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Home mortgage consultant vs loan officer assistant

The differences between home mortgage consultants and loan officers assistant can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a home mortgage consultant and a loan officer assistant. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $36,437 average annual salary of a home mortgage consultant.

The top three skills for a home mortgage consultant include customer service, financial professionals and NMLS. The most important skills for a loan officer assistant are customer service, origination, and loan process.

Home mortgage consultant vs loan officer assistant overview

Home Mortgage ConsultantLoan Officer Assistant
Yearly salary$36,437$45,681
Hourly rate$17.52$21.96
Growth rate4%4%
Number of jobs53,98765,094
Job satisfaction-4
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 53%
Average age4545
Years of experience66

What does a home mortgage consultant do?

Mortgage Consultants work to help people or businesses find the right lenders to get a mortgage from. They work with customers to find options that fit their current circumstances and financial capacity. They deal with lending institutions (banks, credit unions, mortgage bankers, or savings and loan associations) and act on behalf of potential borrowers to get the best deals. Consultants prefer working as independent contractors and not work for lending institutions and convince real estate agents to recommend them to clients when they apply for a loan.

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

Home mortgage consultant vs loan officer assistant salary

Home mortgage consultants and loan officers assistant have different pay scales, as shown below.

Home Mortgage ConsultantLoan Officer Assistant
Average salary$36,437$45,681
Salary rangeBetween $26,000 And $50,000Between $28,000 And $72,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Stifel Financial
Best paying industry-Finance

Differences between home mortgage consultant and loan officer assistant education

There are a few differences between a home mortgage consultant and a loan officer assistant in terms of educational background:

Home Mortgage ConsultantLoan Officer Assistant
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaSUNY at Binghamton

Home mortgage consultant vs loan officer assistant demographics

Here are the differences between home mortgage consultants' and loan officers assistant' demographics:

Home Mortgage ConsultantLoan Officer Assistant
Average age4545
Gender ratioMale, 62.7% Female, 37.3%Male, 28.8% Female, 71.2%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between home mortgage consultant and loan officer assistant duties and responsibilities

Home mortgage consultant example responsibilities.

  • Analyze applications to manage customer data and ensure an accurate loan origination process for purchase and refinance transactions.
  • Originate home loans for customers with various financing needs that include conventional, VA & FHA loans and high-risk consumers.
  • Advise customers regarding other foreclosure prevention alternatives including short sale and deed in lieu.
  • Register with NMLS and S.A.F.E.
  • Determine workout options including loan modifications, pre-foreclosure sale, deed in lieu, repayment plans and forbearance agreements.
  • Continue with on going training for new or experience collection counselor about information systems and collection guidelines in accordance with FDCPA.
  • Show more

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Home mortgage consultant vs loan officer assistant skills

Common home mortgage consultant skills
  • Customer Service, 34%
  • Financial Professionals, 10%
  • NMLS, 10%
  • Real Estate Transactions, 9%
  • Customer Applications, 8%
  • Credit Data, 6%
Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%

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