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Liability claims examiner vs examiner

The differences between liability claims examiners and examiners can be seen in a few details. Each job has different responsibilities and duties. Additionally, a liability claims examiner has an average salary of $54,421, which is higher than the $46,323 average annual salary of an examiner.

The top three skills for a liability claims examiner include party claims, litigation and claims handling. The most important skills for an examiner are customer service, vital signs, and phlebotomy.

Liability claims examiner vs examiner overview

Liability Claims ExaminerExaminer
Yearly salary$54,421$46,323
Hourly rate$26.16$22.27
Growth rate-6%-6%
Number of jobs13,7346,901
Job satisfaction--
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 51%
Average age4446
Years of experience6-

What does a liability claims examiner do?

A Liability Claims Examiner or also known as an Insurance investigator, is a person who monitors and reviews settled insurances. They will determine if the paid amount is in accordance with the corporation or company's procedure. They report possible irregularities that are happening, like underpayment and overpayment of insurances. They also evaluate insurance claims or applications and do a follow-up of the status to protect and secure the clients from having a financial loss.

What does an examiner do?

An examiner is responsible for evaluating loan property and documents, assessing the property's value, and issuing a clear sale title upon ensuring no restrictions to the property. Examiners coordinate with banks, realty institutions, and other agencies to determine the property's status before proceeding with its sales release. They must be highly-knowledgeable with the real property disciplines and evaluation processes to perform the duty with utmost accuracy and efficiency. An examiner must also have excellent communication and analytical skills and adhering to federal laws and regulations.

Liability claims examiner vs examiner salary

Liability claims examiners and examiners have different pay scales, as shown below.

Liability Claims ExaminerExaminer
Average salary$54,421$46,323
Salary rangeBetween $34,000 And $85,000Between $30,000 And $70,000
Highest paying CityLansing, MISan Francisco, CA
Highest paying stateWashingtonConnecticut
Best paying companyW. R. BerkleyCME Group
Best paying industryInsuranceRetail

Differences between liability claims examiner and examiner education

There are a few differences between a liability claims examiner and an examiner in terms of educational background:

Liability Claims ExaminerExaminer
Most common degreeBachelor's Degree, 73%Bachelor's Degree, 51%
Most common majorBusinessBusiness
Most common collegeStanford University-

Liability claims examiner vs examiner demographics

Here are the differences between liability claims examiners' and examiners' demographics:

Liability Claims ExaminerExaminer
Average age4446
Gender ratioMale, 46.0% Female, 54.0%Male, 36.6% Female, 63.4%
Race ratioBlack or African American, 11.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%Black or African American, 11.8% Unknown, 4.5% Hispanic or Latino, 15.5% Asian, 8.2% White, 59.2% American Indian and Alaska Native, 0.8%
LGBT Percentage10%12%

Differences between liability claims examiner and examiner duties and responsibilities

Liability claims examiner example responsibilities.

  • Handle automobile liability, general liability, products liability and manage litigation for one specific client.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Oversee adjustment of all third-party liability losses, coverage assessment, investigation, and evaluations regarding litigation claims.
  • Mentore less experience and newer employees in career development and individual development plans to facilitate future leadership candidates for the enterprise.
  • Interact with assign counsel for case status, interrogatories and preparation for trials on calendar.
  • Investigate and identify fraud claims and partner with SIU for additional investigations to prevent payouts after fraud are proven.
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Examiner example responsibilities.

  • Manage country wide litigate and non-litigate claims for TPA construction program.
  • Manage Kemper's internal loss control and claims for all Kemper employees and offices.
  • Manage complex and significantly consequential litigation as well as sensitive cases involving catastrophic injuries and fatality.
  • Manage litigation costs (defense/consultants/independent investigators/experts).
  • Engage in mediation, arbitration hearings, discovery proceedings, settlement conferences, and trials.
  • Draw blood, collect urine, run EKG'S and collect medical history on clients to obtain life insurance policies.
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Liability claims examiner vs examiner skills

Common liability claims examiner skills
  • Party Claims, 12%
  • Litigation, 12%
  • Claims Handling, 11%
  • Claims Process, 11%
  • Policy Coverage, 10%
  • Coverage Analysis, 9%
Common examiner skills
  • Customer Service, 12%
  • Vital Signs, 9%
  • Phlebotomy, 8%
  • Blood Draws, 7%
  • Physical Exams, 7%
  • Medical Terminology, 6%

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