As the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. Our Home Loan Division (HLD) is a critical part of supporting our clients across Washington, Oregon, and Idaho.
For Washington Trust Bank, ideal candidates demonstrate a can-do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success. This is an experienced external loanofficer who sources their own business through Professional relationships, realtor referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship driven business model, and be prepared to make a positive difference in our communities. 3+ years of experience as a mortgage loanofficer is preferred, this individual will join the external mortgage loanofficer team.
Essential Functions:
Establishes and develops relationships with real estate agents so that potential mortgage customers will be referred to WTB.
Completes loan application with customer; acts as liaison between customer and HLD. Turns in a completed loan application within 48 hours of receipt.
Represents WTB to real estate companies and potential mortgage customers.
Pre-qualifies self-employed borrowers, prepares cash flow work sheets and analyzes financial records and tax returns.
Maintains responsibility for the loan file from application through closing. Holds periodic review sessions with assigned processors.
Balances time between the office and in the community to promote themselves and the Bank, and ensure timely customer communication.
Maintains a regular calling schedule on offices and real estate agents, keeping them up to date on WTB loan programs.
Establishes good working relationships with the HLD support staff.
Cross sells WTB products and services to loan customers.
Responsible for meeting negotiated production goals.
Reports regularly to department manager or center manager, or as requested.
Perform compliance and risk management duties as required or assigned
Regular, reliable attendance is required.
Requirements
Collection of applicable fees from borrowers.
Knowledge of real estate and mortgage banking industry.
Knowledge of Truth-in-Lending and compliance with government regulations.
Knowledge of conventional, FHA, VA, and construction loan policies and procedures.
Required to have or obtain a Mortgage Loan Originator registration number through the Nationwide Mortgage Licensing System & Registry (NMLS)
Ability to work independently and perform problem solving and decision making under minimal supervision.
Strong detail orientation with high level of organizational skills and ability to multi-task, managing interruptions with multiple projects.
Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to clients in a deadline driven environment under the direction of management.
Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict and negotiating for results when needed.
Strong verbal and written communication skills, including ability to communicate and collaborate effectively with technical and non-technical people.
Proficient PC and technical skills to navigate Bank software, including the Microsoft Office Suite of products and related applications.
Ability to work additional hours as required by operational and production work loads.
Pay Range: $16.30 - $35.00 per hour in addition to monthly gross commissions.
Target starting wage is $25.00 per hour as a non-recoverable draw against monthly commissions.
You will become a participant in the MLO incentive plan immediately upon starting your employment with us.
Location: Portland Financial Center
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$16.3-35 hourly 3d ago
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Loan Officer
Cornerstone Capital Bank 3.3
Loan officer job in Portland, OR
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We're searching for a LoanOfficer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.
What you'll do:
You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.
What You'll Bring:
Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:
Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
Ability to manage a consistent loan pipeline effectively
Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
Exceptional communication and relationship management skills that build trust and loyalty
Advanced organizational abilities and strategic problem-solving approach
A positive, proactive attitude and a genuine passion for helping others win
What We Offer:
Competitive compensation structure that rewards your production
Comprehensive benefits including medical, dental, vision, and 401(k)
Industry-leading support
Access to hundreds of loan products through dozens of investor sources
Award-winning workplace culture recognized for work-life balance and employee satisfaction
Joint venture opportunities for growth in the builder channel
What to do Next:
If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$37k-48k yearly est. 3d ago
Mortgage Loan Officer - Outside Sales SW Washington
Onpoint Credit Union 4.0
Loan officer job in Vancouver, WA
The Proactive Partner. You're a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members' financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We're also devoted to being a fabulous place to work. We value your expertise as Mortgage LoanOfficer and invite you to explore and grow your career with OnPoint.
Responsibilities
Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.
Knowledge, Skills, and Abilities:
Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
Must be detail-oriented.Ability to be self-directed, efficient, and meet deadlines.
Ability to manage a heavy pipeline of 40 plus loans.
