Loan officer jobs in Reading, PA

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO, founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: We offer a competitive compensation structure Professional and financial growth through building teams Professional Coaching and mentoring Full benefits including 401K with match Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation) Job Description Summit Funding is expanding in Pennsylvania! We are now hiring for experienced and growth-minded Loan Officers in the Allentown area. At the core of Summit Funding's values is a partnership. We partner with communities, our home buyers, our referral partners, and our employees, and we'd love to explore partnering with you as a celebrated addition to our team of successful Mortgage Loan Officers. The strength and success of our partnerships are evidenced in our ranking year after year as a top 50 national mortgage lender. It is our job to make sure you succeed. You will have direct access to Leadership, highly skilled trainers, coaching, a cutting-edge marketing team, top-of-the-line technology and recruiting support, in-house processing, superior underwriting, and closing teams along with additional knowledgeable support staff to help you grow your business. What our Loan Officers are responsible for: Developing long-term relationships with realtors, homebuilders, and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches. Serving borrowers as the subject matter expert on the mortgage process and product knowledge. Originating and closing residential home loans. Depending on experience and location Summit Funding Loan Officers are paid minimum wage as a factor of commissions on the loans originated and closed. Summit Funding's compensation structure provides you the opportunity to earn based on your performance. Qualifications Currently producing Mortgage Loan Originators with stable work history. Closing 1 residential home loan a month on average. Must be currently licensed with NMLS. An established referral database for sourcing your own purchase leads. Additional Information All your information will be kept confidential according to EEO guidelines.

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full-time, commissioned career opportunity that can be hybrid based out of our Downtown Lebanon location in Lebanon, PA. Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Responsibilities Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process. Qualifications Required Education High School Diploma or equivalent. Required Experience 1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Bilingual skills (Preferred) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

- Responsibilities/Duties/Functions/Tasks The main function of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Originates their own sales by contacting prospective clients, · Develops and maintains referral sources, · Spends at least one or two hours a day, two or more times a week outside of the office (including a home office), originating loans, · Meets with prospective clients at locations other than PRMI's offices, e.g., client's home or other locations, · Meets with clients in person to sell mortgage loan products/packages, · Contact with clients by telephone, mail, and e-mail is adjunct to in-person contacts, · Obtains credit information and necessary documentation for application process, · In-person calls outside of the office on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads, · Engages in marketing and promotional activities in support of their own sales, · Develops new and continued business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products · Completes necessary continuing education in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Maintain eligibility for FLSA classification as Outside Sales Exempt, and complete the bi-annual certification process Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career. We work with retirees to strategically improve the sustainability of their retirement income. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business Industry leading training from the nation's top sales leaders Brand recognition of a Fortune 300 organization founded in 1909 World-class sales, marketing, and operations support Revolutionary sales process for working with both consumers and professionals We encourage successful traditional mortgage loan originators to apply. Allentown, PA. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program

The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community. Duties & Responsibilities: + Develops new and expands internal and external referral sources to grow mortgage business + Using consultative selling techniques, advises clients on mortgage loan options and other financial products. + Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. + Responsible for maintaining client relationships. + Advises customers on the completion of loan applications. + Performs other duties as assigned. Basic Qualifications: + High school diploma or GED + One or more years of mortgage loan origination experience, preferably at a bank + NMLS license Preferred Qualifications: + Pipeline and book of business + Bachelor's degree preferred + Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) + Knowledge of mortgage procedures, documentation, and underwriting guidelines + Demonstrated ability to identify opportunities to cross-sell financial products and services + Effective written and verbal communication skills + Strong organizational skills -Ability to multi-task + PC - Internet skill #LI-NA1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within Orrstown Bank region. Must adhere to the requirements of federal registration under the SAFE Act. Market bank wide proprietary CRA products, in branches as well as outside organizations such as real estate firms, housing agencies, etc. Qualifications: High school diploma or equivalent; college degree preferred. Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred. High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services; There is a $50,000 base salary plus commission.

