Loan officer jobs in Mount Vernon, IL - 755 jobs

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. Join Associated Bank's Commercial Real Estate (CRE) team. The Commercial Loan Administrator is responsible for facilitating the construction loan monitoring process within the Commercial Real Estate division. Their role ensures compliance with internal policies, regulatory standards, and operational procedures while maintaining data integrity and supporting the deal team and borrower throughout the loan lifecycle. Key Accountabilities Coordinate and oversee the construction loan monitoring process, ensuring timely, compliant, and accurate execution of borrower advances . Collaborate with Commercial Loan Services, Syndications, agent and member banks, title companies, inspecting architects and other stakeholders to resolve deal -related issues. Manage borrower communication and provide superior customer service to internal deal teams and borrowers throughout the construction draw process. Ensure compliance with Standard Operating Procedures (SOP), Loan Policy, regulatory requirements, and internal standard. Monitor and verify third-party reports, construction documentation and state lien law requirements for title practices and due diligence. Process construction loan draws, review due diligence, and confirm all post-closing and insurance items are satisfied before funding. Maintain data integrity across systems and documentation; identify and resolve internal issues proactively. Support syndication activities by managing loan documentation, timing, and funding when Associated Bank acts as Administrative Agent. Education & Experience Required: Bachelor's degree or equivalent combination of education and experience in Business, Finance, or Accounting. 3+ years customer service experience in a professional office setting. 3+ years experience in commercial or CRE finance, legal documentation, accounting, or data systems. Preferred: 3+ years experience in loan administration, including construction loan monitoring and/or loan closing. 3+ years experience reviewing and analyzing credit and loan documents. 3+ years commercial real estate due diligence review experience. Why You'll Love Working Here At Associated Bank, you'll join a team that values collaboration, accountability, and continuous learning. We invest in your professional growth and provide opportunities to make a meaningful impact on clients and communities. Apply today to make an impact and build your career with us. In addition to core traditional benefits, we take pride in offering benefits for every stage of life. Retirement savings including both 401(k) and Pension plans. Paid time off to volunteer in your community. Opportunities to connect with others through our diversity-focused Colleague Resource Groups. Competitive salaries with professional development and advancement opportunities. Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more. Personal banking, loan, investmentand insurance benefits. Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on Facebook,LinkedInandX. Compliance Statement Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline. Associated Bank provides additional assistance throughout the application, interview and hiring process. Please you need an accommodation at any time during the process. Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish. Associated Bank is Pay Transparencycompliant. The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. $23.16 - $39.70 per hour

The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.Duties and Responsibilities:1. Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.2. Responds to customer/contact inquiries regarding the association's loan products and customer's applications.3. Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.4. Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.5. Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.6. Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.7. Knows, understands and complies with current fair lending laws and bank policies and procedures; addresses same at all times.8. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.9. Other duties as required. Requirements Technical Expertise1. Experience in mortgage lending is required.2. Experience with lending laws, regulations, and guidelines are required.3. Experience in customer service is required.4. Experience in commissioned sales is required.5. Experience in financial services or banking is preferred.6. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.Education and Experience1. Education: High School Diploma or equivalent is required; Bachelor's degree is preferred.2. Certification: NMLS is required.3. Years of experience: 3 to 5 years is required.Physical Environment* While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.* The employee must occasionally lift and/or move up to 25 pounds.* The noise level in the work environment is usually quiet to moderate.* This position is customarily and regularly performed outside of an office setting and hours of work are not structured.We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

The Commercial Loan Officer plays a vital role on the lending team, collaborating and generating solutions for current and perspective business clients. The CLO actively solicits for new business by marketing all of Horizon's commercial banking products within a specified geographic area. In addition, the CLO will manage a book of business that requires on-going client interaction and financial analysis to maximize market penetration and account performance, in compliance with state and federal regulations, company policies and established Standard Operating Procedures (SOPs). Principal Accountabilities Responsible for business development, structuring and underwriting loan requests for new and existing clients, growing loan and deposit portfolio and generating fee income. Ensure client relationships are profitable and partner with other areas of the Bank to meet all of the financial needs of the clients. Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA). Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities we serve through active involvement in local organizations and events. Duties Protect Bank's assets and maintain quality of portfolio by adhering to lending processes, policies and procedures, legal and ethical requirements and regulations, audit requirements, and established risk management guidelines. Ensure all Commercial Banking business is in conformity with Bank Policies & other guidelines. Adhere to Know Your Customers Rules & Bank Policies & Procedures for the prevention of loss due to fraud, counterfeiting, money laundering, or defalcation; Identify and report suspicious and other reportable transactions or patterns of activity that are suspected to be related to money laundering. Identify and cross-sell value added commercial banking services by following a proactive sales and business development plan. Generate new loans, deposits and fee income from new and existing clients by maintaining an ongoing business development program. Minimize loss risk by monitoring loan portfolio & loan repayment activities and take necessary action to collect from past-due accounts. Provide underwriting expertise in all categories of transactions; apply analytics and guidance in required structuring and terms in order to balance the risk and rewards of the transaction in an attempt to win the business. Provide expertise and guidance in negotiating and documenting loan transactions with clients. Participate in Administration of loans - Reconcile draw packages (sworn statements & AIA's), order & review inspections, order date down endorsements & title updates, and interact with clients as necessary. Monitor economic trends in accordance with client financial analysis to assist in portfolio reviews. Maintain customer confidence and protect bank operations by keeping information private and confidential. Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks. Keep up to date on market trends by participation in professional organizations and community projects and events. Other duties as assigned. Qualifications & Skills Bachelor's degree in finance, economics, or accounting and 5-years related experience in financial services industry or equivalent education and experience desired. High school diploma or equivalent required. In-depth understanding of structuring commercial loan requests. Proven track record in Business Development. Strong interpersonal skills used within a team environment and in client interaction with emphasis on relationship building. Credit/analytical skills to assess financial statements, cash flow and risk. Excellent written and oral communication skills including the ability to write clear and concise credit correspondence. Self-motivated and persuasive, with the ability to motivate others and accept coaching. Must have proficient typing and computer skills, specifically Microsoft Office products. Core Competencies Risk Assessment Decision Making and Judgment Relationship Building Adaptability and Flexibility Effective Questioning Results Focused Physical Requirements Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA). Physical Demands: Percentage of Time: Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100% Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100% Able to grasp, move and sort forms and papers. 90-100% Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone. 90-100% Able to remain stationary at a desk for long periods of time. 75-100% Regularly move about the office to access file cabinets, storage drawers and various office equipment 75-100% Occasionally position self to reach heights between floor and 6' Travel to meet with clients, attend closings, seminars and meetings. Some overnight travel may be required. Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer. #LI-DNI

Join Our Commercial Lending Team at Consumers Credit Union! Consumers Credit Union (CCU) is looking for a driven Commercial Loan Officer to help us build lasting business relationships and expand our lending portfolio. As a Great Place To Work certified financial institution, we pride ourselves on empowering our employees while making a real difference in the communities we serve. As a Commercial Loan Officer, you will identify midsize commercial loan prospects across our target area from Chicago to Milwaukee and west to Rockford. You'll originate and maintain a portfolio of profitable, high-quality loan and deposit relationships primarily in commercial real estate with some C&I lending. In This Role, You'll Build Relationships: Solicit and develop commercial loan business from application, analysis, presentation, to close. You'll work to obtain information regarding the financial condition of the applicant to evaluate and recommend suitable options. Drive Growth: Achieve sales objectives while assessing the risk of the loan to minimize loss. Be a trusted advisor: Develop communications and presentations that will help in providing thoughtful advice and guidance on CCU products and services to support members' business needs. Mitigate Risk: Monitor existing loan portfolio to maintain asset base. You'll monitor and ensure risk ratings of the credits in your portfolio are appropriate, and management is properly informed of any changes to the condition of the loans. Protect & Support: Actively manage the collection of past due loans and work with members whose financial condition is performing negatively including any legal and/or litigation procedures. Assist members with loan-related questions. Engage the Community: Represent CCU at networking and community events to grow your pipeline and strengthen local connections. What We're Looking For We want someone who's not just experienced but also ambitious, relationship-driven, and eager to grow with us. Ideal candidates will bring: Experience: 5+ years of commercial lending and credit analysis (or 8+ years without a degree). A bachelor's in business, finance, or related field is preferred. Proven Results: A successful existing Book of Business - primarily in CRE. Growth Mindset: Ability to generate $7-9 million in new loan growth annually, with a go-getter attitude and a strong drive to succeed. Connector Skills: Demonstrated success generating business through quality referrals, realtors, loan brokers, CPA's and other business contacts. Communication Strength: Strong verbal/written skills and the ability to prepare clear, detailed