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Home mortgage consultant vs loan administrator

The differences between home mortgage consultants and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a home mortgage consultant and a loan administrator. Additionally, a loan administrator has an average salary of $42,859, which is higher than the $36,437 average annual salary of a home mortgage consultant.

The top three skills for a home mortgage consultant include customer service, financial professionals and NMLS. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Home mortgage consultant vs loan administrator overview

Home Mortgage ConsultantLoan Administrator
Yearly salary$36,437$42,859
Hourly rate$17.52$20.61
Growth rate4%4%
Number of jobs53,98763,708
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a home mortgage consultant do?

Mortgage Consultants work to help people or businesses find the right lenders to get a mortgage from. They work with customers to find options that fit their current circumstances and financial capacity. They deal with lending institutions (banks, credit unions, mortgage bankers, or savings and loan associations) and act on behalf of potential borrowers to get the best deals. Consultants prefer working as independent contractors and not work for lending institutions and convince real estate agents to recommend them to clients when they apply for a loan.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Home mortgage consultant vs loan administrator salary

Home mortgage consultants and loan administrators have different pay scales, as shown below.

Home Mortgage ConsultantLoan Administrator
Average salary$36,437$42,859
Salary rangeBetween $26,000 And $50,000Between $31,000 And $59,000
Highest paying City-Seattle, WA
Highest paying state-Hawaii
Best paying company-BNY Mellon
Best paying industry-Finance

Differences between home mortgage consultant and loan administrator education

There are a few differences between a home mortgage consultant and a loan administrator in terms of educational background:

Home Mortgage ConsultantLoan Administrator
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Home mortgage consultant vs loan administrator demographics

Here are the differences between home mortgage consultants' and loan administrators' demographics:

Home Mortgage ConsultantLoan Administrator
Average age4545
Gender ratioMale, 62.7% Female, 37.3%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between home mortgage consultant and loan administrator duties and responsibilities

Home mortgage consultant example responsibilities.

  • Analyze applications to manage customer data and ensure an accurate loan origination process for purchase and refinance transactions.
  • Originate home loans for customers with various financing needs that include conventional, VA & FHA loans and high-risk consumers.
  • Advise customers regarding other foreclosure prevention alternatives including short sale and deed in lieu.
  • Register with NMLS and S.A.F.E.
  • Determine workout options including loan modifications, pre-foreclosure sale, deed in lieu, repayment plans and forbearance agreements.
  • Continue with on going training for new or experience collection counselor about information systems and collection guidelines in accordance with FDCPA.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Home mortgage consultant vs loan administrator skills

Common home mortgage consultant skills
  • Customer Service, 34%
  • Financial Professionals, 10%
  • NMLS, 10%
  • Real Estate Transactions, 9%
  • Customer Applications, 8%
  • Credit Data, 6%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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