Highly organized with the ability to prioritize multiple competing tasks and verbal and written communication skills.
Demonstrated math and accounting skills.
Qualifications
High School diploma or GED required.
Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.
This is a 100% commission-based role.
Estimated annual earnings for this role range from $34,800 to $350,000 based on projected sales volume.
Benefits:
Comprehensive medical, dental, and vision coverage
Employer-matched 401(k) up to 5%
11 company-paid holidays
Tuition reimbursement
At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.
We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don't let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.
#LI-Hybrid
$41k-51k yearly est. 7d ago
Home Loan Officer - Internal
Gesa Credit Union
Loan officer job in Five Corners, WA
Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.
Get to know us: About - Gesa Credit Union
Role Summary:
Under the direction of the Production Manager/Team Leader - Internal, the Home LoanOfficer - Internal will assist members and team members with their mortgage lending needs as directed by the team leader. Analyze loan files and recommend credit decisions based on mortgage lending policy. Originate first mortgage loans for the credit union's portfolio or for sale on the secondary market for existing members and for new members obtained through business development efforts. Project a professional image and maintain confidentiality with all customer and sensitive data.
What You Will Be Doing:
* Support loan production as directed by manager.
* Ensure that all approved loans comply with established loan standards and have zero errors.
* Complete special projects as directed by the manager.
* Maintain a professional, courteous, and friendly atmosphere for members and co-workers.
* Demonstrate a working knowledge of all mortgage products and rates, both within Credit Union and from the industry overall.
* Troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
* Interview members for residential mortgage loans, explain financing and mortgage programs and their requirements.
* Inform members of results of preliminary financial analysis.
* Calculate good-faith estimates.
* Monitor status of loans, process loan in a timely manner.
* Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities.
* Attend credit union training sessions, conferences, or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities.
* Build positive relationships with real estate agents and members of the community to increase production of loan sales.
* Report areas and actions of concern to supervisor as actionable.
* Display mutual respect, trust and dignity, acting in the best interest of the credit union. Lead by example by displaying solid ethics and integrity at all times.
* Control risk and perform duties in a safe and sound manner.
* Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.
About You:
* Ability to multi-task on numerous projects simultaneously.
* Ability to effectively communicate in writing, in person and over the phone.
* Ability to make quality decisions in a timely manner with extreme attention to detail.
* Ability to work with minimal supervision.
* Ability to promote and maintain a productive work environment.
$38k-52k yearly est. 4d ago
Loan Officer
Caliver Beach Mortgage
Loan officer job in Vancouver, WA
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$38k-52k yearly est. 60d+ ago
Mortgage Relationship Officer
Unitus Community Credit Union 3.8
Loan officer job in Vancouver, WA
At Unitus, each employee has an opportunity to make a difference for our members. As part of our mortgage lending team, the MRO will focus on sourcing leads, building relationships, and originating quality mortgage applications that support our commitment to unparalleled service - the kind that creates the Unitus difference. Our strong team of leaders, outstanding culture, above market benefits, continuous involvement in the communities we serve, and competitive pay programs make Unitus an excellent place to contribute and grow your talents as a mortgage sales professional.
This is a hybrid position based in Vancouver, WA and the surrounding area.
Compensation is a base salary plus commission.