The Underwriter/Senior Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines. Duties and Responsibilities: Review and process loan files from application through closing. Communicate with loan officers, underwriters, title companies, and clients. Ensure all documentation is accurate, complete, and in compliance. Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program. Review loan approval and gather/review all outstanding loan conditions. Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations. Work additional hours as needed. Assume responsibility and ownership of the loans in your personal pipeline. Stay current on all investor guidelines and program changes. Basic Qualifications: Minimum 5+ years of experience as a Mortgage Loan Processor. Strong knowledge of conventional, FHA, VA, and USDA loan products. Current knowledge of federal and state disclosure guidelines. Proven ability to manage a full pipeline and meet tight deadlines. Excellent communication and organizational skills. Attention to detail with a proactive, solution-oriented mindset. Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector. Experience with grants preferred. Ice/Encompass LOS experience is a plus. Underwriting experience is a plus, but not required. Location & Work Arrangement: This is a full-time, in-office position based in either our Newtown, Doylestown, Bethlehem, or Allentown location. Remote work is not available for this role.

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator. PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position. Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $0.00/Yr. Max USD $250,000.00/Yr.

Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry. What makes us an industry leader? • Recognized in the "Top 3 for Customer Satisfaction" from Lending Tree and the “Operational Excellence” and "Top Originator" Awards from Costco. •Rated as one of the “Top 40 Mortgage Companies” in America as well as “Top 10 for Customer Service” with Lending Tree •$2.6 Billion servicing portfolio•Direct seller to FNMA, FHLMC and Ginnie Mae Job Description Mortgage Loan Processor Location: Wayne, PA We are actively looking for experienced Mortgage Loan Processo rs to join our team. If you are motivated, multi-tasked, organized and have a hands on approach then our office is perfect for you. We offer a dynamic environment fostering and encouraging individual growth and rewarding performance. The MORTGAGE LOAN PROCESSOR will be responsible for: • Strong reliability to effectively communicate sensitive information between clients and internal departments • Consolidating information from banks, appraisal/title companies and related organizations to prepare loan documents for Underwriter review • Managing client relations and ensuring compliance with regulations and agencies (preferred knowledge of FHA/VA, FNMA, HUD, etc.) • Continuing knowledge of industry practice and standards for career longevity with a stable industry leader Qualifications A strong MORTGAGE LOAN PROCESSOR will have the following: • 1-3 years of residential mortgage processing experience • Knowledge of all mortgage and consumer lending regulations • Previous experience with Encompass **preferred not required** • Excellent written and verbal interpersonal communication skills • Previous banking/financial services industry knowledge • Ability to Review & Analyze Tax Returns/Income Documentation i.e Self Employed, Rental Calculations per FNMA Requirements Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D