loan presentations. Negotiation & Collaboration: Experience exploring alternatives through collaboration. Skilled in finding win-win solutions that serve both borrowers and CCU. Team Focus: A commitment to collaboration and putting organizational goals first. Compensation This role is budgeted for an annual salary of $140,000 and is eligible for sales incentives. A specific salary offer considers factors including but not limited to skill sets, experience and training, licensure and certifications, and other business and organizational needs. Compensation decisions are dependent on the facts and circumstances of each case. Consumers Credit Union provides eligible employees an opportunity to participate in our medical (High Deductible, HMO and PPO), dental, vision, spending accounts, short-term disability, long-term disability, life insurance and other plans effective date of hire. You will be eligible to participate in the 401(k) savings plan at any time. You will be automatically enrolled in the pension plan following six months of employment and 1,000 hours of service and reaching age 20. For more information about benefit offerings, please visit our careers page: about/what-we-do/careers About CCU Founded in 1930 and headquartered in Lake Forest, IL, Consumers Credit Union has $4.3 billion in assets and serves more than 272,000 members, making it one of the largest credit unions in the state. CCU believes that nobody needs banks on every corner, but everyone needs people who are in their corner. We've been recognized as a Great Place to Work, and we're committed to growing both our business and our people. To learn more, visit myconsumers.org Equal Opportunity Employer CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment. CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities. We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process please contact our Human Resources team at: or . Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

John Berghorst, Chief Lending Officer, Commercial Real Estate Basic Function Originate and manage client relationships, underwriteloansand complete financial analysis, prepare loan proposals and commercial loan applications forself andsenior relationship managers of the Commercial Real Estate Lending department. Essential Duties Originate andmanage client relationships Develop new prospects, manage and grow a portfolio of existing real estate relationships Identifyand execute on a variety of real estate transactions including multifamily, industrial, office and commercial construction loans Maintain and manage a portfolio, with ability to build relationships with existing and prospective clients focusing on revenue growth, fee income,depositsand cross-selling services Respondto client inquiries As needed, request and gather updated financial and operating information, perform financialanalysisand confirmloan gradesor recommend changes based on the analysis. Updatepaper and/or electronicclientloan files Work with Loan Operations, DepositOperationsand business bankers to meet clients' banking needs. Approvedrawrequests Monitor and address past due loans and overdrawn deposit accounts Reviewinformation on market trends in commercial real estate Underwrite and close commercial real estate loans With senior relationship managers, interview clients and prospectsregardingcredit and service needs. Perform site inspections, prepare corresponding site inspectionmemosand enter the memos into the CRE site inspection tracking file. Review appraisals and other third-party reports including credit inquiries. Evaluate financial and operating information including property level cash flows and guarantor financial information. Prepare loan proposal letters and commercial loan applicationsfor self and senior relationship managers. Work with Loan Operations and/or attorneys to generate and review loan documents and coordinate loan closings to include tracking progress against the checklists and gathering requisite documents to share with the Loan Closer. 3. Additional Departmental duties: Attend department meetings Attend Management Loan Committee and Director's Loan Committee meetings as needed Attend Officers' meetings Reviewinformation on market trends in commercial real estate Maintain familiarity with underwriting and Loan Policy guidelines Attend training asrequired 4. Participate in CRA activities which require a minimum of 12 hours of volunteering annually. Nonessential Duties Other duties as assigned

Mortgage Loan Processor II A Mortgage Loan Processor II ensures all residential loan files are packaged accurately and timely. As an experienced Mortgage processor, they work with and have comprehensive knowledge of the documents required for a conventional and/or government loans as well as all conforming and non-conforming loansl. A successful Mortgage Loan Processor II is self-motivated, has strong time-management skills and is able to process a high volume of loans in a fast paced work environment. What You Will Be Doing Receiving loans from Underwriting Calling or writing customers and/or any other interested parties to obtain conditions of loan. Calling specified companies to obtain property abstracts, surveys, appraisals. Indexing documents in the file to ensure they are marked properly. Clearing conditions to the level of authority available. Submitting mortgage loan application file underwriting condition clearing. Working with the Appraisal Management Company to order appraisal corrections. Printing and mailing approval and denial letters to applicants. Submitting approved mortgage loan file to Mortgage Loan Closer for settlement. High School diploma or general education degree (GED) A minimum of two (2) plus years' related work experience and/or training required A minimum of three (3) years' experience working in a financial or banking mortgage department a plus A minimum of three (3) plus years working with and/or comprehensive knowledge in conforming & non-conforming loans, Fannie Mae and Freddie Mac Guidelines, and any government and/or conventional, FHA or VA loans required Proficient PC skills in a Windows based environment required; mortgage-processing software a plus Detail oriented, minimal supervision, with excellent communication and analytical skills strongly preferred