Primary Duties:
Source and develop mortgage leads by actively networking, leveraging your existing book of business, cultivating realtor and community relationships, and collaborating with branch staff to generate applications that convert to funded loans
Proactively consult with members to understand their home financing needs, take complete and accurate mortgage applications, and guide them through options that align with Unitus' products and lending guidelines
Build strong referral relationships with assigned and surrounding branches, earning the trust of branch teams to drive a steady flow of quality referrals and mortgage opportunities
Regularly participate in external business development activities (e.g., community events, local chambers, networking functions) to expand visibility and drive new purchase and refinance business
Maintain up-to-date knowledge of Unitus mortgage products, pricing, procedures, and systems, and follow all compliance, regulatory, and documentation requirements
Balance time between working in branches, remotely, and in the community to effectively manage your pipeline, prospecting activities, and member appointments
Consistently meet or exceed mortgage production goals (units and volume) while contributing to overall sales, service, and efficiency objectives
As an ideal candidate, you will have:
Bachelor's degree preferred or equivalent work experience
Prior experience in mortgage, real estate, banking, or a similar sales-focused financial services role; at least 3 years of experience as a Mortgage LoanOfficer/Originator or comparable position strongly preferred
Demonstrated success in outbound sales, networking, and building a personal book of business, with the drive to source leads and convert them into funded loans
Strong communication and interpersonal skills, with a member-service mindset and the ability to build trusted relationships with members, branch staff, and community partners
Comfort using technology and internal systems to take applications, manage a pipeline, and stay organized in a fast-paced, production-based environment
Ability to be certified and maintain registration through NMLS as required for mortgage originations
Willingness to travel on a regular basis within the areas Unitus serves
Bilingual skills (especially Spanish/English) are preferred.
Our Benefits
Maintaining wellness and work/life balance is an important part of the Unitus culture. Our benefits are a reflection of this commitment.
Medical + Dental + Vision
Flexible Spending Accounts + HSA
Employees accrue up to 15 days of Paid Time Off (PTO) during their first twelve months of employment
Unitus recognizes 12 paid holidays per year
401(k) Retirement Savings
Annual Incentives (*eligibility dependent)
Employee Assistance Plan
Tuition Reimbursement
Student Loan Debt Repayment
Transit & Parking benefits
Paid Volunteer Time Off
What's it really like to work here?
We are a people-focused organization that places an emphasis on culture. Unitus is local, successful, and committed to continuously improving and growing!
Unitus Community Credit Union (Unitus) is an equal opportunity employer. We are committed to diversity, equity and inclusion. All qualified individuals are encouraged to apply and will be given full consideration for employment regardless of race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process.
$36k-45k yearly est. Auto-Apply 60d ago
Loan Officer
Mortgage Trust 4.1
Loan officer job in Portland, OR
Mortgage Trust is seeking LoanOfficers!
We exist to empower our employees, clients, and referral partners to build wealth. Does that resonate with you?
Us
We employ people who can contribute, grow, think, dream, create, and maintain a positive attitude.
We provide excellence to our clients - with respect, transparency, equity, and honesty.
We are more than “just another mortgage company.” The conversations we have and the resources we use with our clients revolve around their holistic financial lives.
We consistently evaluate and improve every aspect of our business.
We care about each other and have each other's backs.
We work hard, play hard, and give back to our community.
You
Are you driven, motivated, competitive, hungry, and humble?
Do you focus on referrals only - realtors, financial professionals, past clients, etc.?
Do you close $2M+ per month in a normal environment?
Are you a team player - willing to collaborate with other loanofficers?
Do you believe in a wealth-building philosophy, of which mortgages are an essential tool?
Why Mortgage Trust
We assure our LoanOfficers (LOs) are focused on their highest and best use: cultivating client relationships, qualifying borrowers, and finding optimal loan solutions. Therefore, our LOs spend very, very little time on any administrative or processing duties. Setting up files, obtaining documentation, and chasing down conditions - as well as all primary communications with everyone involved in a transaction - are handled by assistants and processors. We feel so strongly about this model we're willing to pay for it:
After 1 quarter of 15 closed loans, MTI will pay $37,500/year toward an assistant (plus their benefits)
After 2 consecutive quarters of 20 closed loans, MTI will pay $75,000/year toward an assistant (plus their benefits)
Additionally, after 2 consecutive quarters of 30 closed loans, MTI will pay for an LO-dedicated processor
We are small, local, and nimble. We've worked for large, national mortgage companies, and… well, let's just say that's not our cup of tea. We were very small cogs in a very large machine, and that became more and more frustrating to us over time.