Summary: Under the direction of the Residential Lending Processing and Closing Manager, this position is responsible for delivering loans on the secondary market and managing Third Party Originations. This position will proactively support residential lending activities and goals, ensure the quality of loan opening and post-closing, service standards agreements, and ensures all residential lending mortgage policies and procedures are adhered to and compliant with state and federal lending laws. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Deliver closed loan files to secondary market investors, clear any exceptions/stipulations to assure timely purchase. Pay Guarantee fee/UFMIP/Funding fee and obtain Loan Note Guarantee/Mortgage Insurance Certificate/Loan Guarantee Certificate on government loans. Fulfill Quality Control requests from investors, mortgage insurance companies, auditors; respond to any findings. Act as liaison for Third Party Originators (TPO) and administer support for TPO Connect; Oversee all facets of incoming TPO loans including systems maintenance, note certification and review of closed loans for purchase, prepare and issue credit memos and purchase advices. Generate various daily, weekly and monthly reports. Process Loan Modification Agreements. Prepare updated aggregate escrow disclosures for Loan Operations. Process administration for HELOC and other applicable consumer products. Monitor mortgage pipeline to ensure key dates are met and loans are opened and post-closed in a timely manner which meets service standards and quality expectations. Provide second level escalation support for Residential Lending Loan Coordinators to promptly and proactively respond to questions, concerns and issues as they may arise. Process mail and eFaxes, order office supplies for Residential Lending Operations Department. Develop new and update current procedures to improve efficiency and ensure quality within the Residential Lending Loan Coordinator function. Collaborate and work effectively with other members of the management team, members of the Residential Lending Operations Team and other ENB employees. Maintain professional level knowledge of legal requirements and state and federal regulations that impact mortgage operations and functional responsibilities. Required Education and Experience: High school graduate or its equivalency required. Bachelor's degree from an accredited college preferred Two to three years of mortgage industry experience required Sound judgment and problem solving abilities Superior verbal and written communication skills Experience working with various investors and agencies including FNMA, FHLB, FHA, USDA and VA preferred Ability to effectively prioritize and handle a number of demanding projects simultaneously Must be able to maintain confidentiality and possess excellent communication skills Familiar with various bank systems - document imaging and core system Proficiency in Microsoft Outlook, Word, and Excel Competencies: ENB Operational and Functional Competencies Supervisory Requirements: This position has no direct supervisory responsibilities. Work Environment: This job operates in a professional work environment. This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard, phones, printers, scanners, photocopiers, filing cabinets, calculator, and fax machines. Due to physical location of this position, phone ringing, and people conversing, it may be difficult to hear at times and therefore easily distracting. Physical Demands: Ephrata National Bank promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. Specific vision required by the job includes close vision, distance vision, and ability to focus. While this position is primarily sedentary, the employee is frequently required to stand, walk, use hands to finger, handle or feel objects or controls, reach with hands and arms, bend, balance, stoop, kneel, and crouch. The employee must be able to lift and/or move up to 25 pounds including standard computer and copy paper boxes, and must be able to open and close filing cabinets and drawers. Position Type and Expected Hours of Work: This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m. Flexibility of schedule to meet business needs is required. Travel: No travel is required for this position. EEO Statement: Ephrata National Bank supports a diverse workforce and is an Equal Opportunity Employer. It is the policy of Ephrata National Bank to provide equal employment opportunities without regard to race, ethnicity, color, religion, sex, national origin, age, disability, marital status, covered veteran status, sexual orientation, gender identity, genetic information or any other protected characteristic applicable under law. The bank complies with all relevant federal, state, and local laws, as well as, all regulations regarding nondiscrimination. This reflects management's assignment of essential functions and position responsibilities. Nothing in this job description restricts management's rights to assign or reassign duties and responsibilities to this job at any time. The employee is expected to adhere to all of Ephrata National Bank's procedures and to act as a role model in the adherence to bank polices.

Quaint Oak Mortgage, a subsidiary of Quaint Oak Bank, is hiring an experienced Mortgage Banker Join a growing organization that offers excellent opportunities for career growth, a team atmosphere and a competitive benefits package. We're looking for talented mortgage professionals to join our team! Quaint Oak Mortgage is a Quaint Oak Bank Company, a local bank providing more than 95 years of service to the community. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for servicing our customers. Quaint Oak Mortgage is actively seeking experienced Mortgage Bankers throughout the continental US with an established book of business. You will be able to grow your portfolio by taking advantage of the unmatched support and resources provided by our company. Focus on selling, not processing loans! Quaint Oak Mortgage has unparalleled support that helps you focus on what you do best - closing more loans. At Quaint Oak Mortgage you have unrestricted access to your underwriter and our work flow allows you to spend more time prospecting and less time processing. What makes us a premier partner: Highly competitive and customized compensation packages and benefits Commissions paid within two weeks of closings Extremely flexible scheduling and remote systems Our QODirect App allows borrowers to apply online or on their mobile device and realtor partners to see constant status updates of their referrals Earn compensation on both Residential and Commercial loans In-house underwriting, processing and closing resources for every transaction Lehigh Valley Business's 6 years running (2016-2021), Fastest Growing Companies nominee Our extensive lending products: FHA, VA, USDA, FNMA, FHLMC, PHFA First Time Home Buyer Grants Home Equity Loans and Lines of Credit 90% LTV on Jumbo loans Non-Conforming Residential Loans SBA Loans: 7a & 504 Commercial Real Estate Loans Business Loans and Lines of Credit Requirements: 3+ years direct mortgage sales experience as a loan officer Bachelor's Degree is a plus, not required Quaint Oak Bank and/or its subsidiaries is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, ancestry, citizenship status, age, sex, sexual orientation, gender identity, marital status, national origin, disability or veteran status. Quaint Oak Bank and/or its subsidiaries is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment. To request a reasonable accommodation, contact Rachel Schmahl at ************ or **********************.