At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career. In the Role Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options Requirements: High School Diploma or GED Preferred: Sales, Collections or Customer Service experience Bilingual - Spanish Location: On site The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday. Who we Are A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include: Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date) OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee

Do you want to be involved in your local community and rural America? Do you love to help people at work or in your community? Would your friends and peers describe you as friendly and caring? You really need to take a look at this… Central Kentucky Ag Credit might be the place for you. We are looking for amazing people with a passion for assisting others as candidates for a Secondary Market Mortgage Originator in central Kentucky. This role markets and originates residential loans for sale in the secondary market. This is a regular, full-time non-exempt position that is eligible for overtime pay on hours worked over 40 during a work week based on the business needs and your availability. Daily participation at our on-location sites is an important part of our culture. Please be mindful of commute distance when considering applying. You don't have a banking background? That's okay! Yes, we are in financial services, but not in the way you might be thinking. If you come to us knowing the industry - great, but if you need support learning - that works, too. We will provide you with the education and training you need through paid training courses as well as individual on-the-job one-on-one support to set you up for success. If you can bring us your dedication for helping others - we'll teach you the financial expertise. At Central Kentucky Ag Credit, the customer experience is our top priority, and we're looking for individuals that: Have relationship building skills and are committed to providing excellent customer service. Have experience in people facing industries including banking, retail, or healthcare. If you want to further your education - we support that, too. To assist you with your higher education goals, Central Kentucky Ag Credit offers education reimbursement programs that can help you further your education. The Purpose of Your Role The Secondary Market Mortgage Originator role is an integral part of our lending team who assists in promoting the Association's marketing objectives and makes agricultural loan referrals. This role develops business strategies that target potential customers, as well as referrals from builders, realtors, and other sources for Secondary Market Loans. Our Secondary Market Mortgage Originators function independently under general direction. We are looking for candidates who wish to grow professionally. Our successful Secondary Market Mortgage Originators work with our borrowers to meet their needs. The goal remains consistent for all interactions: help borrowers feel more confident, make clearer decisions, and achieve their own dreams. Our Investments in You Our benefit programs are crafted to help you and your loved ones strike the perfect balance. Here are a few featured benefits (not all benefits are listed) Tuition Reimbursement, 401(K) (up to a 9% company contribution), Health Insurance, Dental Insurance, Vision Insurance, Long Term Disability Insurance, separate Vacation and Sick Time banks (who wants to use their vacation time when going to the doctor?), Dependent Care Flexible Accounts, and 12 paid holidays each year. Sound too good to be true? See for yourself and learn more about our culture and employees: Click here to learn more about us: agcreditonline.com Click here to listen to our podcast and get a good idea of what we do for and within our local communities: Beyond Agriculture Want to see what we are up to? Click here for our social media feeds: Facebook - Twitter - Instagram Training for Your Role We offer a paid, development program that will fully prepare you to engage with customers while acquiring all the financial skills that you need to be successful in your career. We Value our Employees What we value and expect from everyone on our team, no matter what they do here: Self-Starters We want employees who look for ways to improve what we do. Respect We value fairness, diversity, cooperation, and general respect for our employees, our community, and our customers. Self-Management We don't micro-manage. Our employees have the opportunity to establish their priorities, develop their plans and goals, and effectively manage their time. Voice We want our employees to share their thoughts and ideas, keep their coworkers informed, and listen and seek to understand. Dependability Our employees are dependable, responsible, and act with integrity. Life-Long Learning All our staff members share a willingness to grow their knowledge of their role, the company, and others skills. If you are willing to learn, we are willing to support you in any way that we can. Company Overview Central Kentucky Ag Credit is part of the Farm Credit System, which is a nationwide network of cooperative lending institutions that provide credit and financially related services to farmers, ranchers and their cooperatives. With more than 100 years of agricultural lending experience, the System is the largest single producer of agricultural credit in the United States. The cooperative structure of Central Kentucky Ag Credit allows farmer-borrowers to own and control the Association and keeps the Association committed to serving rural credit needs. This is an important feature that sets the Association apart from most other commercial lenders. Join Us At Central Kentucky Ag Credit, you'll have the opportunity to build a meaningful career that positively impacts peoples' lives, including yours. You can take advantage of flexible benefits that support you through every stage of your career, empowering you to thrive at work and at home. You don't need a finance or agricultural background to succeed at Central Kentucky Ag Credit-we offer a range of opportunities for learning so you can build the career you've always imagined.