Interest rates matter. We don't need to get into the minutiae of why independent mortgage banks (Fairway, Guild, Academy, Caliber, etc.) have higher-than-market rates, but they all do. We've done multiple interest rate searches of most of the big banks and local credit unions over the past few months. Mortgage Trust's rates are lower than all of them. By cutting out a lot of fat that comes with a large company, we're able to offer very low rates. While we don't think rates should be the primary factor in determining which mortgage lender to use, they are obviously a big piece of the puzzle. We're happy to know that we're now as competitive as any lender out there.
Mortgage Trust offers our loanofficers:
Commission based on 1.2% of your funded loan amounts
Health insurance starting on the first of the month following your start date. This includes medical and vision through Regence Blue Cross Blue Shield and dental through Moda (Delta Dental or Willamette Dental). We pay 100% of the employee premium for the base plan (there are three plan levels available). Alternative plans and/or dependent coverage is available as a pre-tax employee expense.
Two Flexible Spending Accounts (FSA) are also available starting on the first of the month following start date. Employees are able to deduct pre-tax money for out-of-pocket medical expenses and dependent care costs. Limited rollover of FSA funds from one plan year to another is available.
At Mortgage Trust, we value all employees and job candidates as unique individuals, and we welcome the variety of experiences they bring to our company. We believe everyone should be treated equally regardless of race, sex, gender identification, sexual orientation, national origin, native language, religion, age, disability, marital status, citizenship, genetic information, pregnancy, or any other characteristic protected by law.
$37.5k-75k yearly 60d+ ago
Loan Officer
Guild Mortgage 4.3
Loan officer job in Portland, OR
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The LoanOfficer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing LoanOfficer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
$40k-55k yearly est. 60d+ ago
Commercial Loan Officer
Mrinetwork Jobs 4.5
Loan officer job in Vancouver, WA
Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.
The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.
Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.
Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.Job Requirements
5+ years of commercial lending experience
Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
Strong understanding of commercial depository services
Excellent credit skills and general familiarity with commercial documentation
Established book of business required
For further consideration towards this and/or other opportunities please inquire confidentially to ********************* or call ************. All inquiries held in strict confidence. Thank you for your interest.
$77k-94k yearly est. 5d ago
Loan Officer Outside Sales
Primary Residential Careers 4.7
Loan officer job in Vancouver, WA
- Responsibilities/Duties/Functions/Tasks
The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a LoanOfficer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Originates their own sales by contacting prospective clients,
· Develops and maintains referral sources,
· Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans,
· Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations,
· Meets with clients in person to sell mortgage loan products/packages,
· Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts,
· Obtains credit information and necessary documentation for application process,
· In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads,
· Engages in marketing and promotional activities in support of their own sales,
· Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
· Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs
· Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
· Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions
· Carries out major assignments affecting business operations of the employer or the employer's customers through:
collecting and analyzing information regarding the customer's income, assets, investments, or debts
analyzing applicant data, credit and collateral property value
determining which financial products best meet the customer's needs and financial circumstances
providing advice to the customer regarding the advantages and disadvantages of available financial products
marketing, servicing, or promoting the employer's financial products
· Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
· Provides origination services in the state of licensure
· Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
· Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications
· Sales experience in the mortgage industry is preferred
· Familiarity with mortgage processes, procedures, rules, regulations, and compliance
· Exceptional customer service skills with a strong attention to detail
· Excellent written and verbal communication skills
· Strong computer skills to include a working knowledge of MS Office
· Ability to comprehend and analyze financial information
· Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
· Established contact and referral list within the real estate and mortgage industries preferred
· Ability to pass a required background check
Company Conformance Statement
In the performance of assigned tasks and duties all employees are expected to conform to the following:
Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
Ensure every action and decision is aligned with PRMI values.
Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
Realize team synergies through networking and partnerships across PRMI.
Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
Work effectively as a team contributor on all assignments.
Perform quality work within deadlines.
Respect client and employee privacy.
Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process
Work Requirements
Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
$37k-50k yearly est. 60d+ ago
Junior Loan Officer
Go Mortgage
Loan officer job in Portland, OR
FLSA Status: Non - Exempt
Employment Type: Regular Corp.
FT/PT Status: Full-Time
About Us: Go Mortgage is a nationally licensed, independent mortgage banking company operating in 46 states. We specialize in purchase, refinance, and construction loans and are committed to providing exceptional service to our clients through innovation, technology, and human connection.
We are seeking a dynamic, motivated Junior LoanOfficer to join our growing team. The ideal candidate will provide critical front-line support for our loanofficers by managing inbound and outbound client communications, qualifying new leads, nurturing existing prospects, and ensuring a seamless customer experience throughout the mortgage application process. Key Responsibilities:
Outbound Sales Engagement:
Make 100+ outbound sales calls per day to prospective borrowers who have submitted online lead forms.
Re-engage past leads and follow up with aged or inactive contacts to uncover renewed interest.
Schedule appointments and live transfers to licensed loanofficers when applicable.
Inbound Sales Support:
Handle overflow inbound calls from prospective clients responding to direct mail or digital marketing campaigns.
Answer client questions about mortgage products (purchase, refinance, and construction) and direct them appropriately in the sales funnel.
Lead & CRM Management:
Input and update lead data and borrower information into the CRM system in real time.
Collect missing borrower information necessary for a complete mortgage application (e.g., income, employment, credit details).
Qualify or disqualify prospects based on initial screening criteria.
Organize and schedule follow-up tasks and callbacks for seasoned loanofficers.
Application & Pipeline Support (LoanOfficer Assistant Duties):
Assist loanofficers with documentation requests, file preparation, and applicant follow-ups.
Monitor application pipeline and ensure timely client communications during pre-approval and processing phases.
Serve as a liaison between borrowers and loanofficers to support a smooth and efficient loan experience.
Assist in meeting deadlines for application submissions and disclosures.
Client Experience:
Deliver an excellent first impression and build rapport with clients during initial interactions.
Serve as a consistent point of contact during the early stages of the loan process.
Uphold professionalism and empathy during all client communications.
Requirements:
Ability to work full time in-office at our Portland, OR branch.
Currently have or be willing to get an active NMLS loan origination license.
Willing to learn and grow into a successful Mortgage LoanOfficer position, through training under an existing Mortgage LoanOfficer.
Why Join Go Mortgage?
As a Client Service Representative at Go Mortgage, you'll help shape the future of home lending while building meaningful connections with borrowers across the country. This role is a launchpad to becoming a successful Mortgage LoanOfficer. You'll gain firsthand exposure to every stage of the mortgage process while working in a supportive, energetic, learning and coaching environment where your drive and ambition are recognized and rewarded.
Apply Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator.
This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer.
Description:
Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.
Responsibilities:
Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant's file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.
Education / Experience Preferred:
Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$40k-56k yearly est. 16d ago
Contact Center Loan Member Advisor I
Red Canoe Credit Union 3.6
Loan officer job in Longview, WA
The Loan Member Advisor I provide a seamless delivery of member service from routine teller services to complex issues by assisting in the Contact Center. The role will be required to deliver a high-quality member experience while using their knowledge of multiple products and will identify, diagnose, and act on members' consumer financial needs, including referrals to the appropriate line of business for specialized services. The CC LMA I utilizes their thorough knowledge of credit union products, consumer loans, lines of credit and deposit products (such as savings, checking, money market, and certificate of deposit), to provide excellent service to the member. The Lending Member Advisor I is responsible for creating an outstanding member experience in lending and delivering expertise in specialized financial services.
ESSENTIAL JOB FUNCTIONS
Member/Account Transactions - Assist members with their accounts over the telephone. Process teller transactions which include withdrawals, deposits, Visa advances, payroll deduction changes. Abide by check acceptance limits for Business and Personal checks. All items above the limit will require approval from Branch management or and override.
