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Underwriting consultant vs consultant

The differences between underwriting consultants and consultants can be seen in a few details. Each job has different responsibilities and duties. Additionally, a consultant has an average salary of $78,912, which is higher than the $71,693 average annual salary of an underwriting consultant.

The top three skills for an underwriting consultant include life insurance, national accounts and underwriting guidelines. The most important skills for a consultant are customer service, strong analytical, and project management.

Underwriting consultant vs consultant overview

Underwriting ConsultantConsultant
Yearly salary$71,693$78,912
Hourly rate$34.47$37.94
Growth rate-4%11%
Number of jobs6,804171,733
Job satisfaction54
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 64%
Average age4444
Years of experience-4

What does an underwriting consultant do?

An underwriting consultant is an individual who provides underwriting guidelines to underwriters as well as coordinates revision of the underwriting manual. Underwriting consultants are required to handle complex cases and situations by using their strong knowledge of company services, product standards, and underwriting policies. They must use their verbal and written communication skills to guide the account management team across several business segments. Underwriting consultants must also assist with special projects and handle confidential matters assigned by the senior consultant or manager.

What does a consultant do?

Consultants are individuals who were tapped by a company or an organization to work on a specific activity, depending on their field of expertise. They act as guides for the organization in undertaking projects that are related to their field. Consultants would usually assist organizations in planning, often giving advice when the need arises. They would, at times, take the lead in activities that involve data gathering and interpretation of data gathering results so that they can provide solid recommendations on actions that the organization may undertake. They may also guide the organization in implementing any changes brought about by their consultancy and in evaluating the effectiveness of the changes.

Underwriting consultant vs consultant salary

Underwriting consultants and consultants have different pay scales, as shown below.

Underwriting ConsultantConsultant
Average salary$71,693$78,912
Salary rangeBetween $49,000 And $103,000Between $58,000 And $107,000
Highest paying CityBoston, MAWashington, DC
Highest paying stateMassachusettsNew Jersey
Best paying companyCVS HealthL.E.K. Consulting
Best paying industryHealth CareTechnology

Differences between underwriting consultant and consultant education

There are a few differences between an underwriting consultant and a consultant in terms of educational background:

Underwriting ConsultantConsultant
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaNorthwestern University

Underwriting consultant vs consultant demographics

Here are the differences between underwriting consultants' and consultants' demographics:

Underwriting ConsultantConsultant
Average age4444
Gender ratioMale, 48.2% Female, 51.8%Male, 58.4% Female, 41.6%
Race ratioBlack or African American, 9.1% Unknown, 2.5% Hispanic or Latino, 9.7% Asian, 5.7% White, 72.8% American Indian and Alaska Native, 0.4%Black or African American, 7.8% Unknown, 4.5% Hispanic or Latino, 8.7% Asian, 13.8% White, 65.0% American Indian and Alaska Native, 0.2%
LGBT Percentage9%12%

Differences between underwriting consultant and consultant duties and responsibilities

Underwriting consultant example responsibilities.

  • Risk assessment to achieve profitability on assign book of business through renewal calculations and RFP responses.
  • Provide evidence and assurance that the credit quality of the portfolio remains within standards establish by senior management.
  • Review lender appeals to determine if the documentation provide cures the deficiencies.
  • Direct responsibility for monitoring and auditing lending activity and loan portfolio to ensure compliance with regulations.
  • Review of appeals; concluding and processing the finalization; communicating the adjustments to the original underwriter for educational purposes.
  • Monitor performance, to include turn-times, productivity, volume, QC audits on a daily basis.
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Consultant example responsibilities.

  • Lead IIS tuning to get the maximum through put.
  • Manage daily data operations and customer support for SaaS web application products in Linux.
  • Manage several contractors in the development and coding of DB2 interface programs, as well as modification of the package software.
  • Manage operational incidents and changes to consistently meet SLA compliance
  • Introduce Jenkins to help automate manual deployments to multiple environments.
  • Design and code windows service to automate NRA applications email distribution.
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Underwriting consultant vs consultant skills

Common underwriting consultant skills
  • Life Insurance, 16%
  • National Accounts, 10%
  • Underwriting Guidelines, 9%
  • Underwriting Decisions, 8%
  • Underwriting Process, 4%
  • Underwriting Policies, 4%
Common consultant skills
  • Customer Service, 10%
  • Strong Analytical, 7%
  • Project Management, 6%
  • C++, 5%
  • C #, 5%
  • Java, 5%

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