Full-time Description Reports to the Branch Manager or Equivalent Non-Exempt General Functions: Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicants' credit history. Approve or deny loan applications based on analysis. Operate with moderate credit authority. The Loan Officer position will require attention to detail, strong interpersonal skills, teamwork and a basic understanding of navigating multiple computer programs and the internet. Loan Officer must always maintain confidentiality and professionalism in all aspects of service. Duties and Responsibilities: 1) Reflect the credit union's core values in their daily activities and at any time they represent the credit union. 2) Provide excellent service to the members by listening, educating and identifying their needs. Promote credit union products and services based on member needs that transpire from member interviews. Maintain current knowledge of all credit union's services and policies. Maintain knowledge of competitor's rates, terms, etc., as well as internal trends relating to lending. Counsel members on interest rates and cross-serve services offered at the credit union. 3) Receive and interview applicants for all usual loan situations including Visa. Run consumer reports. Instruct applicants as to proper forms and methods of completing. Refer complex situations to Financial Counselor. 4) Establish repayment schedule, interest, etc. Give information on loan, car, trailer, etc., as required. 5) Verify accuracy of information on application. Check consumer reports, debt/income ratio, and runs NADA to determine value of collateral. Make sure application and accompanying papers are complete and in order. Verify employment with phone call to employer for FTB and nonmembers. 6) Review application and approve loans; taking loans required by policy to another loan officer, credit manager or V.P. for signature. 7) Disburse loan proceeds as authorized. 8) Notify members whose loans have not been approved. May assist applicant in finding other means of meeting financial obligations. In certain cases, is assisted by Loan Supervisor or Financial Counselor. 9) Receive approved loan deferment agreements. Make certain that terms are recorded in member's folder and that appropriate computer records are changed. 10) Answer telephone requests for loan information. Take applications by telephone and completes transaction by mail. 11) Know credit union's philosophy and policies so as to answer inquiries of a specific nature. 12) Handle Share Certificate inquiries and transactions for both regular and IRA CDs. 13) Open new savings accounts, checking accounts and Money Market accounts and runs consumer reports. 14) Process new account information including ordering checks, verifying eligibility, checking for appropriate signatures, filing cards, mailing welcome letters, etc. Type, laminate, and mail membership cards to members. Print starter or temporary checks for members. Assist members with Instant Issue ATM cards. 15) Prepare coupons for skip-a-pay when sold. 16) Assist members with wire transactions and in closing accounts. 17) Assist members with discrepancies and complaints. Make corrections and refunds on accounts if necessary. 18) Answer complex debit card issues on Client (blocking/unblocking cards, fraud, etc.) 19) Open and perform transactions for IRAs and HSAs. 20) Completes credit application for Revolving Credit accounts. 21) Contact members whose loans are less than 30 days delinquent. 22) Prepare title work on all vehicle loans and mail to Secretary of State. 23) Performs credit evaluation with each member. 24) Process debt protection claims through TruStage, Disability, and Unemployment protection. 25) Notarize documents for members. 26) Must adhere to all privacy laws at all times. 27) May be assigned to serve as the IRA Administrator. Added duties with this will include, but not be limited to: validating all documentation is complete and accurate and matches the core; contacting branch personnel regarding corrections; answering all employee inquiries; processing scheduled payments of IRA distributions; and reviewing/correcting/validating regulatory documentation including IRS forms 1099-R and 5498. 28) Able to assist and backup duties and responsibilities of more senior positions or other positions as needed. 29) Provide organization-wide member service as needed by assisting with functions including, but not limited to: answering member calls, emails, and online chats. 30) Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. 31) Maintains work area in an orderly manner. 32) This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Performs other duties and works other hours as assigned. 33) Must be able to meet physical requirements: prolonged periods of sitting at a desk working on a computer or standing and completing training activities; must be able to lift 30 pounds at times. Requirements Required Qualifications: High School Diploma or equivalent Skill, aptitude, and interest in sales. Ability to establish and maintain effective working relationships with a diverse group of people. Ability to act independently and confidentially, using discretion and tact. Ability to analyze situations and recommend workable solutions. Ability to coordinate, multitask, and prioritize work. Minimum of one year customer service experience. Availability during branch hours and to work at alternate Branch locations if/when assigned. Preferred Qualifications: Knowledge of bookkeeping is preferred. Minimum 1 year lending experience preferred. Minimum of 1 year of cash handling/teller experience is preferred. PAY INFORMATION $20.75 to $21.95 per hour dependent upon qualifications and experience BENEFITS* Insurance Options Health Dental Vision Accidental Hospital Indemnity Critical Illness Voluntary Life Insurance Short-Term Disability, Long-Term Disability, and Basic Life/AD&D Insurance all covered by LLCU Flexible Spending Accounts (Medical FSA, Dependent Care FSA, and Limited FSA) Health Spending Accounts Employee Assistance Program Time Off Paid Time Off (PTO) Sick Leave Paid Holidays (those recognized by the Federal Reserve Bank) Paid Parental Leave Funeral and Grieving Leave Paid Disability Leave Additional 401k Clothing Allowance Community Impact/Community Service - Staff are provided up to 14 hours per year of paid time for the purposes of volunteering. Tuition Assistance and Professional Development Opportunities Fitness Programs New Employee Referral Bonus *Eligibility criteria must be met.