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Rate analyst vs investment analyst

The differences between rate analysts and investment analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a rate analyst and an investment analyst. Additionally, an investment analyst has an average salary of $79,056, which is higher than the $63,534 average annual salary of a rate analyst.

The top three skills for a rate analyst include powerpoint, tariffs and financial models. The most important skills for an investment analyst are portfolio management, financial statements, and strong analytical.

Rate analyst vs investment analyst overview

Rate AnalystInvestment Analyst
Yearly salary$63,534$79,056
Hourly rate$30.55$38.01
Growth rate9%9%
Number of jobs64,56263,003
Job satisfaction-5
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 76%
Average age4040
Years of experience44

What does a rate analyst do?

A rate analyst is responsible for conducting data and statistical analysis to evaluate the accurate service rates and charges for various commercial and industrial purposes. Rate analysts review the current market performance to generate rate reports and discuss service costs through comprehensive graphs and illustrations. They also analyze consumer demands and consider the factors that may affect the constant changes in charges. A rate analyst must have excellent communication and analytical skills, especially in ensuring that rate decisions comply with the regulatory guidelines and federal requirements.

What does an investment analyst do?

An Investment Analyst provides research and information to help traders, fund managers and stock brokers make decisions about investments. They are hired by companies, investment trusts, stock trading and brokerage firms, and insurance providers.

Rate analyst vs investment analyst salary

Rate analysts and investment analysts have different pay scales, as shown below.

Rate AnalystInvestment Analyst
Average salary$63,534$79,056
Salary rangeBetween $44,000 And $91,000Between $44,000 And $140,000
Highest paying CityPoughkeepsie, NYSan Francisco, CA
Highest paying stateNew YorkNew York
Best paying companyTri-State G&TThe Citadel
Best paying industryHealth CareTelecommunication

Differences between rate analyst and investment analyst education

There are a few differences between a rate analyst and an investment analyst in terms of educational background:

Rate AnalystInvestment Analyst
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 76%
Most common majorBusinessFinance
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Rate analyst vs investment analyst demographics

Here are the differences between rate analysts' and investment analysts' demographics:

Rate AnalystInvestment Analyst
Average age4040
Gender ratioMale, 52.0% Female, 48.0%Male, 70.1% Female, 29.9%
Race ratioBlack or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between rate analyst and investment analyst duties and responsibilities

Rate analyst example responsibilities.

  • Manage rate case vendor RFP development and selection process, including selection criteria, scoring and evaluation.
  • Manage project team meetings using SharePoint calendars.
  • Analyze energy-restructuring initiatives, rate design and retail electricity tariffs.
  • Monitor rating surveillance process for existing rate securitizations back by residential mortgage loans, asset-backed securities and other structure finance assets.
  • Debug rating procedures and algorithms in SQL when rating issues arises.
  • Create SAS reports on HMO experience for claims monitoring and pricing decisions.
  • Show more

Investment analyst example responsibilities.

  • Update weekly liquidity stress report and utilize VBA and SQL to automate the process
  • Manage and update early engagement processes daily through SharePoint.
  • Manage trade executions and broker relationships for all portfolio positions across several banks, prime brokerage accounts and electronic commodities exchanges.
  • Perform financial analyses including discount cash flow, leverage buyout, public market comparable trading and precedent transaction-base valuations
  • Participate in the asset management valuation committee and provide management oversight to accounting, legal, and operations personnel.
  • Used JAVA to develop trading spread calculator.
  • Show more

Rate analyst vs investment analyst skills

Common rate analyst skills
  • PowerPoint, 9%
  • Tariffs, 8%
  • Financial Models, 7%
  • Strong Analytical, 7%
  • Rate Design, 7%
  • Financial Analysis, 5%
Common investment analyst skills
  • Portfolio Management, 7%
  • Financial Statements, 6%
  • Strong Analytical, 6%
  • PowerPoint, 5%
  • Real Estate, 5%
  • Risk Management, 3%

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