Member/Account Maintenance - Aid with all credit union products and services, and products offered by Red Canoe Financial Group. Open and maintain all new accounts, products, and services. In addition, handle complaints, troubleshoot, research, and maintain accurate records associated to services provided.
Lending - Assist members by taking basic loan applications for VISA, LOC, Shared Secured, dealer loans with PO in Washington and Oregon, and internal refinances. Refer action to Senior Underwriting for recommendations and decisions.
Sales & Service Performance - Effectively refer products and services and their features and benefits as outlined in the CUNA “Creating Member Loyalty” program. Track referrals, member relationships and contacts using the program software. Make quality product and service referrals to existing members & non-members. Sales efforts include, but are not limited to, referrals, buyouts, member surveys and out bound service calls.
Inbound Lending Calls- Maintain professional member service by meeting the quality service standard, SLA, and schedule adherence standards. Backing up CHAT, Email and other interaction queues as needed.
CRITICAL JOB DUTIES
Dependability - Adhering to the agent schedule start, break, lunch and end shift times. Giving sufficient notification for missed work, appointments or PTO scheduled time off. Following through on assignments and counted on to complete assignments in a timely and competent manner. Must be self - directed, take initiative and is proactive
Employee/Member Relations - The degree to which employee/member service application is demonstrated in the day-to-day business environment.
Adaptability - Showing openness to change and new ideas. Ability to adjust to changing work requirements and respond to new situations.
Quality Service - The percentage earned on quality service rating from Mystery Shops.
Teamwork & Cooperation - Promote a positive, productive, and professional working environment. Demonstrating sensitivity, cooperation, understanding and respect.
Productivity - Level of work output or productivity as compared to a standard or compared to others.
Policy Compliance - The degree to which the individual complies with company policies.
Other Critical Job Duties
Maintain good telephone and communication skills.
Assist with month-end and daily reports for department.
Maintain and processes signature cards.
Accurate account maintenance including methods of ID verification with MFA, SMS, or out of wallet questions.
Scanning of checks, signature cards, loan documents
Assist members as needed to provide quality services with knowledge of products and services to effectively cross-sell/referrals.
Knowledge of dividend calculations
Knowledge of compliance related issues
Resolve and report member complaints including filing UAR's under suspicious circumstances for BSA.
Understand and explain deposit coverage (NCUA)
Process check orders, stop payments, statement requests, check copy requests, payroll deduction, process digital services such as pay by card services with SWIVEL.
Provide accurate quality service on loan inquiries and loan interviews.
Duties as assigned by the Branch Manager.
BASIC REQUIREMENTS
BASIC REQUIREMENTS
Must be bondable.
Professional appearance and demeanor
Must possess people skills; be friendly and outgoing with members and employees.
Excellent oral and written communication/ presentation skills
Outstanding public relations skills; outgoing and friendly
High degree of accuracy and competence, including basic math.
High motivation to cross sell/ communicate services.
Must be dedicated to achieving goals set by management.
Maintain thorough knowledge of Credit Union philosophy and professional cross selling and service skills.
MINIMUM QUALIFICATIONS
High school diploma or equivalent
Credit Union teller experience, preferred.
1 year + New Accounts and lending experience preferred; related training or experience considered.
Keyboard proficiency
Ability to read English by sight; and both speak and write English
Ability to hear by telephone and in person.
JOB RELATIONSHIPS
This position reports directly to the Contact Center Manager and may have daily contact with employees, management team, members, Board of Directors, and outside organizations.
ESSENTIAL MENTAL, PHYSICAL & ENVIRONMENTAL DEMANDS
General - The physical demands described here are representative of those that must be to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.
Physical - Office mobility required. Approximately 20% standing, 70% sitting, 10% walking, as need demands. Possess sufficient manual dexterity to skillfully operate standard office equipment including a computer or typewriter keyboard, 10-key calculator, facsimile machine, photocopier, and telephone. Other demands include talking, handling & reaching, seeing (corrected vision) and hearing in normal range. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. A telephone device to enhance hearing will be provided if needed. Occasional light lifting. The employee must occasionally lift and/or move up to 30 pounds. Periodic inter-branch or interdepartmental access may be required, including for distribution and access to various materials, equipment, meetings, etc. Storage and retrieval of materials, maximum reach required is 84 inches.
Mental - Mental effort required involving considerable organization, planning, and analytical efforts with superior communication. General demands include alertness, observation, empathy, ingenuity, learning ability, problem solving; patience; initiative; memory; objectivity, creativity, speaking ability, reading, and writing ability, judgment, persuasiveness, concentration, flexibility, precision, and auditory discrimination.
Environmental - Minimal discomfort from heat, dust, air conditioning. The noise level is usually moderate, including external road noise. Transport within remote branch and/or main office/facility may be single or multilevel (as required) including a variety of stairways, elevators, etc. Exposure to computer and other electronic equipment. Lunch/break area exposed to microwave; and is in the basement at main office. Facility is 100% free of tobacco smoke.
Equipment - Essential equipment used includes but may not be limited to telephone, personal computer, other on-line computer terminal(s), calculator, and office security systems. Non-essential equipment generally includes paper shredder, photocopy machine, facsimile (fax) machine, etc.
$47k-55k yearly est. Auto-Apply 4d ago
New Home Consultant
Lennar Corp 4.5
Loan officer job in Portland, OR
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Your Toolbox
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-LS3
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$34k-42k yearly est. Auto-Apply 26d ago
Mortgage Loan Originator
Sunflower Bank, N.A 4.3
Loan officer job in Vancouver, WA
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator.
This is a fully commissioned position with a draw. Draws are minimum wage rates based on work location. Details of the commission plan will be presented at time of offer.
Description:
Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.
Responsibilities:
Develop, lead and originate mortgage loans through branches, realtors and builders.
Interview mortgage loan applicants.
Take loan applications from customers.
Send applicant's file to processors in the centralized loan support area.
Respond to referrals from branch personnel and others.
Assist in obtaining additional data or information when requested by processors.
Cross-sell all bank products and services.
Education / Experience Preferred:
Bachelor's Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
2+ years of lending experience preferred.
Creativity, flexibility, integrity, and a commitment to customer support are essential.
Must be able to work autonomously exercising considerable independent judgment.
Must be able to maintain composure in stressful situations.
Must be able to work flexible hours.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
Rooted in Strength
Propelled by Growth
Individuals in a Great Whole
Creating Possibility
Community Focused
Associates enjoy outstanding benefits, including:
401(k) Plan with 6% Match
Health/Dental/Vision Insurance
Company-paid Life Insurance
Tuition Reimbursement
Fitness Reimbursement
Paid Time Off
Volunteer Leave
Paid Holidays
Plus many more associate perks & incentives!
If you qualify, apply online at ******************************
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
$34k-42k yearly est. 14d ago
SBA Loan Specialist
Washington Trust Bank 4.7
Loan officer job in Portland, OR
As an SBA Specialist you would have the opportunity to be proactively involved in helping our small business clients reach their goals while being part of a professional SBA Team who cares about the communities they live in and serve.
Location: This role is open to hybrid work within the Washington Trust Bank footprint of WA, ID and OR. Regular, reliable attendance is required.
The SBA Loan Specialist will facilitate SBA transactions in support of Relationship Managers and provide education on the benefits of SBA lending. Responsibilities for this position include deploying SBA programs as well as creating strategies to originate SBA loans in the marketplace in concert with Relationship Managers and Small Business Department managers. Activities include presenting the company's loan capabilities and structuring SBA loan proposals.
Essential Functions
Provides SBA education and resources to Relationship Managers on an ongoing basis to ensure widespread knowledge of the SBA programs and attributes available by providing periodic group presentations, one-on-one consultations, reference and marketing materials and an intranet site.
Implements client specific SBA communication plans to establish and maintain excellent client relationships and identify client needs.