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. A Career that Empowers You to Build Your Future The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Role on the Team * Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy. * Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting. * Develop comprehensive knowledge of the competitive market, including products, community features, and demographics. * Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records. * Participate in sales meetings, neighborhood promotions, and marketing programs. * Ensure the maintenance of Welcome Home Center models and inventory homes. * Complete required training and participate in community events and phone banks. Your Toolbox * High school diploma or equivalent; college degree and real estate license preferred. * 1-2 years of experience in homebuilding or real estate sales preferred. * Valid driver's license and reliable transportation. * Strong communication, organizational, and customer service skills. * Proficiency in Microsoft Office and ability to use sales tracking tools. * Self-motivated with a positive attitude and strong work ethic. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds. #LI-LS3 * This information is intended to be a general overview and may be modified by the company due to factors affecting the business. General Overview of Compensation & Benefits: * This position may be eligible for bonuses. * This position may be eligible for commissions. * This position will be eligible for the described benefits listed in the above section in accordance with Company Policy. * This information is intended to be a general overview and may be modified by the Company due to factors affecting the business. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

CRA Mortgage Loan Officer Location: St. Louis, MO Job Id: 3977 # of Openings: 1 The compensation will be commission-based and based on individual sales/production volume . Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. This position is responsible for producing a high volume of good quality consumer real estate loans with a focus of participating in Community Reinvestment Act (CRA) lending activities. CRA activities include being responsible for community outreach in our low to moderate income (LMI) areas, majority-minority area (MMA) communities, LMI individuals and minority individuals. Responsibilities include, but are not limited to: Interviews loan applicants explaining various loan options, rates, terms, and collateral requirements to select the program that best fits their financial goals and needs. Gather the required supporting information to provide a complete application. Manage pipeline from origination through closing. Works closely with the processor and underwriter to address any underwriting issues timely to achieve a timely loan closing. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors, and other referral sources. Promote home ownership focusing on properties located in LMI & MMA census tracts. Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants. Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages individual loan portfolio. Maintains the asset quality of individual lending portfolio. Reviews delinquency reports and perform routine follow up with past due customers. When necessary, works with Bank's Special Assets Department in coordinating collection efforts. Consistently achieves volume and/or unit production targets. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned. MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary Generates regular tracking reports for management with detailed CRA activity Qualifications Education: Bachelor's degree or equivalent with additional specialized training in mortgage lending and/or CRA activities. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: Thorough knowledge of Company's products and services. High level of interpersonal skills to interact with customers and potential customers in a professional manner. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions, and other factors. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations. The individual must illustrate the ability to multitask and to prioritize issues that arise. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period. Principal Accountabilities Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events. Duties Develop and execute effective marketing plans to meet or exceed mortgage loan production goals. Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources. Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages. Interview potential borrowers applying for residential mortgage loans to understand their needs. Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer's needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer. Outline loan terms and conditions, and inform prospective borrowers of loan commitment. Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval. Once loan is underwritten, receive stipulations and assist to clear them. Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan. Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action. Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others. Provide credit counseling to delinquent or non-qualifying customers. Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities. Maintain file coverage for team members out of office and perform other duties as assigned. Report suspicious transactions or unusual occurrences to supervisor. Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions. Maintain customer confidence and protect bank operations by keeping information private and confidential. Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks. Qualifications & Skills High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank's in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred. Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs. Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers. Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement. Ability to perform complex mathematical computations using various business machines and/or computers. Must have proficient typing and computer skills. Core Competencies Adaptability & Flexibility Decision Making and Judgment Relationship Building Attention to Detail Prospecting and Referring Accountability Physical Requirements Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA). Physical Demands: Percentage of Time: Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100% Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100% Able to grasp, move and sort forms and papers.. 90-100% Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone. 90-100% Able to remain stationary at a desk for long periods of time 75-100% Regularly move about the office to access file cabinets, storage drawers and various office equipment. 75-100% Occasionally position self to reach heights between floor and 6.' Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals. 25-75% Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer. #LI-DNI

