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Rate analyst vs treasury analyst

The differences between rate analysts and treasury analysts can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a rate analyst and a treasury analyst. Additionally, a treasury analyst has an average salary of $72,667, which is higher than the $63,534 average annual salary of a rate analyst.

The top three skills for a rate analyst include powerpoint, tariffs and financial models. The most important skills for a treasury analyst are treasury, cash management, and ACH.

Rate analyst vs treasury analyst overview

Rate AnalystTreasury Analyst
Yearly salary$63,534$72,667
Hourly rate$30.55$34.94
Growth rate9%9%
Number of jobs64,56250,817
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 76%
Average age4040
Years of experience44

What does a rate analyst do?

A rate analyst is responsible for conducting data and statistical analysis to evaluate the accurate service rates and charges for various commercial and industrial purposes. Rate analysts review the current market performance to generate rate reports and discuss service costs through comprehensive graphs and illustrations. They also analyze consumer demands and consider the factors that may affect the constant changes in charges. A rate analyst must have excellent communication and analytical skills, especially in ensuring that rate decisions comply with the regulatory guidelines and federal requirements.

What does a treasury analyst do?

A treasury analyst is an individual who manages and analyses the financial activities of an organization that can include cash flows, liability obligations, and assets. Treasury analysts are required to execute the daily cash management of the organization such as cash forecasting, investing of excess cash, and running a hedging program in interest rates. They must present monthly reports and daily briefings on cash flows to senior management and provide advice on the financial operations of the movement of cash. Treasury analysts also update treasury policies and procedures for the organization to comply.

Rate analyst vs treasury analyst salary

Rate analysts and treasury analysts have different pay scales, as shown below.

Rate AnalystTreasury Analyst
Average salary$63,534$72,667
Salary rangeBetween $44,000 And $91,000Between $52,000 And $100,000
Highest paying CityPoughkeepsie, NYSan Francisco, CA
Highest paying stateNew YorkCalifornia
Best paying companyTri-State G&TGoogle
Best paying industryHealth CareAutomotive

Differences between rate analyst and treasury analyst education

There are a few differences between a rate analyst and a treasury analyst in terms of educational background:

Rate AnalystTreasury Analyst
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 76%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Rate analyst vs treasury analyst demographics

Here are the differences between rate analysts' and treasury analysts' demographics:

Rate AnalystTreasury Analyst
Average age4040
Gender ratioMale, 52.0% Female, 48.0%Male, 51.1% Female, 48.9%
Race ratioBlack or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage7%7%

Differences between rate analyst and treasury analyst duties and responsibilities

Rate analyst example responsibilities.

  • Manage rate case vendor RFP development and selection process, including selection criteria, scoring and evaluation.
  • Manage project team meetings using SharePoint calendars.
  • Analyze energy-restructuring initiatives, rate design and retail electricity tariffs.
  • Monitor rating surveillance process for existing rate securitizations back by residential mortgage loans, asset-backed securities and other structure finance assets.
  • Debug rating procedures and algorithms in SQL when rating issues arises.
  • Create SAS reports on HMO experience for claims monitoring and pricing decisions.
  • Show more

Treasury analyst example responsibilities.

  • Develop, maintain financial models/applications (VBA Excel/Access) to automate and streamline business processes and perform financial analysis.
  • Administrate treasury /liquidity analysis, foreign currency transactions, EFT and ACH activity.
  • Serve as key decision-maker in management of corporate treasury functions for this brokerage service provider.
  • Perform month-end processes- including SOX quarterly compliance testing, internal controls testing for external auditors.
  • Perform cash forecasting activities to model future financial liquidity perform financial analysis to determine cash position, and daily bank reconciliations.
  • Compile foreign exchange rates for Hyperion team.
  • Show more

Rate analyst vs treasury analyst skills

Common rate analyst skills
  • PowerPoint, 9%
  • Tariffs, 8%
  • Financial Models, 7%
  • Strong Analytical, 7%
  • Rate Design, 7%
  • Financial Analysis, 5%
Common treasury analyst skills
  • Treasury, 17%
  • Cash Management, 16%
  • ACH, 5%
  • Treasury Operations, 4%
  • Reconciliations, 4%
  • Cash Flow, 3%

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