Join Harleysville Bank as a Commercial Loan Officer and immerse yourself in a dynamic environment where your expertise will be valued. This onsite role offers you the opportunity to build strong relationships with local businesses, driving economic growth in our community. You'll collaborate with a dedicated team that embodies our core values, ensuring that your contributions have a meaningful impact on our customers. Your experience will allow you to navigate complex financial needs and provide tailored solutions, enhancing customer satisfaction. Engage with a traditional banking culture that prioritizes teamwork and customer focus. You will be offered great benefits such as a Competitive Salary, Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off. This role awaits someone passionate about making a difference in the lives of businesses and individuals alike. What matters most To excel as a Commercial Loan Officer at Harleysville Bank, candidates must possess a Bachelor's degree or an equivalent combination of banking and management experience. A minimum of 5 years in business lending is essential, along with proven new business development skills. Success in this role requires extensive knowledge of commercial lending policies and procedures, enabling you to make informed decisions and offer clients tailored financing solutions. Strong interpersonal and communication skills are vital for building lasting relationships with clients, while attention to detail and a focus on integrity will ensure that all transactions are conducted fairly and transparently. Combined, these competencies will set you on the path to thrive in a customer-focused banking environment. Get started with our team! If you feel that this job is what you're looking for, just follow the instructions on this page. Good luck!

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a remote, commissioned career opportunity that can be based out of Hampton Roads or Central VA. Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Spends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Requires employee to cultivate self-generated prospects to generate origination of mortgage loans. Responsibilities Develops and expands referral sources outside of Fulton Bank in order to solicit first mortgages and create a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to be built and new ones can be developed. Maintains regular contact and meets with external centers of influence such as attorneys, accountants, and financial advisors. Collects and analyzes applicant's financial information to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provides required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customers to do business with Fulton Mortgage Company. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with all applicable parties on an ongoing basis to ensure understanding of the mortgage lending process. Qualifications Required Education High School Diploma or equivalent. Required Experience 1 or more years Recent residential mortgage lending experience to include experience in the local market. 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within Orrstown Bank region. Must adhere to the requirements of federal registration under the SAFE Act. Market bank wide proprietary CRA products, in branches as well as outside organizations such as real estate firms, housing agencies, etc. Qualifications: High school diploma or equivalent; college degree preferred. Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred. High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services; There is a $50,000 base salary plus commission.

The Underwriter/Senior Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines. Duties and Responsibilities: Review and process loan files from application through closing. Communicate with loan officers, underwriters, title companies, and clients. Ensure all documentation is accurate, complete, and in compliance. Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program. Review loan approval and gather/review all outstanding loan conditions. Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations. Work additional hours as needed. Assume responsibility and ownership of the loans in your personal pipeline. Stay current on all investor guidelines and program changes. Basic Qualifications: Minimum 5+ years of experience as a Mortgage Loan Processor. Strong knowledge of conventional, FHA, VA, and USDA loan products. Current knowledge of federal and state disclosure guidelines. Proven ability to manage a full pipeline and meet tight deadlines. Excellent communication and organizational skills. Attention to detail with a proactive, solution-oriented mindset. Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector. Experience with grants preferred. Ice/Encompass LOS experience is a plus. Underwriting experience is a plus, but not required. Location & Work Arrangement: This is a full-time, in-office position based in either our Newtown, Doylestown, Bethlehem, or Allentown location. Remote work is not available for this role.

Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry. ******************************** Job Description We are looking for a Loan Setup Specialist who has a strong desire to challenge oneself in a fast-paced and high energy atmosphere. This person will be reporting to the VP of Operations and is associated with back-end processing of residential mortgage loans. The responsibilities of this position is as follows: • Finalize and send mortgage disclosures • Order appraisals and title work • Request FHA and VA case numbers • Request VA Certificate of Eligibility • Request 4506t Tax transcripts; correct all rejections and reorder • Request verification of employment on all loans • Complete Inquiry Letters • Request certifications and insurance documentation • Request home insurance policy updates and payoffs at processor request • Work directly with loan origination system (Encompass) • Perform other related duties as requested Qualifications • One year customer service experience preferred with increased responsibility throughout experience • Must be able to type 40 wpm and have strong technical knowledge • Ability to work independently and seek and use guidance appropriately • Multitasked with attention to detail and is multitasked. • Excellent communication skills, both written and verbal Education: • High School Diploma/GED • College Degree Preferred Benefits: J.G. Wentworth Home Lending, LLC provides tools and resources to help you balance your work and life needs through the following benefits: • Medical, Dental and Vision Plans • Retirement Plan 401k with matching • Life Insurance, Hospital Insurance • Short-term and Long-term Disability Insurance • Employee Wellness Program • Employee Assistance Program (EAP) Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D

Job Description Join Harleysville Bank as a Commercial Loan Officer and immerse yourself in a dynamic environment where your expertise will be valued. This onsite role offers you the opportunity to build strong relationships with local businesses, driving economic growth in our community. You'll collaborate with a dedicated team that embodies our core values, ensuring that your contributions have a meaningful impact on our customers. Your experience will allow you to navigate complex financial needs and provide tailored solutions, enhancing customer satisfaction. Engage with a traditional banking culture that prioritizes teamwork and customer focus. You will be offered great benefits such as a Competitive Salary, Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off. This role awaits someone passionate about making a difference in the lives of businesses and individuals alike. What matters most To excel as a Commercial Loan Officer at Harleysville Bank, candidates must possess a Bachelor's degree or an equivalent combination of banking and management experience. A minimum of 5 years in business lending is essential, along with proven new business development skills. Success in this role requires extensive knowledge of commercial lending policies and procedures, enabling you to make informed decisions and offer clients tailored financing solutions. Strong interpersonal and communication skills are vital for building lasting relationships with clients, while attention to detail and a focus on integrity will ensure that all transactions are conducted fairly and transparently. Combined, these competencies will set you on the path to thrive in a customer-focused banking environment. Get started with our team! If you feel that this job is what you're looking for, just follow the instructions on this page. Good luck!

Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry. ******************************** Job Description We are looking for a Loan Setup Specialist who has a strong desire to challenge oneself in a fast-paced and high energy atmosphere. This person will be reporting to the VP of Operations and is associated with back-end processing of residential mortgage loans. The responsibilities of this position is as follows: • Finalize and send mortgage disclosures • Order appraisals and title work • Request FHA and VA case numbers • Request VA Certificate of Eligibility • Request 4506t Tax transcripts; correct all rejections and reorder • Request verification of employment on all loans • Complete Inquiry Letters • Request certifications and insurance documentation • Request home insurance policy updates and payoffs at processor request • Work directly with loan origination system (Encompass) • Perform other related duties as requested Qualifications • One year customer service experience preferred with increased responsibility throughout experience • Must be able to type 40 wpm and have strong technical knowledge • Ability to work independently and seek and use guidance appropriately • Multitasked with attention to detail and is multitasked. • Excellent communication skills, both written and verbal Education: • High School Diploma/GED • College Degree Preferred Benefits: J.G. Wentworth Home Lending, LLC provides tools and resources to help you balance your work and life needs through the following benefits: • Medical, Dental and Vision Plans • Retirement Plan 401k with matching • Life Insurance, Hospital Insurance • Short-term and Long-term Disability Insurance • Employee Wellness Program • Employee Assistance Program (EAP) Additional Information For more than 20 years, The J.G. Wentworth Company , through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D