The Community Lender is responsible for originating and managing both consumer mortgage and commercial loans for individuals and businesses within the community. This role supports the bank's mission to serve local financial needs by delivering personalized lending solutions and fostering long-term relationships. Duties and Responsibilities:Consumer Lending:Originate and process residential mortgage loans, home equity lines, and personal loans.Guide borrowers through application, underwriting, and closing processes.Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act.Maintain knowledge of current mortgage products, rates, and underwriting guidelines.Provide financial education and support to community members, especially first-time homebuyers.Commercial Lending:Acquire and manage commercial banking relationships for businesses up to $30 million in revenue.Conduct credit analysis, site visits, and portfolio reviews.Structure and document commercial credit transactions to ensure profitability and manage risk.Monitor credit quality and take appropriate action on portfolio performance.Collaborate with underwriters and portfolio managers to facilitate loan decisions.Business Development & Community Engagement:Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders.Attend networking, charity, and civic events to enhance visibility and generate leads.Represent the bank in community functions to promote financial services and outreach.Cross-Functional Collaboration:Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross-sell bank products. Proactively seek and refer clients for appropriate deposit solutions to enhance overall relationship value.Mentor junior staff such as credit analysts or relationship officers.Coordinate with service providers and vendors, setting expectations and measuring performance.Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.Other Duties as assigned.The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of Blue Grass Federal and FMHC. Requirements Qualifications and Skills:7-10 years in consumer and commercial lending is required. Bachelor's degree in business administration or related field preferred.Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred.Necessary competencies:CommunicationService OrientationDecisivenessLeads CourageouslyPrioritizationOrganizational SkillsPhysical EnvironmentWhile performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.The employee must occasionally lift and/or move up to 25 pounds.The noise level in the work environment is usually quiet to moderate.This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p.We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career. In the Role Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options Requirements: High School Diploma or GED Preferred: Sales, Collections or Customer Service experience Bilingual - Spanish Location: On site The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday. Who we Are A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include: Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date) OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Mortgage Loan Officer II Location: Champaign, IL Job Id: 4236 # of Openings: 1 At First Mid, this position is commission-based and earned on individual sales/production volume. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. The Mortgage Loan Officer is responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to: Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank. Maintains the asset quality of lending portfolio. Assists other loan officers with underwriting questions or program information. Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary Qualifications Education/Experience: Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: High level of interpersonal skills to interact with customers and potential customers in a professional manner. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required. High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors. Good understanding and knowledge of Company's products and services. Good cross-selling, management and organizational skills. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position

Loan Review Manager Location: Effingham, IL At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for assessing the level of credit risk of the Bank's loan portfolio through the management of the overall loan review function and performance of analytical reviews of new and existing individual commercial credit relationships. Responsible for the impairment analysis piece of the ACL and working with Special Assets team to calculate specific impairments. Responsible for the Loan Review Department and empowering team members to achieve desired departmental outcomes. Responsibilities include, but are not limited to: Manage the loan review function to ensure credit analyses are correct and risk ratings are supported as well as the scopes established by the Board of Directors are achieved. Plans, assigns, and monitors all loan reviews for the department to ensure all work is completed in an efficient, timely, and effective manner. Serves as the resource to internal customers for loan review work. Manage the issue tracking piece of the AuditBoard system associated with internal loan reviews. Assist in updating the loan review policy each year to provide the necessary changes based on regulatory guidance. Manage the loan review team, hold regularly scheduled 1:1 meetings and schedule departmental meetings to provide necessary updates and training to ensure appropriate career development. Manage the completion of monthly and quarterly reports for presentation to the Loan Administration Committee and Board of Directors. Complete the monthly analysis on the Impaired relationships, including collateral analysis, while working with the Special Assets team. Attend the monthly Special Assets Committee meetings and the Loan Administration Committee meetings and discuss the Risk Management sections when the Director of Credit Risk Management is absent. Manage the process and provide guidance on incoming upgrade and downgrade requests from lending and Special Assets personnel as needed. Provide guidance to lending personnel related to designation of loans as loan modifications, inclusion as or removal from non-accrual status, and determining proper timing and amount of charge offs. Assist in managing the relationship with outside partners engaged in assisting in the completion of the loan review work, if applicable, and provide assistance to the independent auditors and federal regulators when required. Develop appropriate training materials for lending personnel to facilitate adherence to regulatory requirements and internal policy. Participate in the assessment of credit risk during due diligence exercises conducted as part of potential merger and acquisition activity. Complete required training associated with job function. Qualifications Education/Experience: Bachelor's degree with emphasis in business or finance, or commensurate banking experience. 