Loan officer jobs in Aguadilla, PR - 10 jobs

Role Purpose The Jr. Casualty Underwriter is responsible to analyze and underwrite general liability while hold a delicate balance between being a salesperson by selling Chubb's insurance products and adhering to their respective Letters of Authority (LOA's), Best Practices and current Chubb's underwriting appetite with authority on Puerto Rico & the Caribbean geographical area. Key Responsibilities Examine insurance proposals, gather and evaluate background information in order to effectively assess the risk involved. Subscribe business in accordance with corporate guidelines, analyze the information provided by agents or brokers using the tools of subscription and experience in the field to establish the best conditions of assurance caring profitability. Negotiate deals with insurance brokers and /or agents and timely responds and quotation requests and/or inquiries. Analyze, monitor, work and handle new business received through brokers and renewal accounts assigned by Manager as well as maintain an updated list of accounts being handled each month. Keep track of their corresponding monthly production goals, including making sure bound account are registered correctly and monitoring planned production. Visit insurance producers at regular schedules in order to attract potential prospects. Interact with brokers and customers, externally and internally, other line of business underwriters and top management. Assist Operations Department in policy issuance as well as support Claims Department in the event of a claim under one of their accounts in order to interpret underwriting intention, if needed. Create endorsements that may be either requested by insurance producers or needed by a special business. Present and/or explain covers to insured's and to potential prospects, if needed. Work in conjunction with all department underwriters. Perform specials projects and other related duties as assigned. Requirements Bachelor's Degree in Business Administration or Engineering. Strong analytical, decision making and problem solving skills. Demonstrate flexibility and adaptability to work in a fast moving and challenging environment. Proficient in MS (Word, Excel and Power Point). Strong skills of database applications related to claims services. Intermediate knowledge of the structure and content of the English and Spanish Language Experience One to three (1-3) years of experience in casualty in the insurance industry, preferable.

Job Description Job Title Head of Corporate Banking - Puerto Rico Banesco USA is seeking a Head of Corporate Banking for our Corporate Banking Department at our Puerto Rico location. Lead and mentor a team of Relationship Managers (RMs), providing guidance, training, and performance evaluations to ensure they meet their goals. Lead business development efforts to attract and retain high-value corporate clients in the Puerto Rican market. Guide bankers to identify market opportunities and trends in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending to develop innovative banking solutions and stay competitive. Represent the bank at industry events, conferences, and community forums to enhance Banesco USA's brand and network. Oversee the loan pipeline and approval process to ensure timely closing of deals. Approve or recommend credit applications, ensuring they meet the bank's risk appetite and lending policies. Ensure the corporate banking department's strategic direction aligns with the bank's overall business strategy. Foster a culture of collaboration, accountability, and high performance within the team. Monitor key performance indicators (KPIs) such as loan growth, portfolio quality, and profitability. Ensure strict adherence to all internal policies and local and federal banking regulations. Collaborate with the Market President on Corporate Banking team activities, including recruiting, hiring, training, coaching, mentoring, and performance management. This includes fostering a positive and high-performing team culture. Perform other duties and functions as assigned. Job Requirements Education: Bachelor's degree in business administration or a related field, or equivalent experience. Experience: 15+ years of experience in corporate lending and vast experience in a management role. Market Knowledge: Strong knowledge of the domestic market and industry trends. Negotiation Skills: Proven ability to negotiate favorable terms while maintaining strong client relationships. Sales Acumen: Experience developing and executing sales strategies, including market and competitive analysis, and sales forecasting. Leadership: Strong leader who inspires and motivates teams, fosters a positive culture, delegates effectively, and resolves conflicts. Communication: Excellent verbal and written communication skills with the ability to communicate at all organizational levels. Bilingual: Must be fluent in both English and Spanish (written and verbal). Technical Skills: Advanced computer skills, including proficiency in Microsoft Office Suite Word, Excel, PowerPoint). Banking Regulations: Solid understanding of banking regulations from entities such as the OCC, FDIC, FRB, and FFIEC. Presentation Skills: Strong presentation skills to effectively propose ideas and report progress to all levels of the bank, from employees to the Board of Directors. Proactiveness: Proactive and innovative, capable of leading change management and prioritizing objectives with tight deadlines. Customer Service: Strong customer service skills to ensure satisfaction for both internal and external customers. Problem-Solving: Strong problem-solving and analytical skills to provide effective solutions for customers. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Bilingual Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices are received and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and assist supervision of new Loan Processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. Available to work varying hours and overtime if needed. Qualifications and Skills: Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. High School Diploma or equivalent. Minimum of 5 years' residential mortgage processing experience. Experience with Encompass. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Knowledge of DU, LP, Microsoft Office, and Windows. Excellent math and analytical skills. Excellent communication skills. Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Company: Popular Workplace Type: On-site Commercial Relationship Officer Job Type Full Time Opportunity General Description The Commercial Relationship Officer attracts, establishes, maintains, and develops the overall relationship with the commercial credit customers of the Commercial Banking Center (Middle Market), by attending their banking needs, the sales of financing products and expanding overall relationship with both existing clients and prospects. Essential Duties and Responsibilities Responsible for providing services to commercial loans clients under the guidelines of the Bank's loan policies and procedures including but not limited to: * Managing and developing profitable relationships with assigned clients. Primary contact for their financial and banking needs including commercial credit and deposit products for Commercial Banking Center clients. * Maintain active communication with clients and consistently provides remarkable customer service. * Identifying and developing new credit opportunities with current clients and new prospects. * Collecting and analyzing necessary financial and related data with the support of Credit Analyst to determine general creditworthiness. Effective providing guidance to Credit Analysts in identifying, understanding, and explaining fluctuations and trends. * Analyzing and structuring credit facilities that meet the client's needs and the Bank's lending guidelines. Notifying and guiding the prospective borrower about feasible financing structures, collaborate with Credit Analysts and the Commercial Credit Officer to evaluate the request, recommend approval or declination of loans within established Bank policies and informing prospective borrower of decision. * Managing a commercial loan portfolio for adherence to loan terms and conditions including but not limited to customer and site visits, the timely receipt of required financial information, covenant compliance, regulatory compliance, timeliness of renewals, risk rating assessments, refinancings, restructures, amendments, waivers, and annual reviews. * Maintaining knowledge of business, financials, commercial products/ services, the market, and account needs. * Collaborate with team members to identify client's needs and address opportunities to expand the relationship with the institution while promoting the cross-selling of other Bank products and services. * Respond to customer requests or inquiries and resolve them promptly. Refer queries to the corresponding units and ensure continuous communication with the clients and/or the personnel involved. Education Bachelor's Degree in Finance, Accounting or Business Administration Experience Five years of experience in commercial lending. Other Qualifications * Written and verbal communication skills; in both Spanish and English (intermediate level). * Team-worker, ability to delegate and give directions to others. * Client and relationship management, analysis of financial statements and commercial credit knowledge. * Proficiency in the use of Word, Power Point, Excel, Teams and other Office 365 tools. * Ability to analyze, identify customer needs and collaborate with team members to successfully close opportunities. * Knowledge of commercial lending solutions and how to create holistic proposals to serve customer needs. * Knowledge of corporate policies and guidelines, banking laws and regulations. * Excellent organizational skills to set priorities, positive attitude when working under pressure and while handling multiple tasks simultaneously. Meet deadlines. * Analytical ability to understand processes and situations, evaluate options and make timely decisions. Region Locations San Juan Region Work Schedule Monday to Friday Hybrid work schedule. Availability to work extended hours and weekends. Values 1. Passion for People 3. Succeed Together 2. Own Every Moment 4. Build the Future

OFG Bancorp is a mid-cap, publicly traded, diversified modern financial services holding company with operations spanning Banking, Wealth Management, and Treasury. Our U.S. Banking division encompasses the US Loan Program, a direct and syndicated lending platform that engages with commercial and investment banks across the U.S. and across distinctive industries, focusing on stateside Middle-Market companies, Fund/Lending platforms and Renewable Energy. At OFG, we make possible the progress of our customers, employees, shareholders, and the communities we serve. Our U.S. Banking Team is committed to this mission ensuring both customers and partners thrive in this modern world, with a culture built on the foundation of our shared purpose, our focus on innovation, and our character. We believe that with teamwork, trust and personality, we can build lasting relationships, delivering true and lasting value. JOB OVERVIEW OFG's US Banking Commercial Loan Program is currently recruiting an Analyst to join their team in the San Juan, PR and Charlotte, NC offices. As a member of the team, the Analyst will play a critical role in growing the US business by assisting in the underwriting of new commercial loan originations across various industries and portfolio management efforts of existing credit relationships. MAIN DUTIES AND RESPONSIBILITIES * Provide analytical support in the preparation of new credit underwritings, loan modifications, and periodic credit reviews. This includes core functions such as: * Performing all required financial spreads. * Building financial models used for valuation and forecast. * Assessing and evaluating the credit risk of a prospective or existing borrower flagging early warning signals. * Uploading all necessary documentation for credit underwriting and approval. * Work alongside the Portfolio Leads and Portfolio Manager in the preparation of regular portfolio reports, industry research, and other strategic initiatives. * Stay abreast of news and events that affect the different industries/sectors covered within the US Loans portfolio. * Develop and maintain strong relationships