.
Proven ability to manage a full pipeline and meet tight deadlines.
Excellent communication and organizational skills.
Attention to detail with a proactive, solution-oriented mindset.
Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
Experience with grants preferred.
Ice/Encompass LOS experience is a plus.
Underwriting experience is a plus, but not required.
Location & Work Arrangement:
This is a full-time, in-office position based in either our Newtown, Doylestown, Bethlehem, or Allentown location. Remote work is not available for this role.
$35k-58k yearly est. 11d ago
Mortgage Loan Sales
First National Trust Company
Underwriter job in Pittsburgh, PA
Primary Office Location:30 Isabella Street. Pittsburgh, Pennsylvania. 15212.Join our team. Make a difference - for us and for your future.
Mortgage Banking Consultant
Business Unit: Mortgage Administration
Reports to: Varies based on assignment
Position Overview:
This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals.
Primary Responsibilities:
Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals.
Counsels customers on lending options and solutions to meet their needs.
Supports and facilitates key banking partnerships.
Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations.
Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent customer service skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
BS or BA degree preferred.
Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
$54k-92k yearly est. Auto-Apply 60d+ ago
Assistant Underwriter
A-G Specialty Insurance, LLC
Underwriter job in Berwyn, PA
This role is a hybrid role. Employee is expected to be in the Berwyn office a few days per week.
A-G Specialty Insurance, LLC designs, markets and underwrites specialty sports, accident, and general liability insurance products. We have been in operation since 1983 and are nationally recognized as a leader in the sports insurance industry.
Job Summary
The Assistant Underwriter, under direct supervision, underwrites and markets assigned products by providing basic levels of risk assessment and technical underwriting expertise to determine underwriting acceptability.
Essential Duties & Functions
Reasonable accommodations may be made to enable individuals to perform the essential functions.
Managing monthly special risk renewals at direction of UW Staff, issuing special risk quotes under supervision of UW Staff, Issuing policies under supervision of UW staff.
Manage monthly special risk renewals at direction of UW Staff
Review and submit carrier quote requests providing comprehensive and accurate data, while making requests for additional information as necessary
Issue special risk quotes under supervision of UW Staff
Provide accurate quoting and loss reporting upon request
Manage all contracted Third Party Administrator client data files including policy profiles in claims processing software
Document and organize all Underwriting files, and update system daily
Interact with sales team, brokers and carriers with a focus on delivering applications and policy documents
Proactively problem solve to balance and manage client/broker expectations with internal service standards
Accurately write policies in accordance with contracted carrier policies and state mandated guidelines
Manage workflow in order to meet all internal and external underwriting deadlines
Work well and continually show respect for colleagues at all levels
Job Skills
Excellent communication skills, both written and verbal
Proficient with the Microsoft Office suite of products
Self-motivated and self-starter
Strong multi-tasking skills and organization
Job Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required/Preferred Education and Experience
Required Education: Bachelor's Degree
Required Experience: 1-3 years' insurance/underwriting experience
Work Environment
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and scanners.
Position Type and Expected Hours of Work
This is a full-time position that may be remote or hybrid. Days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m. The schedule for this role can be contingent upon Supervisor and Human Resources approval. Some evening and weekend work may be required.
Travel
No travel is expected for this position.
EEO Statement
A-G is committed to the principles of equal employment. We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations. It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on the following protected classes: age (40 and older), race, color, national origin, ancestry, religion, sex, sexual orientation (including transgender status, gender identity or expression), pregnancy (including childbirth, lactation, and related medical conditions), physical or mental disability, genetic information (including testing and characteristics), veteran status, uniformed servicemember status, or any other status protected by federal, state, or local laws. A-G is dedicated to the fulfillment of this policy in regard to all aspects of employment, including, but not limited to, recruiting, hiring, placement, transfer, training, promotion, rates of pay, other compensation, termination, and all other terms, conditions, and privileges of employment. A-G will conduct a prompt and thorough investigation of all allegations of discrimination, harassment, or retaliation, or any violation of the Equal Employment Opportunity Policy in a confidential manner. A-G will take appropriate corrective action, if and where warranted. A-G prohibits retaliation against team members who provide information about, complain about, or assist in the investigation of any complaint of discrimination or violation of the Equal Employment Opportunity Policy.
$55k-95k yearly est. Auto-Apply 9d ago
QC Mortgage Underwriter
First National Bank (FNB Corp 3.7
Underwriter job in Pittsburgh, PA
Primary Office Location: 626 Washington Place. Pittsburgh, Pennsylvania. 15219. Join our team. Make a difference - for us and for your future. QC Mortgage Underwriter Business Unit: Mortgage Administration Reports to: QC Mortgage Underwriter Manager
Position Overview:
Position responsible for reviewing underwriting (U/W), compliance, and investor guidelines for pre- and post-fund residential mortgages. Requires knowledge base of regulatory and investor requirements and deciphering U/W activity. Must understand the processes and procedures of most types of loans including understanding and being able to re-underwrite FNB portfolio mortgages. Must have an ability to rebut findings within requirements and resolve issues.
Primary Responsibilities:
Conduct reviews of varied types of loans, confirming compliance with investor and regulatory requirements.
Conducts portfolio reviews and discretionary reviews to satisfy investor requirements.
Confirms the U/W of mortgages according to the appropriate GSE, agency, secondary market or portfolio guidelines and corporation policy while maintaining a clear understanding of all product guidelines in order to determine if a loan was appropriately decisioned and documented.
Confirms U/W of specialty loan program guidelines including CRA loan products, F.N.B.'s Private Banking and Employee Loans.
Reviews TRID requirements on timing, accuracy, disclosures and all applicable regulation. Ensures compliance of files with all CFPB requirements. Identifies other regulatory concerns and investigates
Reviews individual mortgage files as per product specific guidelines to evaluate correctness. Understands a broad array of credit related information including repayment capacity, collateral valuations, credit histories, other banking relationships and regulatory impact in reviewing final credit decisions.
Produces results of QC reviews and identifies trending issues or areas of improvement and reports through monthly trackers.
Confirms all information for accuracy and completeness though validation of loan data against documentation provided.
Confirms tax return analysis to develop the self-employed borrower's income according to appropriate FNB or investor guideline and regulatory criteria
Confirms that more complex issues noted on the appraisal report regarding the condition of the property are adequately addressed.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
High School or GED
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
5
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
Detail-oriented
Ability to use industry related software such as Desktop Underwriter, Loan Prospector, Clout, Zippy, eMagic, Mortgage Builder, easy Lender, etc. preferred.
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
Must have at least 1 Government certification (FHA CHUMS number of VA SAR designation).
Physical Requirements or Work Conditions Beyond Traditional Office Work:
N/A
Equal Employment Opportunity (EEO):
It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.
The average underwriter in Reading, PA earns between $43,000 and $121,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.