5+ years exposure to lending, underwriting, or risk management preferred. 3+ years of management experience preferred. Skills: High level of analytical skills and extensive knowledge of credit underwriting and documentation standards for all types of loans. Knowledge of policy requirements and expectations related to the lending function. Strong oral and written communication skills including high computer literacy. Good organizational skills and ability to substantiate reviews with detailed workpapers. Strong critical thinking, problem solving, presentation, interpersonal, and negotiation skills. Demonstrates the ability to self-manage with minimal supervision and work effectively without detailed instructions. High level of integrity in order to maintain independent judgment and privacy of customer and Bank information. Proficient in Microsoft Office with advanced training in Microsoft Excel preferred. Ability to build constructive relationships with team members. Ability to lead, motivate, encourage, and mentor others. Total Rewards: Competitive health, dental & vision coverage with HSA match 401(k) with employer match + Employee Stock Purchase Plan Generous PTO, paid holidays & parental leave Tuition reimbursement & performance-based bonuses Visit our Total Rewards page to see our full list of benefits First Mid Bancshares, Inc., is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT LP123 Pay Range: $88,100 - $110,150 per year Apply for this Position

Loan Review Manager Location: Mattoon, IL At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for assessing the level of credit risk of the Bank's loan portfolio through the management of the overall loan review function and performance of analytical reviews of new and existing individual commercial credit relationships. Responsible for the impairment analysis piece of the ACL and working with Special Assets team to calculate specific impairments. Responsible for the Loan Review Department and empowering team members to achieve desired departmental outcomes. Responsibilities include, but are not limited to: Manage the loan review function to ensure credit analyses are correct and risk ratings are supported as well as the scopes established by the Board of Directors are achieved. Plans, assigns, and monitors all loan reviews for the department to ensure all work is completed in an efficient, timely, and effective manner. Serves as the resource to internal customers for loan review work. Manage the issue tracking piece of the AuditBoard system associated with internal loan reviews. Assist in updating the loan review policy each year to provide the necessary changes based on regulatory guidance. Manage the loan review team, hold regularly scheduled 1:1 meetings and schedule departmental meetings to provide necessary updates and training to ensure appropriate career development. Manage the completion of monthly and quarterly reports for presentation to the Loan Administration Committee and Board of Directors. Complete the monthly analysis on the Impaired relationships, including collateral analysis, while working with the Special Assets team. Attend the monthly Special Assets Committee meetings and the Loan Administration Committee meetings and discuss the Risk Management sections when the Director of Credit Risk Management is absent. Manage the process and provide guidance on incoming upgrade and downgrade requests from lending and Special Assets personnel as needed. Provide guidance to lending personnel related to designation of loans as loan modifications, inclusion as or removal from non-accrual status, and determining proper timing and amount of charge offs. Assist in managing the relationship with outside partners engaged in assisting in the completion of the loan review work, if applicable, and provide assistance to the independent auditors and federal regulators when required. Develop appropriate training materials for lending personnel to facilitate adherence to regulatory requirements and internal policy. Participate in the assessment of credit risk during due diligence exercises conducted as part of potential merger and acquisition activity. Complete required training associated with job function. Qualifications Education/Experience: Bachelor's degree with emphasis in business or finance, or commensurate banking experience. 5+ years exposure to lending, underwriting, or risk management preferred. 3+ years of management experience preferred. Skills: High level of analytical skills and extensive knowledge of credit underwriting and documentation standards for all types of loans. Knowledge of policy requirements and expectations related to the lending function. Strong oral and written communication skills including high computer literacy. Good organizational skills and ability to substantiate reviews with detailed workpapers. Strong critical thinking, problem solving, presentation, interpersonal, and negotiation skills. Demonstrates the ability to self-manage with minimal supervision and work effectively without detailed instructions. High level of integrity in order to maintain independent judgment and privacy of customer and Bank information. Proficient in Microsoft Office with advanced training in Microsoft Excel preferred. Ability to build constructive relationships with team members. Ability to lead, motivate, encourage, and mentor others. Total Rewards: Competitive health, dental & vision coverage with HSA match 401(k) with employer match + Employee Stock Purchase Plan Generous PTO, paid holidays & parental leave Tuition reimbursement & performance-based bonuses Visit our Total Rewards page to see our full list of benefits First Mid Bancshares, Inc., is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT #LI-POST HP123 Pay Range: $88,100 - $110,150 per year Apply for this Position