with business partners, internal and external stakeholders. * Collaborate with the USLP Management Team including its Credit Risk Unit to manage optimal workflow, assist in identifying process breakdowns, and develop internal enhancements. * Be responsible for completing annual training programs. * Other duties may be assigned. MINIMUM REQUIREMENTS: * Bachelor's degree in Finance/Accounting, Economics, or business related degree required. MBA preferred. * One (1)+ years of experience in commercial credit analysis/portfolio management required. * Minimum experience requirement can be substituted with the equivalent combination of education, training, and experience. * Knowledge of capital markets and commercial/corporate product offerings, including syndicated/leveraged lending desired * Strong skills in quantitative analysis, financial modeling, and credit analysis required. * Excellent oral & written communication skills in English, being able to communicate at all organizational levels. Proficiency in Spanish would be a plus * Ability to work on demanding tasks independently, effectively manage deadlines, and have excellent prioritizing skills. * Expertise in computer skills, including but not limited to the Microsoft Office suite required. Moody's Credit Lens, and other financial software tools such as Pitchbook and S&P Capital IQ strongly preferred. WORK AUTHORIZATION & ELEGIBILITY: * Legally authorized to work in the US is required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization. * Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization. Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities) Recruitment Privacy Statement Compliance Posters #LI-Hybrid

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Bilingual Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: * Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting. * Assemble the complete loan package in proper order for underwriting. * Verify all required documentation (pre-underwrite) in the file. * Complete the required loan checklist. * Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. * Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. * Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. * Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. * Verify that vendor orders are complete, invoices are received and in the applicant's E-file. * Manage pipeline by completing and submitting reports within allotted turn-around times. * Assist set-up of loans. * Document all communication related to the loan application in the conversation log. * Train and assist supervision of new Loan Processors and other processing personnel. * Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. * High School Diploma or equivalent. * Minimum of 5 years' residential mortgage processing experience. * Experience with Encompass. * Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. * Knowledge of DU, LP, Microsoft Office, and Windows. * Excellent math and analytical skills. * Excellent communication skills. * Excellent prioritization and time management skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Job Title Head of Corporate Banking - Puerto Rico Banesco USA is seeking a Head of Corporate Banking for our Corporate Banking Department at our Puerto Rico location. Primary Job Duties Lead and mentor a team of Relationship Managers (RMs), providing guidance, training, and performance evaluations to ensure they meet their goals. Lead business development efforts to attract and retain high-value corporate clients in the Puerto Rican market. Guide bankers to identify market opportunities and trends in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending to develop innovative banking solutions and stay competitive. Represent the bank at industry events, conferences, and community forums to enhance Banesco USA's brand and network. Oversee the loan pipeline and approval process to ensure timely closing of deals. Approve or recommend credit applications, ensuring they meet the bank's risk appetite and lending policies. Ensure the corporate banking department's strategic direction aligns with the bank's overall business strategy. Foster a culture of collaboration, accountability, and high performance within the team. Monitor key performance indicators (KPIs) such as loan growth, portfolio quality, and profitability. Ensure strict adherence to all internal policies and local and federal banking regulations. Collaborate with the Market President on Corporate Banking team activities, including recruiting, hiring, training, coaching, mentoring, and performance management. This includes fostering a positive and high-performing team culture. Perform other duties and functions as assigned. Job Requirements Education: Bachelor's degree in business administration or a related field, or equivalent experience. Experience: 15+ years of experience in corporate lending and vast experience in a management role. Market Knowledge: Strong knowledge of the domestic market and industry trends. Negotiation Skills: Proven ability to negotiate favorable terms while maintaining strong client relationships. Sales Acumen: Experience developing and executing sales strategies, including market and competitive analysis, and sales forecasting. Leadership: Strong leader who inspires and motivates teams, fosters a positive culture, delegates effectively, and resolves conflicts. Communication: Excellent verbal and written communication skills with the ability to communicate at all organizational levels. Bilingual: Must be fluent in both English and Spanish (written and verbal). Technical Skills: Advanced computer skills, including proficiency in Microsoft Office Suite Word, Excel, PowerPoint). Banking Regulations: Solid understanding of banking regulations from entities such as the OCC, FDIC, FRB, and FFIEC. Presentation Skills: Strong presentation skills to effectively propose ideas and report progress to all levels of the bank, from employees to the Board of Directors. Proactiveness: Proactive and innovative, capable of leading change management and prioritizing objectives with tight deadlines. Customer Service: Strong customer service skills to ensure satisfaction for both internal and external customers. Problem-Solving: Strong problem-solving and analytical skills to provide effective solutions for customers. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

