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Credit manager vs control accountant

The differences between credit managers and control accountants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 6-8 years to become a credit manager, becoming a control accountant takes usually requires 2-4 years. Additionally, a credit manager has an average salary of $68,583, which is higher than the $66,563 average annual salary of a control accountant.

The top three skills for a credit manager include customer service, financial statements and credit card. The most important skills for a control accountant are reconciliations, general ledger accounts, and payroll taxes.

Credit manager vs control accountant overview

Credit ManagerControl Accountant
Yearly salary$68,583$66,563
Hourly rate$32.97$32.00
Growth rate17%6%
Number of jobs63,89875,702
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 73%
Average age4644
Years of experience84

What does a credit manager do?

A credit manager is an individual who supervises the credit granting process for a company by evaluating the creditworthiness of potential customers. Credit managers must maintain corporate credit policy to optimize company sales and reduce bad debt losses. They must manage the proper relationship with agencies such as the collection agency, credit insurance providers, and the sales department. Credit managers may work in different industries such as banks, accounting firms, or auto dealerships. They must also possess a bachelor's degree in financial management or related field.

What does a control accountant do?

A Control Accountant is in charge of managing a company's accounting records and spearheads the development of financial reports. Although the extent of their responsibilities depends on their place or industry of employment, it typically includes coordinating with different teams to gather and analyze data, conduct audits and risk analyses, monitor budgets and expenditures, review documents and other transactions and develop strategies to optimize operations. A Control Accountant leads and encourages staff to reach goals while implementing the company's policies and regulations.

Credit manager vs control accountant salary

Credit managers and control accountants have different pay scales, as shown below.

Credit ManagerControl Accountant
Average salary$68,583$66,563
Salary rangeBetween $39,000 And $119,000Between $48,000 And $91,000
Highest paying CitySan Francisco, CANew York, NY
Highest paying stateOregonNew York
Best paying companyMicrosoftMarathon Oil
Best paying industryFinanceFinance

Differences between credit manager and control accountant education

There are a few differences between a credit manager and a control accountant in terms of educational background:

Credit ManagerControl Accountant
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 73%
Most common majorBusinessAccounting
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit manager vs control accountant demographics

Here are the differences between credit managers' and control accountants' demographics:

Credit ManagerControl Accountant
Average age4644
Gender ratioMale, 53.9% Female, 46.1%Male, 49.2% Female, 50.8%
Race ratioBlack or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 7.8% White, 64.5% American Indian and Alaska Native, 0.3%Black or African American, 8.8% Unknown, 4.0% Hispanic or Latino, 11.2% Asian, 12.1% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage11%7%

Differences between credit manager and control accountant duties and responsibilities

Credit manager example responsibilities.

  • Manage treasury department including all cash management, bank relationships, and debt negotiations.
  • Manage an initiative to move customers from checks to ACH with CTX or EDI remittances.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Launch the new SBA lending and residential mortgage lending programs.
  • Complete loan workouts and restructures on SBA 504 and LIHTC multifamily loans.
  • Leverage GBM using features generate on Experian's tradeline data through unsupervise learning tool Khiops.
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Control accountant example responsibilities.

  • Prepare internal financial reports for treasury manage accounts include in external compliance reports.
  • Collect, analyze, interpret, and document information to support quarterly SOX reviews.
  • Ensure proper accounting in compliance with GAAP, regulatory reporting requirements and joint ownership contracts.
  • Identify variances between corporations, establish payable/receivable ledgers, and clear open variances in accordance with GAAP.
  • Control regional account analysis, provide explanations and backup to SOX reporting department.
  • Perform domestic and international roll forwards, quarterly schedules for goodwill, trademarks and acquisition activities utilizing Hyperion.
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Credit manager vs control accountant skills

Common credit manager skills
  • Customer Service, 16%
  • Financial Statements, 9%
  • Credit Card, 5%
  • Credit Risk, 5%
  • Credit Policy, 5%
  • Customer Accounts, 4%
Common control accountant skills
  • Reconciliations, 11%
  • General Ledger Accounts, 7%
  • Payroll Taxes, 6%
  • Account Reconciliations, 5%
  • Accruals, 5%
  • Internal Controls, 5%

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