Post job

General adjuster vs material damage adjuster

The differences between general adjusters and material damage adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a general adjuster and a material damage adjuster. Additionally, a general adjuster has an average salary of $62,495, which is higher than the $53,724 average annual salary of a material damage adjuster.

The top three skills for a general adjuster include customer service, xactimate and claims handling. The most important skills for a material damage adjuster are insurance claims, policy coverage, and repair estimates.

General adjuster vs material damage adjuster overview

General AdjusterMaterial Damage Adjuster
Yearly salary$62,495$53,724
Hourly rate$30.05$25.83
Growth rate-6%-6%
Number of jobs47,26328,605
Job satisfaction--
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 68%
Average age4444
Years of experience44

General adjuster vs material damage adjuster salary

General adjusters and material damage adjusters have different pay scales, as shown below.

General AdjusterMaterial Damage Adjuster
Average salary$62,495$53,724
Salary rangeBetween $41,000 And $94,000Between $36,000 And $80,000
Highest paying City-Florence, KY
Highest paying state-Alaska
Best paying company-Erie Insurance
Best paying industry-Insurance

Differences between general adjuster and material damage adjuster education

There are a few differences between a general adjuster and a material damage adjuster in terms of educational background:

General AdjusterMaterial Damage Adjuster
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 68%
Most common majorBusinessBusiness
Most common collegeStanford UniversitySUNY Farmingdale

General adjuster vs material damage adjuster demographics

Here are the differences between general adjusters' and material damage adjusters' demographics:

General AdjusterMaterial Damage Adjuster
Average age4444
Gender ratioMale, 73.0% Female, 27.0%Male, 61.2% Female, 38.8%
Race ratioBlack or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.3% White, 61.0% American Indian and Alaska Native, 0.5%Black or African American, 11.6% Unknown, 4.5% Hispanic or Latino, 15.3% Asian, 5.8% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between general adjuster and material damage adjuster duties and responsibilities

General adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Investigate and evaluate bodily injury and property damage automobile and homeowner claims.
  • Respond to arbitration responses when need.
  • Investigate, inspect, scoped and estimate in Xactimate every loss assign.
  • Evaluate and estimate homeowner property damage.
  • Evaluate cost benefits so early settlement versus further litigation and negotiate settlement.
  • Show more

Material damage adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Review files for SIU investigations for all fire and theft losses.
  • Resolve total loss claims using CCC evaluations for market evaluation of vehicles.
  • Research and resolve total loss claims, while obtaining reports from CCC.
  • Create summaries explaining repair cost differences for arbitration purposes.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Show more

General adjuster vs material damage adjuster skills

Common general adjuster skills
  • Customer Service, 19%
  • Xactimate, 17%
  • Claims Handling, 11%
  • Litigation, 10%
  • Commercial Property, 9%
  • Insurance Coverage, 7%
Common material damage adjuster skills
  • Insurance Claims, 21%
  • Policy Coverage, 19%
  • Repair Estimates, 7%
  • ISO, 6%
  • Customer Service, 5%
  • Police Reports, 5%

Browse business and financial jobs