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Branch lending officer vs loan administrator

The differences between branch lending officers and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a branch lending officer and a loan administrator. Additionally, a branch lending officer has an average salary of $46,615, which is higher than the $42,859 average annual salary of a loan administrator.

The top three skills for a branch lending officer include business relationships, origination and FHA. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Branch lending officer vs loan administrator overview

Branch Lending OfficerLoan Administrator
Yearly salary$46,615$42,859
Hourly rate$22.41$20.61
Growth rate4%4%
Number of jobs70,68963,708
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a branch lending officer do?

A branch lending officer is typically in charge of processing loan applications, ensuring accuracy and smooth workflow. Their responsibilities revolve around liaising with clients to identify their needs, conducting interviews and assessments, gathering and reviewing requirements, and coordinating with analysts and other staff. They may also perform clerical tasks such as answering calls and correspondence, arranging appointments, and maintaining records of all transactions. Furthermore, as a branch lending officer, it is essential to provide efficient customer service, all while adhering to the company's policies and regulations, including its vision and mission.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Branch lending officer vs loan administrator salary

Branch lending officers and loan administrators have different pay scales, as shown below.

Branch Lending OfficerLoan Administrator
Average salary$46,615$42,859
Salary rangeBetween $29,000 And $73,000Between $31,000 And $59,000
Highest paying CitySaint Cloud, MNSeattle, WA
Highest paying stateNew MexicoHawaii
Best paying companyCitiBNY Mellon
Best paying industryFinanceFinance

Differences between branch lending officer and loan administrator education

There are a few differences between a branch lending officer and a loan administrator in terms of educational background:

Branch Lending OfficerLoan Administrator
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Branch lending officer vs loan administrator demographics

Here are the differences between branch lending officers' and loan administrators' demographics:

Branch Lending OfficerLoan Administrator
Average age4545
Gender ratioMale, 60.0% Female, 40.0%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between branch lending officer and loan administrator duties and responsibilities

Branch lending officer example responsibilities.

  • Manage financial resources from budget, treasury, expenditure commitments, accounting and finance, report from different departments to donors/stakeholders.
  • Obtain unique identifier with the NMLS.
  • Train in FNMA and FHLMC retention, including producing and production staff.
  • Originate and process conventional/VA loans in compliance with FNMA, FHLMC, and non-conforming investor guidelines.
  • Review and evaluate both credit packages and appraisal to determine credit worthiness and compliance to FHA guidelines.
  • Maximize margin by upselling customers.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Branch lending officer vs loan administrator skills

Common branch lending officer skills
  • Business Relationships, 19%
  • Origination, 15%
  • FHA, 12%
  • Mortgage Loans, 8%
  • Loan Products, 8%
  • Customer Service, 8%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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