Job Title Head of Corporate Banking - Puerto Rico Banesco USA is seeking a Head of Corporate Banking for our Corporate Banking Department at our Puerto Rico location. Primary Job Duties Lead and mentor a team of Relationship Managers (RMs), providing guidance, training, and performance evaluations to ensure they meet their goals. Lead business development efforts to attract and retain high-value corporate clients in the Puerto Rican market. Guide bankers to identify market opportunities and trends in Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending to develop innovative banking solutions and stay competitive. Represent the bank at industry events, conferences, and community forums to enhance Banesco USA's brand and network. Oversee the loan pipeline and approval process to ensure timely closing of deals. Approve or recommend credit applications, ensuring they meet the bank's risk appetite and lending policies. Ensure the corporate banking department's strategic direction aligns with the bank's overall business strategy. Foster a culture of collaboration, accountability, and high performance within the team. Monitor key performance indicators (KPIs) such as loan growth, portfolio quality, and profitability. Ensure strict adherence to all internal policies and local and federal banking regulations. Collaborate with the Market President on Corporate Banking team activities, including recruiting, hiring, training, coaching, mentoring, and performance management. This includes fostering a positive and high-performing team culture. Perform other duties and functions as assigned. Job Requirements Education: Bachelor's degree in business administration or a related field, or equivalent experience. Experience: 15+ years of experience in corporate lending and vast experience in a management role. Market Knowledge: Strong knowledge of the domestic market and industry trends. Negotiation Skills: Proven ability to negotiate favorable terms while maintaining strong client relationships. Sales Acumen: Experience developing and executing sales strategies, including market and competitive analysis, and sales forecasting. Leadership: Strong leader who inspires and motivates teams, fosters a positive culture, delegates effectively, and resolves conflicts. Communication: Excellent verbal and written communication skills with the ability to communicate at all organizational levels. Bilingual: Must be fluent in both English and Spanish (written and verbal). Technical Skills: Advanced computer skills, including proficiency in Microsoft Office Suite Word, Excel, PowerPoint). Banking Regulations: Solid understanding of banking regulations from entities such as the OCC, FDIC, FRB, and FFIEC. Presentation Skills: Strong presentation skills to effectively propose ideas and report progress to all levels of the bank, from employees to the Board of Directors. Proactiveness: Proactive and innovative, capable of leading change management and prioritizing objectives with tight deadlines. Customer Service: Strong customer service skills to ensure satisfaction for both internal and external customers. Problem-Solving: Strong problem-solving and analytical skills to provide effective solutions for customers. About Us Banesco USA is part of Banesco International, a worldwide group of financial institutions with presence in 14 countries. As a corporation in continuous evolution, we promote the ongoing professional and personal development of our employees, by embracing challenges and adapting to the changing environment of today's world. We aim to develop integral human beings, committed to making a difference at the workplace and out in the world. Our actions are rooted in our Values: Reliability, Responsibility, Quality and Innovation. We believe that we all have the same ability to transform our daily tasks into significant contributions, and therefore, Leave Our Mark. At Banesco USA, one of our most valued assets is our enthusiastic team, which strives every day to create a world-class organization in an ever-changing world. Together, our team has made us a market leader and we invite you to join us.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Bilingual Jr. Loan Originator is responsible for managing loan files from application through closing, pulls and analyzes credit applicant information, and reviews income & asset documents. As a member of the sales team, the Bilingual Jr. LO requests and obtains referrals from current and potential Company clients. The Junior LO also runs DU, stacks and submits files, requests and & clears conditions and communicates incredibly with both borrowers and Realtors. Job Responsibilities: * Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s). * Take telephone applications and schedule appointments with the Loan Originators * Schedule realtor appointments for the assigned Loan Originators * Schedule on-site and phone appointments as assigned * Submit complete loan applications for each customer file with the Loan Originators * Track all requested documents in Encompass. * Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information and immediately notify Loan Originators when any discrepancies are found on documentation. * Partner with Loan Originators in resolving problems in files and documents. * Ensure files are complete and set-up in accordance with Company policy and procedures. * Pull credit reports and properly prepare for review/assessment. * Provide superior customer service both internally and externally. Qualifications and Skills: * Fluency in the languages of Spanish and English in order to communicate effectively with internal and external customers, of whom may speak only English or Spanish. * High School Diploma or equivalent * Minimum of 3 years' experience required. * State and Federal NMLS License preferred. * Working knowledge of RESPA and general knowledge of all mortgage and consumer lending regulations and loan documents preferred. * Encompass experience. * Computer Knowledge (DU, LP, Microsoft Office & Windows). This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************