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Rate analyst vs equity analyst

The differences between rate analysts and equity analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a rate analyst and an equity analyst. Additionally, an equity analyst has an average salary of $103,715, which is higher than the $63,534 average annual salary of a rate analyst.

The top three skills for a rate analyst include powerpoint, tariffs and financial models. The most important skills for an equity analyst are financial models, equities, and discounted cash flow.

Rate analyst vs equity analyst overview

Rate AnalystEquity Analyst
Yearly salary$63,534$103,715
Hourly rate$30.55$49.86
Growth rate9%9%
Number of jobs64,56251,437
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 74%
Average age4040
Years of experience44

What does a rate analyst do?

A rate analyst is responsible for conducting data and statistical analysis to evaluate the accurate service rates and charges for various commercial and industrial purposes. Rate analysts review the current market performance to generate rate reports and discuss service costs through comprehensive graphs and illustrations. They also analyze consumer demands and consider the factors that may affect the constant changes in charges. A rate analyst must have excellent communication and analytical skills, especially in ensuring that rate decisions comply with the regulatory guidelines and federal requirements.

What does an equity analyst do?

An equity analyst's role is to help clients navigate through stocks and bonds using their expertise. In a company setting, their responsibilities revolve around performing extensive research and analysis on areas such as the stock market, coordinating with different departments to gather necessary data, identifying new opportunities, preparing and analyzing the company's financial records, and creating forecast models. Furthermore, as an equity analyst, it is essential to make recommendations in adherence to the company's policies and regulations, including its vision and mission.

Rate analyst vs equity analyst salary

Rate analysts and equity analysts have different pay scales, as shown below.

Rate AnalystEquity Analyst
Average salary$63,534$103,715
Salary rangeBetween $44,000 And $91,000Between $68,000 And $157,000
Highest paying CityPoughkeepsie, NYSanta Rosa, CA
Highest paying stateNew YorkCalifornia
Best paying companyTri-State G&TThe Citadel
Best paying industryHealth CareFinance

Differences between rate analyst and equity analyst education

There are a few differences between a rate analyst and an equity analyst in terms of educational background:

Rate AnalystEquity Analyst
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 74%
Most common majorBusinessFinance
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Rate analyst vs equity analyst demographics

Here are the differences between rate analysts' and equity analysts' demographics:

Rate AnalystEquity Analyst
Average age4040
Gender ratioMale, 52.0% Female, 48.0%Male, 77.0% Female, 23.0%
Race ratioBlack or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between rate analyst and equity analyst duties and responsibilities

Rate analyst example responsibilities.

  • Manage rate case vendor RFP development and selection process, including selection criteria, scoring and evaluation.
  • Manage project team meetings using SharePoint calendars.
  • Analyze energy-restructuring initiatives, rate design and retail electricity tariffs.
  • Monitor rating surveillance process for existing rate securitizations back by residential mortgage loans, asset-backed securities and other structure finance assets.
  • Debug rating procedures and algorithms in SQL when rating issues arises.
  • Create SAS reports on HMO experience for claims monitoring and pricing decisions.
  • Show more

Equity analyst example responsibilities.

  • Manage trade executions and broker relationships for all portfolio positions across several banks, prime brokerage accounts and electronic commodities exchanges.
  • Conduct fundamental analysis of securities own or being consider for inclusion in domestic equity mutual fund.
  • Conduct analysis on prospective names in buy universe using DCF, comps, historical, and extensive fundamental scrutiny.
  • Conduct fundamental and technical analysis on diversify pool of global equities across all sectors.
  • Conduct bottoms up fundamental and technical analysis of equity securities to produce buy/sell/hold recommendations for various portfolios.
  • Perform comprehensive analysis of equities, formulate and utilize fundamental and technical analysis for various equity trading strategies and execution.
  • Show more

Rate analyst vs equity analyst skills

Common rate analyst skills
  • PowerPoint, 9%
  • Tariffs, 8%
  • Financial Models, 7%
  • Strong Analytical, 7%
  • Rate Design, 7%
  • Financial Analysis, 5%
Common equity analyst skills
  • Financial Models, 7%
  • Equities, 6%
  • Discounted Cash Flow, 6%
  • Securities, 5%
  • Portfolio Companies, 4%
  • Real Estate, 4%

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