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The differences between insurance examiners and general adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance examiner and a general adjuster. Additionally, a general adjuster has an average salary of $62,495, which is higher than the $50,967 average annual salary of an insurance examiner.
The top three skills for an insurance examiner include EKG, financial statements and blood pressure. The most important skills for a general adjuster are customer service, xactimate, and claims handling.
| Insurance Examiner | General Adjuster | |
| Yearly salary | $50,967 | $62,495 |
| Hourly rate | $24.50 | $30.05 |
| Growth rate | -6% | -6% |
| Number of jobs | 39,601 | 47,263 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 46% | Bachelor's Degree, 76% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A claims examiner is responsible for conducting a claim review of a client against a particular insurance company--usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement. They need to communicate with policyholders and insurance agents to assess if all the information under the company's claims guidelines and policies are correct and accurate.
In insurance companies, a general adjuster is responsible for studying and analyzing insurance claims to identify the company's financial liability. As a general adjuster, they must personally assess the extent and cause of property or physical damages, including the cost of repairs. They may also conduct interviews with witnesses or experts to ensure the eligibility of claims. Furthermore, as a general adjuster, it is essential to maintain records and documentation of procedures and cases, all while adhering to the company's policies and regulations.
Insurance examiners and general adjusters have different pay scales, as shown below.
| Insurance Examiner | General Adjuster | |
| Average salary | $50,967 | $62,495 |
| Salary range | Between $34,000 And $76,000 | Between $41,000 And $94,000 |
| Highest paying City | Farmington, CT | - |
| Highest paying state | Rhode Island | - |
| Best paying company | RSM US | - |
| Best paying industry | Health Care | - |
There are a few differences between an insurance examiner and a general adjuster in terms of educational background:
| Insurance Examiner | General Adjuster | |
| Most common degree | Bachelor's Degree, 46% | Bachelor's Degree, 76% |
| Most common major | Business | Business |
| Most common college | University of Pennsylvania | Stanford University |
Here are the differences between insurance examiners' and general adjusters' demographics:
| Insurance Examiner | General Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 24.1% Female, 75.9% | Male, 73.0% Female, 27.0% |
| Race ratio | Black or African American, 12.3% Unknown, 4.5% Hispanic or Latino, 15.7% Asian, 6.0% White, 61.0% American Indian and Alaska Native, 0.5% | Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.3% White, 61.0% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |