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General adjuster vs adjuster

The differences between general adjusters and adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a general adjuster and an adjuster. Additionally, a general adjuster has an average salary of $62,495, which is higher than the $49,396 average annual salary of an adjuster.

The top three skills for a general adjuster include customer service, xactimate and claims handling. The most important skills for an adjuster are customer service, strong customer service, and litigation.

General adjuster vs adjuster overview

General AdjusterAdjuster
Yearly salary$62,495$49,396
Hourly rate$30.05$23.75
Growth rate-6%-6%
Number of jobs47,2637,936
Job satisfaction--
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 62%
Average age4444
Years of experience44

What does a general adjuster do?

In insurance companies, a general adjuster is responsible for studying and analyzing insurance claims to identify the company's financial liability. As a general adjuster, they must personally assess the extent and cause of property or physical damages, including the cost of repairs. They may also conduct interviews with witnesses or experts to ensure the eligibility of claims. Furthermore, as a general adjuster, it is essential to maintain records and documentation of procedures and cases, all while adhering to the company's policies and regulations.

What does an adjuster do?

An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.

General adjuster vs adjuster salary

General adjusters and adjusters have different pay scales, as shown below.

General AdjusterAdjuster
Average salary$62,495$49,396
Salary rangeBetween $41,000 And $94,000Between $35,000 And $68,000
Highest paying City-Parsippany-Troy Hills, NJ
Highest paying state-New Jersey
Best paying company-FCCI
Best paying industry-Insurance

Differences between general adjuster and adjuster education

There are a few differences between a general adjuster and an adjuster in terms of educational background:

General AdjusterAdjuster
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

General adjuster vs adjuster demographics

Here are the differences between general adjusters' and adjusters' demographics:

General AdjusterAdjuster
Average age4444
Gender ratioMale, 73.0% Female, 27.0%Male, 56.9% Female, 43.1%
Race ratioBlack or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.3% White, 61.0% American Indian and Alaska Native, 0.5%Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between general adjuster and adjuster duties and responsibilities

General adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Investigate and evaluate bodily injury and property damage automobile and homeowner claims.
  • Respond to arbitration responses when need.
  • Investigate, inspect, scoped and estimate in Xactimate every loss assign.
  • Evaluate and estimate homeowner property damage.
  • Evaluate cost benefits so early settlement versus further litigation and negotiate settlement.
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Adjuster example responsibilities.

  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Review evidence obtain in liability investigations to evaluate a claim for success in recovery through litigation or arbitration.
  • Document measurements and relevant data to author estimates and appraisals utilizing Xactimate 28software.
  • Charge with answering and defending policy holders and company interests through independent and binding third-party arbitration proceedings.
  • Review departmental reports and financial data; prepare reports of findings, negotiating settlement demands or recommending litigation.
  • Prepare computerize estimates utilizing Xactimate and document all activity associate with the claim in clients web base claims management system.
  • Show more

General adjuster vs adjuster skills

Common general adjuster skills
  • Customer Service, 19%
  • Xactimate, 17%
  • Claims Handling, 11%
  • Litigation, 10%
  • Commercial Property, 9%
  • Insurance Coverage, 7%
Common adjuster skills
  • Customer Service, 19%
  • Strong Customer Service, 7%
  • Litigation, 7%
  • Liability Claims, 6%
  • Policy Coverage, 6%
  • Insurance Claims, 4%

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