Responsible for marketing SBA products/services to identified clients/referrals at the direction of department managers including preparing for joint client meetings and follow-up as necessary.
Generates eligibility determinations, structures transactions and solicits requisite application documents for SBA loans.
Assists Relationship Managers by selecting and helping implement SBA lending programs as appropriate based on the needs of the client.
Works with relationship managers to help ensure an integrated and seamless approach to servicing the client.
Participates in client relationship planning as it relates to SBA lending.
Manages and assists with the management of SBA loan projects as needed by Relationship Managers.
Keeps abreast of new products, methods/techniques, key industry trends, conditions and changes in laws and regulatory policies.
Ensures an effective working relationship with other Bank personnel as required to perform client support and sales functions.
Takes a leadership role in community affairs and activities where warranted for effective business development and community exposure.
Maintains proficiency regarding current Bank and Divisional policies and procedures.
Perform compliance and risk management duties as required or assigned
Qualifications
5 + years of dedicated SBA experience, including proven competence with large, complex SBA loan projects.
Knowledge of SBA Standard Operating Procedures.
Must have a thorough understanding of SBA policies and structure, product knowledge, and financial analysis.
Knowledge of government regulations surrounding SBA lending.
Complete working knowledge of government, conventional, custom, and self-employed borrower loans. Preferred experience with SBA loan programs; however, SBA experience can be supplemented with experience in a closely related field.
Proven analytical skills; ability to review and interpret complex data (determining risk, assessing complexity of accounts, etc).
Excellent written and verbal communication skills; ability to analyze, synthesize and articulate complex ideas and communicate such to colleagues, team members, and clients
Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict, negotiating for results and developing working relationships with potential and current clients
High degree of PC based technical skills, including proficiency with the Microsoft Suite of products
Ability to function efficiently and effectively with multiple request and projects under deadlines and stress while maintaining a professional and mature demeanor.
Interpersonal skills necessary to gather data from a number of sources and to positively represent the Bank during such contacts.
Ability to work well with people with diversified personalities.
Comprehension of investor, insurer, regulatory, and the Bank's requirements, and the ability to develop a subjective analysis of the borrower.
Compensation: $64,279 - $96,419
The compensation range represents the low and high end of the base compensation range for this position in Eastern, Washington and Idaho. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable incentive plan.
Candidates in the Western, Washington area can anticipate a salary range of $89,991 - $134,987
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$41k-61k yearly est. 3d ago
Mortgage Loan Officer - Outside Sales
Onpoint Credit Union 4.0
Loan officer job in Portland, OR
The Proactive Partner. You're a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members' financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We're also devoted to being a fabulous place to work. We value your expertise as Mortgage LoanOfficer and invite you to explore and grow your career with OnPoint.
Responsibilities
Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.
Knowledge, Skills, and Abilities:
Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
Must be detail-oriented.
Ability to be self-directed, efficient, and meet deadlines.
Ability to manage a heavy pipeline of 40 plus loans.
Highly organized with the ability to prioritize multiple competing tasks and verbal and written communication skills.
Demonstrated math and accounting skills.
Qualifications
High School diploma or GED required.
Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.
Ability to successfully register with the National Mortgage Licensing System (NMLS).
Compensation for this role is primarily commission-based.
At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.
We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don't let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.
$42k-53k yearly est. 7d ago
Portland Regional Loan Officer
Caliver Beach Mortgage
Loan officer job in Portland, OR
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
LoanOfficer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
$39k-54k yearly est. 60d+ ago
New Home Consultant
Lennar Corp 4.5
Loan officer job in Hillsboro, OR
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Role on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Your Toolbox
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $33,000-$33,176 subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
#CB-SALES
#LI-CA3
* This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
* This position may be eligible for bonuses.
* This position may be eligible for commissions.
* This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
* This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
How much does a loan officer earn in Longview, WA?
The average loan officer in Longview, WA earns between $33,000 and $60,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.